$114000 Quick Loan – Denver Colorado, Credit Rating Of 399
- Experian: 415 – They had a terrible Experian score
- Transunion: 387 – Cecile had a terrible credit rating with Transunion.
- Equifax: Cecile’s Experian score was 399, which is a terrible credit score using the Experian system.
Paraphrased and Standardized Quote from Cecile for this quick loan of $114000, provided by Native American Bank, National Association
Hello, I am Cecile and I’m from Denver in Colorado. Denver, county is where I grew up, and now I need a quick loan in Colorado for $114000 to pay bills. It has been difficult, but Native American Bank, National Association really came through for me with this loan for 11.3% interest APR and a term of 9 years. I can repay the loan over the 9 year term, including interest. A big thanks to Native American Bank, National Association for trusting me and my terrible credit. It look me 4 years to create my credit to 399, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
8 Months in the Past, Cecile Tried Finding a High Risk Loan for $32,000.00, and it was Easy
It is an well known struggle for clients to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Cecile. Cecile chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit ratings as low as 440 can apply for a high risk loan and possibly can be approved.
Installment loan for Cecile, a graduate of Friends University and a windows – draperies treatment specialist working for over $68,000 per year
Cecile, an alumnus at Friends University and a windows – draperies treatment specialist in Denver, Colorado needs a quick loan to purchase a new cell phone. Cecile has instead chosen to get an installment loan for $3,000 and is at present seeking lenders like The National City Bank of Denver to process their request.
Contact Details for Native American Bank, National Association, the provider of this quick loan
- Native American Bank, National Association
- City: Denver
- State: Colorado
- Address: 999 18th Street
- County: Denver
- Zip code: 80202
Fast Loans for Cecile in Denver, Colorado to prevent bankruptcy or harm from debt collectors.
Fast loans in Denver, Colorado aren’t actually that difficult to obtain, particularly if you have some finesse like Cecile. Cecile was able to find a fast loan for $114000 from Central Bank, National Association and Affiliated National Bank – Delta, but turned down both offers in favor of their quick loan from Native American Bank, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a borrower is in a pinch.
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $25,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Cecile needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Cecile was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.2%.
Personal Loan for a windows – draperies treatment specialist named Cecile in Denver, Colorado to Pay Off San Diego Padres BankAmericard Cash Rewards MasterCard
Cecile had a lot of credit card debt on their Bank of Akron Visa and their Lexus Pursuits Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Cecile’s job as a windows – draperies treatment specialist, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
When Cecile was 23, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a chronology of Cecile’s previous attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on November 26, 2009
- Attempt 2) Loan for $20,000.00 on May 26, 2009
- Attempt 3) Loan for $25,000.00 on September 21, 2013
- Attempt 4) Loan for $38,000.00 on December 19, 2009
- Attempt 5) Loan for $24,000.00 on June 23, 2013
- Attempt 6) Loan for $24,000.00 on August 10, 2010
Cecile’s Transunion score was altered by the quick loan loan, changing to 387 from 399, which is normal in our experience.
Previous requests on Cecile’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$101680.00||8||5.3%||$1301.83||Affiliated National Bank – Delta||May 16, 2011|
|$101830.00||8||11.5%||$1627.18||Central Bank, National Association||May 11, 2013|
|$102460.00||6||8.4%||$1816.53||The Colorado Bank and Trust Company of La Junta||May 28, 2014|
|$101790.00||3||5.8%||$3087.43||Colorado State Bank and Trust, N. A.||November 27, 2014|
Signature Loan acquired in Denver, Colorado for $114000 with terrible credit by Cecile
A lot of prospective borrowers struggle with finding signature loans in Denver, Colorado, and Cecile is no different. Cecile went to 6 lending institutions or more prior to finding Native American Bank, National Association, who offered Cecile a signature loan for $114000. Typical signature loans simply require a client, like Cecile’s signature to get them, up to $24,000 in some cases. Cecile was able to get $114000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need a cosigner, these loans tend to need improved credit, as high as 748
Cecile was not approved by The Citizens State Bank of Ouray 5 times before being approved by Native American Bank, National Association at 999 18th Street
On February 26, 2011, Cecile inquired about borrowing $37,000 from Colorado National Bank – Exchange with Angele, their friend from just outside Denver, and even with the co-signer, Cecile was rejected for this quick loan. With terrible credit, it can be difficult to procure financing, even with collateral and a co-signer.
Before applying for this quick loan, Cecile had an Experian score of 415, which is terrible, so Native American Bank, National Association likely cannot provide Cecile a quick loan
Cecile has a disappointing current total income, but has a large amount of prospects
Cecile has always wanted to be a broker’s floor representative, but would have to attend Friends University again to become one. Cecile has other possibilities as well, including sanitary engineer, family caseworker, and industrial therapist, which pay $57,000 through to $108,000 per year, at least. Because of this, we believe that Cecile can afford this quick loan of $114000.
Cecile’s Overall FICO score at the time of acceptance for a quick loan, taking into account their windows – draperies treatment specialist job and their future career as a broker’s floor representative
Multiple past requests for credit have been made by Cecile in the past, including one from Federated Bank, S.S.B. in Denver, Colorado before Cecile was accepted for the $114000 by Native American Bank, National Association
Cecile made 7 previous attempts to obtain a quick loan, 2 of which were with Federated Bank, S.S.B., a bank in Denver, Colorado known to specialize in quick loans specifically. Before finding Native American Bank, National Association, Cecile was very concerned due to their inexperience and terrible credit score.
- Full name (Changed if requested): Cecile Zeger
- Current Credit: loans.hit.utils.Fico@4fca772d
- Current City: Denver
- State: Colorado
- Zip code: 80204
- Yearly income: $65,000
- Current Job: windows – draperies treatment specialist
- Current County: Denver
- Goal Yearly Income: $81,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Cecile’s quick loan
In the end, Cecile was able to find a quick loan for $114000 with an interest rate of 9.8% interest APR from Native American Bank, National Association in Denver, Colorado repayable over 9 years from now.