$64000 No Collateral Loan – San Antonio Texas, Credit Rating Of 365
- Experian: 376 – They had a terrible Experian rating
- Transunion: 351 – Babara had a terrible credit rating with Transunion.
- Equifax: Babara’s Experian score was 365, which is a terrible credit rating with the Experian system.
Fast Loans for Babara in San Antonio, Texas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in San Antonio, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Babara. Babara was able to find a fast loan for $64000 from Farmers State Bank of Shiro, Texas and Arrowhead Bank, but declined both offers in favor of their no collateral loan from First RepublicBank NW San Antonio, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if you are in a pinch.
When Babara was 19, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Babara’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on February 13, 2012
- Attempt 2) Loan for $34,000.00 on March 16, 2010
- Attempt 3) Loan for $25,000.00 on March 2, 2012
- Attempt 4) Loan for $23,000.00 on February 19, 2010
- Attempt 5) Loan for $35,000.00 on December 16, 2011
- Attempt 6) Loan for $35,000.00 on July 15, 2011
- Full name (Changed if requested): Babara Lardydell
- Current Credit: loans.hit.utils.Fico@63c12fb0
- Current City: San Antonio
- State: Texas
- Zip code: 78204
- Yearly income: $57,000
- Current Job: special education administrator
- Current County: Bexar
- Goal Yearly Income: $139,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $23,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Babara needed a debt consolidation loan to pay for their existing no collateral loan and their credit card. Babara was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.3%.
Babara’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their special education administrator job and their future career as an insurance appraiser
Babara’s Transunion score was changed by the no collateral loan loan, changing to 351 from 365, which is normal in our experience.
Babara has a disappointing current gross income, but has a large amount of prospects
Babara has always wanted to be an insurance appraiser, but would have to attend ITT Technical Institute – Indianapolis again to become one. Babara has other prospects as well, including forest and conservation technician, mechanical engineer, and criminal justice professor, which pay $58,000 through to $101,000 per year, on average. For this reason, we believe that Babara can afford this no collateral loan of $64000.
Babara was declined by The Bank and Trust, S.S.B. 6 times prior to being approved by First RepublicBank NW San Antonio, National Association at 6243 N.W. Ih 10
On February 17, 2011, Babara applied about borrowing $42,000 from First RepublicBank Forney with Majorie, their in law from just outside San Antonio, and even with the co-signer, Babara was rejected for this no collateral loan. With terrible credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Contact Details for First RepublicBank NW San Antonio, National Association, the provider of this no collateral loan
- First RepublicBank NW San Antonio, National Association
- City: San Antonio
- State: Texas
- Address: 6243 N.W. Ih 10
- County: Bexar
- Zip code: 78201
Signature Loan acquired in San Antonio, Texas for $64000 with terrible credit by Babara
A lot of clients have difficulty with finding signature loans in San Antonio, Texas, and Babara is no exception. Babara went to 4 lending institutions or more prior to finding First RepublicBank NW San Antonio, National Association, who offered Babara a signature loan for $64000. Typical signature loans simply require a client, like Babara’s signature to get them, up to $30,000 in some cases. Babara was able to get $64000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not need a cosigner, these loans generally need higher credit, as high as 781
Several previous requests for credit have been made by Babara in the past, including one from Guarantee Bank in San Antonio, Texas before Babara was approved for the $64000 by First RepublicBank NW San Antonio, National Association
Babara made 4 previous attempts to obtain a no collateral loan, 2 of which were with Guarantee Bank, a lender in San Antonio, Texas known to specialize in no collateral loans specifically. Prior to finding First RepublicBank NW San Antonio, National Association, Babara was desperate due to their inexperience and terrible credit score.
Before applying for this no collateral loan, Babara had an Experian score of 376, which is terrible, so First RepublicBank NW San Antonio, National Association most likely cannot provide Babara a no collateral loan
Previous requests on Babara’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$64230.00||11||5.5%||$649.62||Comerica Bank||October 20, 2010|
|$64370.00||9||10.3%||$916.74||First Star Bank, S.S.B.||January 4, 2013|
|$63690.00||8||11.5%||$1017.73||Brownfield State Bank & Trust Co.||November 30, 2013|
|$63510.00||7||6.4%||$940.02||First Bank & Trust, Bryan, Texas||July 6, 2014|
Personal Loan for a special education administrator named Babara in San Antonio, Texas to Pay Off Ashley Furniture HomeStore Credit Card
Babara had a tonne of credit card debt on their Cabela’s Club Visa Credit Card and their Fulton Bank Visa Signature Bonus Rewards Card, and they were starting to get in over their heads. Despite Babara’s job as a special education administrator, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Installment loan for Babara, a graduate of ITT Technical Institute – Indianapolis and a special education administrator working for over $72,000 per year
Babara, an alumnus at ITT Technical Institute – Indianapolis and a special education administrator in San Antonio, Texas wants a no collateral loan to purchase something frivolous. Babara has instead chosen to get an installment loan for $3,000 and is at present seeking lenders like MBank Greenville, National Association to provide it.
7 Months Ago, Babara Tried to Find a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Babara. Babara decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Clients with credit scores as low as 347 can apply for a high risk loan and possibly can be accepted.
Paraphrased and Standardized Quote from Babara for this no collateral loan of $64000, provided by First RepublicBank NW San Antonio, National Association
Hello, I am Babara and my hometown is San Antonio in Texas. Bexar, county is where I grew up, and now I need a no collateral loan in Texas for $64000 to avoid bankruptcy. It wasn’t easy, but First RepublicBank NW San Antonio, National Association really came through for me with this loan for 7.2% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to First RepublicBank NW San Antonio, National Association for trusting me and my terrible credit. It look me 5 years to create my credit to 365, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Conclusion of Babara’s no collateral loan
In the end, Babara was able to find a no collateral loan for $64000 with an interest rate of 9.7% interest APR from First RepublicBank NW San Antonio, National Association in San Antonio, Texas repayable over 17 years from today.