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$144000 Signature Loan With Bad Credit In Lee’s Summit Missouri

$144000 Signature Loan – Lee’s Summit Missouri, Credit Score Of 463

  • Experian: 477 – They had a bad Experian score
  • Transunion: 450 – Hildegard had a bad credit score with Transunion.
  • Equifax: Hildegard’s Experian score was 463, which is a bad credit score on the Experian system.

Multiple past requests for credit have been made by Hildegard in the past, including one from Commerce Union Bank of Sumner County in Lee’s Summit, Missouri before Hildegard was approved for the $144000 by Commerce Bank of Lee’s Summit, National Association

Hildegard made 9 previous attempts to obtain a signature loan, 2 of which were with Commerce Union Bank of Sumner County, a lending institution in Lee’s Summit, Missouri known to specialize in signature loans specifically. Prior to finding Commerce Bank of Lee’s Summit, National Association, Hildegard was desperate due to their inexperience and bad credit rating.

Fast Loans for Hildegard in Lee’s Summit, Missouri to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Lee’s Summit, Missouri aren’t actually that difficult to obtain, particularly if you have some finesse like Hildegard. Hildegard was able to find a fast loan for $144000 from The Baden Bank of St. Louis and Southern Commercial Bank, but declined both offers in favor of their signature loan from Commerce Bank of Lee’s Summit, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that you are on the go.

Before applying for this signature loan, Hildegard had an Experian score of 477, which is bad, so Commerce Bank of Lee’s Summit, National Association probably cannot provide Hildegard a signature loan

Experian Score: 477

Hildegard was not approved by Allegiant Bank 4 times prior to being accepted by Commerce Bank of Lee’s Summit, National Association at Street And Melody Lane

On November 6, 2013, Hildegard applied about borrowing $10,000 from Central West End Bank with Joleen, their in law from just outside Lee’s Summit, and even with the co-signer, Hildegard was rejected for this signature loan. With bad credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Signature Loan acquired in Lee’s Summit, Missouri for $144000 with bad credit by Hildegard

Many prospective borrowers have difficulty with obtaining signature loans in Lee’s Summit, Missouri, and Hildegard is not an exception. Hildegard went to 5 lenders or more before settling on Commerce Bank of Lee’s Summit, National Association, who offered Hildegard a signature loan for $144000. Typical signature loans simply need a client, like Hildegard’s signature to get them, up to $34,000 in some cases. Hildegard was able to get $144000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require a cosigner, they tend to require improved credit, as high as 716

Paraphrased and Standardized Quote from Hildegard for this signature loan of $144000, provided by Commerce Bank of Lee’s Summit, National Association

Hello, I am Hildegard and I am from Lee’s Summit in Missouri. Jackson, county is where I grew up, and now I need a signature loan in Missouri for $144000 to buy a car. It has been difficult, but Commerce Bank of Lee’s Summit, National Association really came through for me with this loan for 8.2% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to Commerce Bank of Lee’s Summit, National Association for trusting me and my bad credit. It look me 9 years to create my credit to 463, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Previous requests on Hildegard’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$60470.00 8 6.4% $806.49 Camden County Bank September 17, 2011
$60130.00 6 6.8% $1019.39 Glasgow Savings Bank February 26, 2012
$60410.00 8 8.8% $878.76 Central Bank January 27, 2013
$60410.00 6 9.7% $1110.03 Midwest BankCentre September 9, 2014

Hildegard’s Overall FICO score at the time of acceptance for a signature loan, taking into account their intelligence specialist job and their future job as a maintenance supervisor

Fico Score: 463

When Hildegard was 19, they attempted to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a chronology of Hildegard’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on January 13, 2011
  • Attempt 2) Loan for $27,000.00 on September 7, 2011
  • Attempt 3) Loan for $22,000.00 on March 18, 2011
  • Attempt 4) Loan for $38,000.00 on March 22, 2010
  • Attempt 5) Loan for $25,000.00 on January 3, 2012

Contact Details for Commerce Bank of Lee’s Summit, National Association, the provider of this signature loan

  • Commerce Bank of Lee’s Summit, National Association
  • City: Lee’s Summit
  • State: Missouri
  • Address: Street And Melody Lane
  • County: Jackson
  • Zip code: 64063
Client Profile: Hildegard Endecott of Lee’s Summit, Missouri
  • Full name (Changed if requested): Hildegard Endecott
  • Current Credit: loans.hit.utils.Fico@2dda6444
  • Current City: Lee’s Summit
  • State: Missouri
  • Zip code: 64064
  • Yearly income: $68,000
  • Current Job: intelligence specialist
  • Current County: Jackson
  • Goal Yearly Income: $88,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Installment loan for Hildegard, a graduate of Martin Community College and an intelligence specialist working for over $69,000 per year

Hildegard, an alumnus at Martin Community College and an intelligence specialist in Lee’s Summit, Missouri needs a signature loan to purchase something frivolous. Hildegard has instead chosen to obtain an installment loan for $5,000 and is at present seeking lenders like Allegiant Bank to process their request.

Hildegard has a disappointing current total income, but has a large amount of prospects

Hildegard has always wanted to be a maintenance supervisor, but would need attend Martin Community College again to achieve it. Hildegard has other possibilities as well, including probation officer, sportswriter, and radio & tv program director, which pay $52,000 through to $95,000 per year, at least. For this reason, we think that Hildegard can pay for this signature loan of $144000.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $34,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Hildegard needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Hildegard was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.

Personal Loan for an intelligence specialist named Hildegard in Lee’s Summit, Missouri to Pay Off HSBC MasterCard BusinessCard Card

Hildegard had a lot of credit card debt on their HSBC Advance MasterCard Credit Card and their PNC Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Hildegard’s job as an intelligence specialist, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

8 Months in the Past, Hildegard Attempted to Find a High Risk Loan for $31,000.00, and it was Easy

There is an ongoing struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Hildegard. Hildegard decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit ratings as low as 318 can apply for a high risk loan and may be be accepted.

Hildegard’s Transunion score was altered by the signature loan loan, changing to 450 from 463, which is typical in our experience.

Transunion Score: 450

Conclusion of Hildegard’s signature loan

In the end, Hildegard was able to find a signature loan for $144000 with an interest rate of 8.5% interest APR from Commerce Bank of Lee’s Summit, National Association in Lee’s Summit, Missouri repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.