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$18000 Emergency Loan With Good Credit In Mead Nebraska

$18000 Emergency Loan – Mead Nebraska, Credit Rating Of 643

  • Experian: 656 – This client had a good Experian rating
  • Transunion: 624 – Exie had a good credit rating with Transunion.
  • Equifax: Exie’s Experian score was 643, which is a good credit score with the Experian rating scheme.

Multiple past requests for credit have been made by Exie in the past, including one from Security Federal Savings and Loan Association in Mead, Nebraska before Exie was approved for the $18000 by Bank of Mead

Exie made 8 previous attempts to obtain an emergency loan, 2 of which were with Security Federal Savings and Loan Association, a lending institution in Mead, Nebraska known to specialize in emergency loans specifically. Prior to finding Bank of Mead, Exie was concerned due to their inexperience and good credit score.

Paraphrased and Standardized Quote from Exie for this emergency loan of $18000, provided by Bank of Mead

Hi, I am Exie and I am from Mead in Nebraska. Saunders, county is where I grew up, and now I need a emergency loan in Nebraska for $18000 to pay bills. It wasn’t easy, but Bank of Mead really came through for me with this loan for 6.8% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Bank of Mead for trusting me and my good credit. It look me 7 years to build my credit to 643, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Client Profile: Exie Asplin of Mead, Nebraska
  • Full name (Changed if requested): Exie Asplin
  • Current Credit: loans.hit.utils.Fico@78e03bb5
  • Current City: Mead
  • State: Nebraska
  • Zip code: 68045
  • Yearly income: $32,000
  • Current Job: community health nurse
  • Current County: Saunders
  • Goal Yearly Income: $83,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Exie’s Transunion score was altered by the emergency loan loan, changing to 624 from 643, which is typical in our experience.

Transunion Score: 624

Previous requests on Exie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$100190.00 4 9.7% $2526.67 Citizens Bank March 3, 2014
$99580.00 9 11.2% $1467.48 Stromsburg Bank August 3, 2014
$99800.00 10 6.1% $1113.0 Wahoo State Bank April 1, 2015
$99550.00 4 5.1% $2297.08 Arlington State Bank June 9, 2015

Fast Loans for Exie in Mead, Nebraska to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Mead, Nebraska aren’t actually that difficult to obtain, especially if you have some finesse like Exie. Exie was able to find a fast loan for $18000 from Commercial State Bank and First National Bank and Trust Co. of Kearney, but turned down both offers in favor of their emergency loan from Bank of Mead. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is in a pinch.

6 Months Ago, Exie Attempted Finding a High Risk Loan for $36,000.00, and it was Hard

It is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Exie. Exie chose not to obtain a high risk loan this time. High Risk loans are given to very low credit borrowers. Individuals with credit scores as low as 524 can inquire for a high risk loan and may be be accepted.

Signature Loan found in Mead, Nebraska for $18000 with good credit by Exie

A lot of clients struggle with finding signature loans in Mead, Nebraska, and Exie is no different. Exie went to 7 lenders or more before settling on Bank of Mead, who offered Exie a signature loan for $18000. Typical signature loans simply require a client, like Exie’s signature to obtain them, up to $41,000 in some cases. Exie was able to get $18000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not need a cosigner, these loans generally require improved credit, as high as 756

Contact Details for Bank of Mead, the provider of this emergency loan

  • Bank of Mead
  • City: Mead
  • State: Nebraska
  • Address: 322 South Vine
  • County: Saunders
  • Zip code: 68041

Installment loan for Exie, a graduate of Ambria College of Nursing and a community health nurse working for over $70,000 per year

Exie, an alumnus at Ambria College of Nursing and a community health nurse in Mead, Nebraska needs an emergency loan to purchase a car. Exie has instead decided to obtain an installment loan for $16,000 and is at present seeking lenders like Western National Bank to process their request.

Exie has a sad current yearly income, but has several of prospects

Exie has always wanted to be an industrial waste inspector, but would need attend Ambria College of Nursing again to achieve it. Exie has other prospects as well, including dental assistant, medical laboratory technician, and directory assistance operator, which pay $51,000 through to $105,000 per year, at least. Because of this, we believe that Exie can pay for this emergency loan of $18000.

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $39,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Exie required a debt consolidation loan to pay for their existing emergency loan and their credit card. Exie was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.5%.

Personal Loan for a community health nurse named Exie in Mead, Nebraska to Pay Off JC Penney Credit Card

Exie had a lot of credit card debt on their ESL Visa Credit Card and their Canandaigua National Bank & Trust Maximum Rewards Platinum Edition Visa Card, and they were starting to get in over their heads. Despite Exie’s job as a community health nurse, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Exie’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their community health nurse job and their future career as an industrial waste inspector

Fico Score: 643

Exie was not approved by Security State Bank 6 times prior to being accepted by Bank of Mead at 322 South Vine

On May 5, 2009, Exie inquired about borrowing $13,000 from Western Nebraska Bank with Sammy, their in law from just outside Mead, and even with the co-signer, Exie was rejected for this emergency loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Before applying for this emergency loan, Exie had an Experian score of 656, which is good, so Bank of Mead likely cannot provide Exie an emergency loan

Experian Score: 656

When Exie was 20, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a chronology of Exie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on July 6, 2012
  • Attempt 2) Loan for $34,000.00 on July 4, 2013
  • Attempt 3) Loan for $32,000.00 on February 28, 2009
  • Attempt 4) Loan for $28,000.00 on September 27, 2010
  • Attempt 5) Loan for $37,000.00 on October 8, 2012
  • Attempt 6) Loan for $24,000.00 on October 19, 2010
  • Attempt 7) Loan for $20,000.00 on June 8, 2010

Conclusion of Exie’s emergency loan

In the end, Exie was able to find an emergency loan for $18000 with an interest rate of 9.4% interest APR from Bank of Mead in Mead, Nebraska repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.