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$16000 Same Day Loan In Florissant Missouri With Credit Score 412 For Fredrick

$16000 Same Day Loan – Florissant Missouri, Credit Rating Of 412

  • Experian: 430 – This individual had a bad Experian rating
  • Transunion: 400 – Fredrick had a bad credit score with Transunion.
  • Equifax: Fredrick’s Experian score was 412, which is a bad credit score with the Experian rating scheme.

Fast Loans for Fredrick in Florissant, Missouri to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Florissant, Missouri aren’t actually that difficult to obtain, particularly if you have some gumption like Fredrick. Fredrick was able to find a fast loan for $16000 from Glasgow Savings Bank and Commerce Bank of Mound City, but declined both offers in favor of their same day loan from First Exchange Bank of North St. Louis County. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference if you are in a time sensitive situation.

Many previous requests for credit have been made by Fredrick in the past, including one from The Gnadenhutten Bank in Florissant, Missouri before Fredrick was accepted for the $16000 by First Exchange Bank of North St. Louis County

Fredrick made 7 previous attempts to obtain a same day loan, 2 of which were with The Gnadenhutten Bank, a bank in Florissant, Missouri known to specialize in same day loans specifically. Before finding First Exchange Bank of North St. Louis County, Fredrick was very concerned due to their inexperience and bad credit rating.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $30,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Fredrick required a debt consolidation loan to pay for their existing same day loan and their payday loan. Fredrick was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.

Before applying for this same day loan, Fredrick had an Experian score of 430, which is bad, so First Exchange Bank of North St. Louis County probably cannot provide Fredrick a same day loan

Experian Score: 430

Fredrick was not approved by Southwest Bank, An M&I Bank 5 times before being accepted by First Exchange Bank of North St. Louis County at 1281 Graham Road

On May 7, 2011, Fredrick applied about borrowing $47,000 from Wood & Huston Bank with Serita, their friend from just outside Florissant, and even with the co-signer, Fredrick was rejected for this same day loan. With bad credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Fredrick for this same day loan of $16000, provided by First Exchange Bank of North St. Louis County

Hello, I am Fredrick and I am from Florissant in Missouri. St. Louis, county is where I grew up, and now I need a same day loan in Missouri for $16000 to buy a car. It has been difficult, but First Exchange Bank of North St. Louis County really came through for me with this loan for 7.7% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to First Exchange Bank of North St. Louis County for giving me a chance and my bad credit. It look me 9 years to build my credit to 412, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Fredrick’s Overall FICO score at the time of acceptance for a same day loan, taking into account their border patrol agent job and their future career as a mental health counselor

Fico Score: 412

Personal Loan for a border patrol agent named Fredrick in Florissant, Missouri to Pay Off Executive Women’s Golf Association

Fredrick had a tonne of credit card debt on their Amalgamated Bank MasterCard Gold and their Exchange National Bank & Trust Credit Cards Exclusive Connection$ Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Fredrick’s job as a border patrol agent, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Fredrick Steep of Florissant, Missouri
  • Full name (Changed if requested): Fredrick Steep
  • Current Credit: loans.hit.utils.Fico@7cef4e59
  • Current City: Florissant
  • State: Missouri
  • Zip code: 63040
  • Yearly income: $57,000
  • Current Job: border patrol agent
  • Current County: St. Louis
  • Goal Yearly Income: $126,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Signature Loan acquired in Florissant, Missouri for $16000 with bad credit by Fredrick

Most prospective borrowers have difficulty with finding signature loans in Florissant, Missouri, and Fredrick is not an exception. Fredrick went to 4 lending institutions or more prior to finding First Exchange Bank of North St. Louis County, who offered Fredrick a signature loan for $16000. Typical signature loans simply need a client, like Fredrick’s signature to get them, up to $45,000 in some cases. Fredrick was able to get $16000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, these loans tend to require improved credit, as high as 788

Previous requests on Fredrick’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$104780.00 6 7.2% $1796.47 Camden County Bank March 27, 2012
$105180.00 8 10.4% $1618.37 Glasgow Savings Bank November 22, 2012
$104780.00 5 5.6% $2006.26 Central Bank August 10, 2013
$105330.00 5 6.3% $2051.05 Midwest BankCentre August 10, 2014

Installment loan for Fredrick, a graduate of Lake Land College and a border patrol agent working for over $60,000 per year

Fredrick, an alumnus at Lake Land College and a border patrol agent in Florissant, Missouri wants a same day loan to purchase something frivolous. Fredrick has instead decided to get an installment loan for $5,000 and is at present seeking lenders like Mercantile Bank of Franklin County to provide it.

Fredrick’s Transunion score was changed by the same day loan loan, changing to 400 from 412, which is normal in our experience.

Transunion Score: 400

8 Months Ago, Fredrick Attempted Finding a High Risk Loan for $44,000.00, and it was Easy

It is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Fredrick. Fredrick chose not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit ratings as low as 432 can apply for a high risk loan and have a chance to be accepted.

Contact Details for First Exchange Bank of North St. Louis County, the provider of this same day loan

  • First Exchange Bank of North St. Louis County
  • City: Florissant
  • State: Missouri
  • Address: 1281 Graham Road
  • County: St. Louis
  • Zip code: 63032

Fredrick has a sad current gross income, but has a large amount of prospects

Fredrick has always wanted to be a mental health counselor, but would need attend Lake Land College again to achieve it. Fredrick has other prospects as well, including business professor, labor relations advisor, and delivery driver, which pay $51,000 through to $94,000 per year, at least. For this reason, we believe that Fredrick can afford this same day loan of $16000.

When Fredrick was 21, they attempted to obtain a student loan from 6 different banks, which harmed their credit score. Below is a list of Fredrick’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on October 21, 2009
  • Attempt 2) Loan for $21,000.00 on September 25, 2012
  • Attempt 3) Loan for $29,000.00 on February 14, 2012
  • Attempt 4) Loan for $35,000.00 on March 19, 2013
  • Attempt 5) Loan for $37,000.00 on October 17, 2011
  • Attempt 6) Loan for $38,000.00 on December 16, 2009

Conclusion of Fredrick’s same day loan

In the end, Fredrick was able to find a same day loan for $16000 with an interest rate of 6.8% interest APR from First Exchange Bank of North St. Louis County in Florissant, Missouri repayable over 5 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.