$100000 Emergency Loan – Gonzales Louisiana, Credit Score Of 519
- Experian: 533 – This client had a fair Experian score
- Transunion: 503 – Brenna had a fair credit score with Transunion.
- Equifax: Brenna’s Experian score was 519, which is a fair credit score using the Experian system.
Fast Loans for Brenna in Gonzales, Louisiana to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Gonzales, Louisiana aren’t actually that difficult to obtain, especially if you have some finesse like Brenna. Brenna was able to find a fast loan for $100000 from Alerion Bank and Bank of Pleasant Hill, but declined both offers in favor of their emergency loan from United Community Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if you are in a pinch.
Signature Loan acquired in Gonzales, Louisiana for $100000 with fair credit by Brenna
Many clients have difficulty with finding signature loans in Gonzales, Louisiana, and Brenna is not an exception. Brenna went to 4 lenders or more before finding United Community Bank, who offered Brenna a signature loan for $100000. Most signature loans simply require a client, like Brenna’s signature to obtain them, up to $30,000 in some cases. Brenna was able to get $100000 as a emergency loan, which is very high for an emergency loan. Because signature loans do not need collateral, they generally require better credit, as high as 777
When Brenna was 24, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Brenna’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on January 8, 2013
- Attempt 2) Loan for $20,000.00 on February 9, 2011
- Attempt 3) Loan for $25,000.00 on May 28, 2009
- Attempt 4) Loan for $38,000.00 on March 20, 2009
- Attempt 5) Loan for $27,000.00 on August 6, 2010
- Attempt 6) Loan for $29,000.00 on October 14, 2010
Before applying for this emergency loan, Brenna had an Experian score of 533, which is fair, so United Community Bank probably cannot provide Brenna an emergency loan
Personal Loan for a legal secretary named Brenna in Gonzales, Louisiana to Pay Off Great Southern Bank Visa Platinum
Brenna had a lot of credit card debt on their Lanpass Visa Secured Card and their LUKOIL Platinum MasterCard, and they were starting to get in over their heads. Despite Brenna’s job as a legal secretary, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Brenna’s Transunion score was altered by the emergency loan loan, changing to 503 from 519, which is typical in our experience.
Previous requests on Brenna’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$133510.00||6||7.7%||$2321.35||Bank of Zachary||March 7, 2010|
|$134170.00||9||11.1%||$1969.78||Landmark Bank||November 10, 2013|
|$134220.00||9||5.2%||$1558.83||Bank of Gonzales||September 26, 2014|
|$133710.00||6||8.5%||$2377.15||The Highlands Bank||October 19, 2014|
Many previous requests for credit have been made by Brenna in the past, including one from American Bank of Commerce in Gonzales, Louisiana before Brenna was approved for the $100000 by United Community Bank
Brenna made 5 prior attempts to obtain an emergency loan, 2 of which were with American Bank of Commerce, a bank in Gonzales, Louisiana known to specialize in emergency loans specifically. Prior to finding United Community Bank, Brenna was concerned due to their inexperience and fair credit rating.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $37,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Brenna needed a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Brenna was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.1%.
Paraphrased and Standardized Quote from Brenna for this emergency loan of $100000, provided by United Community Bank
Hi, I am Brenna and I am from Gonzales in Louisiana. Ascension, county is where I grew up, and now I need a emergency loan in Louisiana for $100000 to pay bills. It wasn’t easy, but United Community Bank really came through for me with this loan for 6.6% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to United Community Bank for trusting me and my fair credit. It look me 9 years to build my credit to 519, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.
Contact Details for United Community Bank, the provider of this emergency loan
- United Community Bank
- City: Gonzales
- State: Louisiana
- Address: 12328 Highway 44
- County: Ascension
- Zip code: 70737
Brenna has a low current total income, but has a large amount of prospects
Brenna has always wanted to be a financial services sales agent, but would need attend Ithaca College again to become one. Brenna has other prospects as well, including biology professor, foreign language translator, and public transportation inspector, which pay $55,000 through to $102,000 per year, at least. Because of this, we believe that Brenna can afford this emergency loan of $100000.
- Full name (Changed if requested): Brenna Sommer
- Current Credit: loans.hit.utils.Fico@64cee07
- Current City: Gonzales
- State: Louisiana
- Zip code: 70745
- Yearly income: $31,000
- Current Job: legal secretary
- Current County: Ascension
- Goal Yearly Income: $128,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
6 Months in the Past, Brenna Tried Finding a High Risk Loan for $31,000.00, and it was Hard
There is an well known struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Brenna. Brenna chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 411 can inquire for a high risk loan and possibly can be approved.
Installment loan for Brenna, a graduate of Ithaca College and a legal secretary working for over $76,000 per year
Brenna, an alumnus at Ithaca College and a legal secretary in Gonzales, Louisiana wants an emergency loan to purchase something frivolous. Brenna has instead decided to obtain an installment loan for $25,000 and is currently seeking lenders like The Bank of Commerce to process their request.
Brenna was declined by Citizens Bank & Trust Company 4 times before being accepted by United Community Bank at 12328 Highway 44
On July 24, 2013, Brenna applied about borrowing $13,000 from Landmark Bank with Henry, their in law from just outside Gonzales, and even with the co-signer, Brenna was rejected for this emergency loan. With fair credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Brenna’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their legal secretary job and their future job as a financial services sales agent
Conclusion of Brenna’s emergency loan
In the end, Brenna was able to find an emergency loan for $100000 with an interest rate of 8.5% interest APR from United Community Bank in Gonzales, Louisiana repayable over 17 years from now.