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$34000 Consolidation Loan In Sarasota Florida With Credit Score 339 For Barry

$34000 Consolidation Loan – Sarasota Florida, Credit Score Of 339

  • Experian: 354 – The client had a terrible Experian score
  • Transunion: 325 – Barry had a terrible credit rating with Transunion.
  • Equifax: Barry’s Experian score was 339, which is a terrible credit score with the Experian scale.

Before applying for this consolidation loan, Barry had an Experian score of 354, which is terrible, so SouthTrust Bank of the Suncoast most likely can provide Barry a consolidation loan

Experian Score: 354

Installment loan for Barry, a graduate of New York City College of Technology of the City University of New York and a casino dealer working for over $79,000 per year

Barry, an alumnus at New York City College of Technology of the City University of New York and a casino dealer in Sarasota, Florida wants a consolidation loan to purchase a new cell phone. Barry has instead decided to obtain an installment loan for $20,000 and is currently seeking lenders like Southeast National Bank of Bradenton to provide it.

Client Profile: Barry Kalland of Sarasota, Florida
  • Full name (Changed if requested): Barry Kalland
  • Current Credit: loans.hit.utils.Fico@7106e68e
  • Current City: Sarasota
  • State: Florida
  • Zip code: 34236
  • Yearly income: $63,000
  • Current Job: casino dealer
  • Current County: Sarasota
  • Goal Yearly Income: $91,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Multiple past requests for credit have been made by Barry in the past, including one from Farmers Bank of Green City in Sarasota, Florida before Barry was accepted for the $34000 by SouthTrust Bank of the Suncoast

Barry made 8 previous tries to obtain a consolidation loan, 2 of which were with Farmers Bank of Green City, a lender in Sarasota, Florida known to specialize in consolidation loans specifically. Before finding SouthTrust Bank of the Suncoast, Barry was concerned due to their inexperience and terrible credit rating.

Barry was not approved by Florida Bank of Volusia County 5 times before being granted funding by SouthTrust Bank of the Suncoast at 240 North Washington Boulevard

On December 23, 2010, Barry inquired about borrowing $41,000 from The Perkins State Bank with Arnetta, their friend from just outside Sarasota, and even with the co-signer, Barry was rejected for this consolidation loan. With terrible credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Fast Loans for Barry in Sarasota, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Sarasota, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Barry. Barry was able to find a fast loan for $34000 from Southeast National Bank of Bradenton and Florida Bank of Volusia County, but turned down both offers in favor of their consolidation loan from SouthTrust Bank of the Suncoast. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement in the case that a client is in a time sensitive situation.

Previous requests on Barry’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$136260.00 5 8.7% $2808.74 NCNB National Bank of Florida December 9, 2010
$136160.00 7 9.5% $2225.4 Southeast Bank of Madison County, National Association October 4, 2012
$135560.00 8 9.1% $1993.02 Southeast Bank of Wildwood October 20, 2013
$136130.00 6 8.2% $2400.12 Atlantic Bank of Jacksonville May 21, 2014

Paraphrased and Standardized Quote from Barry for this consolidation loan of $34000, provided by SouthTrust Bank of the Suncoast

Hello, I am Barry and my hometown is Sarasota in Florida. Sarasota, county is where I grew up, and now I need a consolidation loan in Florida for $34000 to buy a big ticket item. It has been difficult, but SouthTrust Bank of the Suncoast really came through for me with this loan for 8.5% interest APR and a term of 9 years. I will repay the loan over the 9 year term, including interest. A big thanks to SouthTrust Bank of the Suncoast for giving me a chance and my terrible credit. It look me 6 years to create my credit to 339, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

When Barry was 18, they attempted to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a chronology of Barry’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on June 9, 2010
  • Attempt 2) Loan for $30,000.00 on December 13, 2008
  • Attempt 3) Loan for $21,000.00 on February 17, 2011
  • Attempt 4) Loan for $21,000.00 on November 28, 2012
  • Attempt 5) Loan for $20,000.00 on December 1, 2011
  • Attempt 6) Loan for $30,000.00 on October 6, 2009
  • Attempt 7) Loan for $21,000.00 on December 9, 2009

Personal Loan for a casino dealer named Barry in Sarasota, Florida to Pay Off America’s First FCU Visa Secured

Barry had a lot of credit card debt on their Five Star Bank Visa Business Bonus Rewards PLUS Card and their The Mark Twain Museum Visa Card, and they were starting to get in over their heads. Despite Barry’s job as a casino dealer, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Barry’s Transunion score was altered by the consolidation loan loan, changing to 325 from 339, which is typical in our experience.

Transunion Score: 325

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $24,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Barry needed a debt consolidation loan to pay for their existing consolidation loan and their loan shark loan. Barry was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.2%.

Barry has a sad current gross income, but has a large amount of prospects

Barry has always wanted to be a fire protection engineering technician, but would have to attend New York City College of Technology of the City University of New York again to achieve it. Barry has other prospects as well, including art therapist, art, and resource recovery engineer, which pay $53,000 through to $102,000 per year, on average. For this reason, we believe that Barry can afford this consolidation loan of $34000.

Signature Loan found in Sarasota, Florida for $34000 with terrible credit by Barry

Many borrowers have difficulty with finding signature loans in Sarasota, Florida, and Barry is no different. Barry went to 8 lenders or more prior to settling on SouthTrust Bank of the Suncoast, who offered Barry a signature loan for $34000. Most signature loans simply require a client, like Barry’s signature to get them, up to $20,000 in some cases. Barry was able to get $34000 as a consolidation loan, which is very high for a consolidation loan. Because signature loans don’t require collateral, they tend to require improved credit, as high as 773

Barry’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their casino dealer job and their future career as a fire protection engineering technician

Fico Score: 339

Contact Details for SouthTrust Bank of the Suncoast, the provider of this consolidation loan

  • SouthTrust Bank of the Suncoast
  • City: Sarasota
  • State: Florida
  • Address: 240 North Washington Boulevard
  • County: Sarasota
  • Zip code: 34230

8 Months Ago, Barry Attempted to Find a High Risk Loan for $31,000.00, and it was Easy

There is an ongoing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Barry. Barry chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit ratings as low as 568 can inquire for a high risk loan and may be be accepted.

Conclusion of Barry’s consolidation loan

In the end, Barry was able to find a consolidation loan for $34000 with an interest rate of 6.5% interest APR from SouthTrust Bank of the Suncoast in Sarasota, Florida repayable over 9 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.