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Low Rate Consolidation Loan For Noe In Beulah, North Dakota

$72000 Consolidation Loan – Beulah North Dakota, Credit Score Of 488

  • Experian: 502 – They had a bad Experian rating
  • Transunion: 470 – Noe had a bad credit score with Transunion.
  • Equifax: Noe’s Experian score was 488, which is a bad credit rating using the Experian rating scheme.

Many previous requests for credit have been made by Noe in the past, including one from The First National Bank and Trust Company of Tuscola in Beulah, North Dakota before Noe was accepted for the $72000 by Security State Bank

Noe made 9 previous attempts to obtain a consolidation loan, 2 of which were with The First National Bank and Trust Company of Tuscola, a lender in Beulah, North Dakota known to specialize in consolidation loans specifically. Prior to finding Security State Bank, Noe was very concerned due to their inexperience and bad credit rating.

Fast Loans for Noe in Beulah, North Dakota to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Beulah, North Dakota aren’t actually that difficult to obtain, especially if you have some finesse like Noe. Noe was able to find a fast loan for $72000 from The First National Bank and Trust Company of Ellendale and First American Bank & Trust of Carrington, but turned down both offers in favor of their consolidation loan from Security State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if a borrower is in a time sensitive situation.

When Noe was 24, they attempted to obtain a student loan from 6 different banks, which harmed their credit score. Below is a list of Noe’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on September 30, 2011
  • Attempt 2) Loan for $27,000.00 on March 4, 2010
  • Attempt 3) Loan for $32,000.00 on March 15, 2011
  • Attempt 4) Loan for $30,000.00 on April 29, 2010
  • Attempt 5) Loan for $24,000.00 on June 2, 2011
  • Attempt 6) Loan for $39,000.00 on January 18, 2013
Client Profile: Noe Amiri of Beulah, North Dakota
  • Full name (Changed if requested): Noe Amiri
  • Current Credit: loans.hit.utils.Fico@2d8e6db6
  • Current City: Beulah
  • State: North Dakota
  • Zip code: 58530
  • Yearly income: $45,000
  • Current Job: communication equipment mechanic
  • Current County: Mercer
  • Goal Yearly Income: $90,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Noe was rejected by The Farmers and Merchants National Bank of Hatton 5 times before being approved by Security State Bank at First Avenue And First Street

On December 8, 2013, Noe inquired about borrowing $4,000 from First National Bank and Trust Co. of Bottineau with Conception, their friend from just outside Beulah, and even with the co-signer, Noe was rejected for this consolidation loan. With bad credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Noe’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their communication equipment mechanic job and their future job as a broker’s floor representative

Fico Score: 488

Before applying for this consolidation loan, Noe had an Experian score of 502, which is bad, so Security State Bank most likely cannot provide Noe a consolidation loan

Experian Score: 502

Noe has a low current total income, but has a high number of prospects

Noe has always wanted to be a broker’s floor representative, but would have to attend Cameo College of Essential Beauty again to achieve it. Noe has other prospects as well, including medical transcriptionist, caption writer, and police artist, which pay $55,000 through to $101,000 per year, on average. Because of this, we think that Noe can pay for this consolidation loan of $72000.

Installment loan for Noe, a graduate of Cameo College of Essential Beauty and a communication equipment mechanic working for over $70,000 per year

Noe, an alumnus at Cameo College of Essential Beauty and a communication equipment mechanic in Beulah, North Dakota needs a consolidation loan to purchase a new cell phone. Noe has instead chosen to get an installment loan for $24,000 and is at present seeking lenders like Kulm State Bank to provide it.

7 Months in the Past, Noe Tried to Find a High Risk Loan for $46,000.00, and it was Easy

It is an well known struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Noe. Noe chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit scores as low as 507 can inquire for a high risk loan and have a chance to be approved.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $39,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Noe required a debt consolidation loan to pay for their existing consolidation loan and their credit card. Noe was able to find a consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.0%.

Personal Loan for a communication equipment mechanic named Noe in Beulah, North Dakota to Pay Off USAA Rewards Visa

Noe had a tonne of credit card debt on their Lane Bryant Credit Card and their ShopNBC Platinum Rewards MasterCard, and they were starting to get in over their heads. Despite Noe’s job as a communication equipment mechanic, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Signature Loan easily acquired in Beulah, North Dakota for $72000 with bad credit by Noe

A lot of prospective borrowers struggle with obtaining signature loans in Beulah, North Dakota, and Noe is the same. Noe went to 4 lenders or more before finding Security State Bank, who offered Noe a signature loan for $72000. Typical signature loans simply need a client, like Noe’s signature to obtain them, up to $47,000 in some cases. Noe was able to get $72000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans don’t need collateral, they generally require higher credit, as high as 750

Noe’s Transunion score was changed by the consolidation loan loan, changing to 470 from 488, which is normal in our experience.

Transunion Score: 470

Paraphrased and Standardized Quote from Noe for this consolidation loan of $72000, provided by Security State Bank

Hello, I am Noe and I’m from Beulah in North Dakota. Mercer, county is where I grew up, and now I need a consolidation loan in North Dakota for $72000 to buy a big ticket item. It wasn’t easy, but Security State Bank really came through for me with this loan for 8.8% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to Security State Bank for trusting me and my bad credit. It look me 9 years to build my credit to 488, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Previous requests on Noe’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$13650.00 10 9.6% $177.38 American State Bank of New England January 27, 2010
$14330.00 9 11.8% $215.98 First American Bank & Trust of Carrington September 12, 2010
$13840.00 7 7.3% $210.92 Kulm State Bank October 12, 2010
$14120.00 9 6.3% $171.62 Bremer Bank, National Association April 29, 2011

Contact Details for Security State Bank, the provider of this consolidation loan

  • Security State Bank
  • City: Beulah
  • State: North Dakota
  • Address: First Avenue And First Street
  • County: Mercer
  • Zip code: 58523

Conclusion of Noe’s consolidation loan

In the end, Noe was able to find a consolidation loan for $72000 with an interest rate of 8.7% interest APR from Security State Bank in Beulah, North Dakota repayable over 6 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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