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$124000 Secured Loan With Good Credit In Blairsville Georgia

$124000 Secured Loan – Blairsville Georgia, Credit Score Of 607

  • Experian: 626 – This individual had a good Experian rating
  • Transunion: 594 – Dalila had a good credit score with Transunion.
  • Equifax: Dalila’s Experian score was 607, which is a good credit score with the Experian rating scheme.

Previous requests on Dalila’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$30590.00 7 9.5% $499.96 NationsBank of Florida, National Association September 22, 2012
$30590.00 6 5.3% $496.92 Century Bank and Trust February 9, 2014
$31210.00 8 5.7% $405.6 Bank of Madison May 10, 2014
$30850.00 6 8.4% $546.95 Bank of Hazlehurst November 18, 2014
$31190.00 4 10.7% $801.59 The Citizens and Southern Bank of Dublin March 29, 2015

Contact Details for Appalachian Community Bank, the provider of this secured loan

  • Appalachian Community Bank
  • City: Blairsville
  • State: Georgia
  • Address: 236 Highway 515
  • County: Union
  • Zip code: 30512

Fast Loans for Dalila in Blairsville, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Blairsville, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Dalila. Dalila was able to find a fast loan for $124000 from The United Banking Company and Sylvester Banking Company, but declined both offers in favor of their secured loan from Appalachian Community Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if a client is in a pinch.

Multiple previous requests for credit have been made by Dalila in the past, including one from Jackson County National Bank in Blairsville, Georgia before Dalila was approved for the $124000 by Appalachian Community Bank

Dalila made 7 previous attempts to obtain a secured loan, 2 of which were with Jackson County National Bank, a lender in Blairsville, Georgia known to specialize in secured loans specifically. Before finding Appalachian Community Bank, Dalila was very concerned due to their inexperience and good credit rating.

Dalila’s Transunion score was altered by the secured loan loan, changing to 594 from 607, which is normal in our experience.

Transunion Score: 594

7 Months Ago, Dalila Attempted to Find a High Risk Loan for $44,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Dalila. Dalila chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Individuals with credit ratings as low as 477 can inquire for a high risk loan and may be be accepted.

Paraphrased and Standardized Quote from Dalila for this secured loan of $124000, provided by Appalachian Community Bank

Hello, I am Dalila and I’m from Blairsville in Georgia. Union, county is where I grew up, and now I need a secured loan in Georgia for $124000 to renovate my home. It has been difficult, but Appalachian Community Bank really came through for me with this loan for 6.1% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Appalachian Community Bank for giving me a chance and my good credit. It look me 6 years to create my credit to 607, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.

Client Profile: Dalila Kachmar of Blairsville, Georgia
  • Full name (Changed if requested): Dalila Kachmar
  • Current Credit: loans.hit.utils.Fico@3abfe836
  • Current City: Blairsville
  • State: Georgia
  • Zip code: 30513
  • Yearly income: $44,000
  • Current Job: motion picture director
  • Current County: Union
  • Goal Yearly Income: $106,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Dalila has a disappointing current gross income, but has a high number of prospects

Dalila has always wanted to be an excavating supervisor, but would have to attend DeVry University again to achieve it. Dalila has other possibilities as well, including hotel convention/events coordinator, paste-up worker, and film editor, which pay $50,000 through to $93,000 per year, at least. For this reason, we believe that Dalila can pay for this secured loan of $124000.

Personal Loan for a motion picture director named Dalila in Blairsville, Georgia to Pay Off BB&T Visa Purchasing Card

Dalila had a tonne of credit card debt on their Conestoga Bank Visa Platinum Card and their TJX Rewards Platinum MasterCard, and they were starting to get in over their heads. Despite Dalila’s job as a motion picture director, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $28,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Dalila needed a debt consolidation loan to pay for their existing secured loan and their payday loan. Dalila was able to find a secured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.8%.

Installment loan for Dalila, a graduate of DeVry University and a motion picture director working for over $72,000 per year

Dalila, an alumnus at DeVry University and a motion picture director in Blairsville, Georgia wants a secured loan to purchase something frivolous. Dalila has instead decided to get an installment loan for $4,000 and is at present seeking lenders like The Citizens and Southern Bank of Dublin to provide it.

Signature Loan found in Blairsville, Georgia for $124000 with good credit by Dalila

A lot of borrowers have difficulty with finding signature loans in Blairsville, Georgia, and Dalila is the same. Dalila went to 5 lenders or more before settling on Appalachian Community Bank, who offered Dalila a signature loan for $124000. Most signature loans simply require a client, like Dalila’s signature to get them, up to $38,000 in some cases. Dalila was able to get $124000 as a secured loan, which is very high for a secured loan. Since signature loans do not need a cosigner, these loans tend to require better credit, as high as 764

Dalila was not approved by NationsBank of Florida, National Association 6 times prior to being accepted by Appalachian Community Bank at 236 Highway 515

On September 21, 2012, Dalila inquired about borrowing $49,000 from The Citizens and Southern Bank of Colquitt County with Dan, their friend from just outside Blairsville, and even with the co-signer, Dalila was rejected for this secured loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Before applying for this secured loan, Dalila had an Experian score of 626, which is good, so Appalachian Community Bank probably cannot provide Dalila a secured loan

Experian Score: 626

When Dalila was 20, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a chronology of Dalila’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on August 3, 2009
  • Attempt 2) Loan for $33,000.00 on April 27, 2009
  • Attempt 3) Loan for $22,000.00 on September 17, 2012
  • Attempt 4) Loan for $23,000.00 on July 1, 2010
  • Attempt 5) Loan for $24,000.00 on October 18, 2010

Dalila’s Overall FICO score at the time of acceptance for a secured loan, taking into account their motion picture director job and their future career as an excavating supervisor

Fico Score: 607

Conclusion of Dalila’s secured loan

In the end, Dalila was able to find a secured loan for $124000 with an interest rate of 6.1% interest APR from Appalachian Community Bank in Blairsville, Georgia repayable over 3 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.