$12000 Personal Loan – Lutesville Missouri, Credit Rating Of 555
- Experian: 574 – The client had a fair Experian rating
- Transunion: 539 – Reba had a fair credit score with Transunion.
- Equifax: Reba’s Experian score was 555, which is a fair credit score on the Experian rating scheme.
Signature Loan acquired in Lutesville, Missouri for $12000 with fair credit by Reba
Most prospective borrowers struggle with finding signature loans in Lutesville, Missouri, and Reba is the same. Reba went to 5 lending institutions or more before finding The Bollinger County Bank, who offered Reba a signature loan for $12000. Typical signature loans simply need a client, like Reba’s signature to get them, up to $43,000 in some cases. Reba was able to get $12000 as a personal loan, which is very high for a personal loan. Since signature loans don’t require a cosigner, these loans tend to need improved credit, as high as 725
Reba’s Overall FICO score at the time of acceptance for a personal loan, taking into account their structural engineer job and their future job as a job development specialist
Installment loan for Reba, a graduate of Diesel Driving Academy and a structural engineer working for over $67,000 per year
Reba, an alumnus at Diesel Driving Academy and a structural engineer in Lutesville, Missouri needs a personal loan to purchase a car. Reba has instead decided to get an installment loan for $17,000 and is at present seeking lenders like Allegiant Bank to process their request.
9 Months in the Past, Reba Tried to Find a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Reba. Reba decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Clients with credit ratings as low as 577 can apply for a high risk loan and possibly can be approved.
Before applying for this personal loan, Reba had an Experian score of 574, which is fair, so The Bollinger County Bank likely cannot provide Reba a personal loan
Paraphrased and Standardized Quote from Reba for this personal loan of $12000, provided by The Bollinger County Bank
Hi, I am Reba and I am from Lutesville in Missouri. Bollinger, county is where I grew up, and now I need a personal loan in Missouri for $12000 to pay bills. It has been difficult, but The Bollinger County Bank really came through for me with this loan for 9.7% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to The Bollinger County Bank for trusting me and my fair credit. It look me 6 years to build my credit to 555, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Previous requests on Reba’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$136480.00||9||11.8%||$2056.98||Camden County Bank||September 18, 2010|
|$135850.00||11||8.4%||$1580.2||Glasgow Savings Bank||October 23, 2013|
|$136200.00||3||5.5%||$4112.68||Central Bank||October 29, 2013|
|$135880.00||8||11.1%||$2141.8||Midwest BankCentre||June 10, 2014|
|$135710.00||9||5.2%||$1576.14||Commerce Bank of Richmond Heights||November 15, 2014|
Reba was not approved by Normandy Bank 6 times prior to being accepted by The Bollinger County Bank at Main Street
On June 1, 2013, Reba applied about borrowing $15,000 from The Bank of Versailles with Cherish, their friend from just outside Lutesville, and even with the co-signer, Reba was rejected for this personal loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Personal Loan for a structural engineer named Reba in Lutesville, Missouri to Pay Off Berkshire Municipal Bank Visa Signature Bonus Rewards Card
Reba had a lot of credit card debt on their Commerce Bank Secured Visa Credit Card and their The Red Devils Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Reba’s job as a structural engineer, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Reba has a low current total income, but has a high number of prospects
Reba has always wanted to be a job development specialist, but would have to attend Diesel Driving Academy again to achieve it. Reba has other possibilities as well, including financial aid counselor, systems accountant, and philosophy and religion professor, which pay $54,000 through to $104,000 per year, on average. For this reason, we believe that Reba can pay for this personal loan of $12000.
Contact Details for The Bollinger County Bank, the provider of this personal loan
- The Bollinger County Bank
- City: Lutesville
- State: Missouri
- Address: Main Street
- County: Bollinger
- Zip code: 63762
When Reba was 21, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Reba’s previous attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on April 9, 2009
- Attempt 2) Loan for $30,000.00 on March 4, 2009
- Attempt 3) Loan for $34,000.00 on January 16, 2010
- Attempt 4) Loan for $39,000.00 on October 3, 2009
- Attempt 5) Loan for $34,000.00 on June 26, 2012
- Attempt 6) Loan for $24,000.00 on May 29, 2011
- Attempt 7) Loan for $33,000.00 on January 18, 2012
Reba’s Transunion score was altered by the personal loan loan, changing to 539 from 555, which is typical in our experience.
- Full name (Changed if requested): Reba Pisciotti
- Current Credit: loans.hit.utils.Fico@22927a81
- Current City: Lutesville
- State: Missouri
- Zip code: 63764
- Yearly income: $59,000
- Current Job: structural engineer
- Current County: Bollinger
- Goal Yearly Income: $140,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Many other requests for credit have been made by Reba in the past, including one from Bank of Wadley in Lutesville, Missouri before Reba was accepted for the $12000 by The Bollinger County Bank
Reba made 5 previous tries to obtain a personal loan, 2 of which were with Bank of Wadley, a lender in Lutesville, Missouri known to specialize in personal loans specifically. Before finding The Bollinger County Bank, Reba was desperate due to their inexperience and fair credit score.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $36,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Reba required a debt consolidation loan to pay for their existing personal loan and their payday loan. Reba was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.5%.
Fast Loans for Reba in Lutesville, Missouri to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Lutesville, Missouri aren’t actually that difficult to obtain, especially if you have some gumption like Reba. Reba was able to find a fast loan for $12000 from Cass Commercial Bank and Commerce Bank of St. Louis, National Association, but declined both offers in favor of their personal loan from The Bollinger County Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if a client is on the go.
Conclusion of Reba’s personal loan
In the end, Reba was able to find a personal loan for $12000 with an interest rate of 9.4% interest APR from The Bollinger County Bank in Lutesville, Missouri repayable over 18 years from now.