$3000 Student Loan – Ashwaubenon Wisconsin, Credit Score Of 753
- Experian: 763 – This client had an excellent Experian rating
- Transunion: 740 – Miss had an excellent credit rating with Transunion.
- Equifax: Miss’s Experian score was 753, which is an excellent credit score on the Experian system.
Personal Loan for a forest and conservation technician named Miss in Ashwaubenon, Wisconsin to Pay Off Fifth Third Cash Rewards Card
Miss had a lot of credit card debt on their Bombay & Co. Credit Card and their Facecard Prepaid Teen MasterCard, and they were starting to get in over their heads. Despite Miss’s job as a forest and conservation technician, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Miss has a sad current yearly income, but has several of prospects
Miss has always wanted to be a ship master, but would need attend Hinton Barber and Beauty College again to become one. Miss has other possibilities as well, including petroleum engineer, airfield operations specialist, and radio & tv newscaster, which pay $51,000 through to $105,000 per year, on average. Because of this, we believe that Miss can afford this student loan of $3000.
- Full name (Changed if requested): Miss Grooms
- Current Credit: loans.hit.utils.Fico@7fbe847c
- Current City: Ashwaubenon
- State: Wisconsin
- Zip code: 54306
- Yearly income: $42,000
- Current Job: forest and conservation technician
- Current County: Brown
- Goal Yearly Income: $130,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Paraphrased and Standardized Quote from Miss for this student loan of $3000, provided by First Wisconsin Bank of West Green Bay
Hi, I am Miss and my hometown is Ashwaubenon in Wisconsin. Brown, county is where I grew up, and now I need a student loan in Wisconsin for $3000 to pay bills. It has been difficult, but First Wisconsin Bank of West Green Bay really came through for me with this loan for 7.4% interest APR and a term of 22 years. I can probably repay the loan over the 22 year term, including interest. A big thanks to First Wisconsin Bank of West Green Bay for giving me a chance and my excellent credit. It look me 4 years to create my credit to 753, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.
Previous requests on Miss’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$115290.00||11||6.1%||$1201.1||M&I Bank of Burlington||March 26, 2014|
|$114690.00||4||10.7%||$2947.54||M&I Marshall and Ilsley Bank||March 27, 2014|
|$114830.00||8||6.6%||$1542.8||Continental Bank & Trust Co.||December 24, 2014|
|$115200.00||10||11.5%||$1619.66||Clare Bank, National Association||January 11, 2015|
7 Months in the Past, Miss Attempted to Find a High Risk Loan for $40,000.00, and it was Hard
It is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Miss. Miss chose not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 551 can inquire for a high risk loan and may be be approved.
Installment loan for Miss, a graduate of Hinton Barber and Beauty College and a forest and conservation technician working for over $60,000 per year
Miss, an alumnus at Hinton Barber and Beauty College and a forest and conservation technician in Ashwaubenon, Wisconsin wants a student loan to purchase a house. Miss has instead decided to get an installment loan for $29,000 and is currently seeking lenders like Red Cedar Bank National Association to process their request.
Contact Details for First Wisconsin Bank of West Green Bay, the provider of this student loan
- First Wisconsin Bank of West Green Bay
- City: Ashwaubenon
- State: Wisconsin
- Address: 1611 Lombardi Access Road
- County: Brown
- Zip code: 54304
Fast Loans for Miss in Ashwaubenon, Wisconsin to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Ashwaubenon, Wisconsin aren’t actually that difficult to obtain, especially if you have some gumption like Miss. Miss was able to find a fast loan for $3000 from Wisconsin Marine Bank and Norwest Bank Wisconsin Appleton, but turned down both offers in favor of their student loan from First Wisconsin Bank of West Green Bay. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if a borrower is on the go.
Miss was declined by Citizens State Bank 6 times prior to being approved by First Wisconsin Bank of West Green Bay at 1611 Lombardi Access Road
On July 15, 2012, Miss inquired about borrowing $2,000 from Burlington Marine Bank with Natividad, their friend from just outside Ashwaubenon, and even with the co-signer, Miss was rejected for this student loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.
When Miss was 19, they tried to obtain a student loan from 4 alternate banks, which harmed their credit score. Below is a list of Miss’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on November 18, 2011
- Attempt 2) Loan for $22,000.00 on June 26, 2010
- Attempt 3) Loan for $37,000.00 on December 30, 2009
- Attempt 4) Loan for $22,000.00 on May 24, 2012
Miss’s Overall FICO score at the time of acceptance for a student loan, taking into account their forest and conservation technician job and their future career as a ship master
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $36,000.00 to $43,000.00. They are normally used to pay off existing high interest loans like credit cards. Miss needed a debt consolidation loan to pay for their existing student loan and their credit card. Miss was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.4%.
Signature Loan found in Ashwaubenon, Wisconsin for $3000 with excellent credit by Miss
Many clients have difficulty with finding signature loans in Ashwaubenon, Wisconsin, and Miss is not an exception. Miss went to 8 lenders or more before finding First Wisconsin Bank of West Green Bay, who offered Miss a signature loan for $3000. Typical signature loans simply need a client, like Miss’s signature to get them, up to $24,000 in some cases. Miss was able to get $3000 as a student loan, which is very high for a student loan. Because signature loans do not require a cosigner, these loans generally require improved credit, as high as 721
Miss’s Transunion score was changed by the student loan loan, changing to 740 from 753, which is typical in our experience.
Several past requests for credit have been made by Miss in the past, including one from Union Planters Bank of Northeast Mississippi, National Association in Ashwaubenon, Wisconsin before Miss was accepted for the $3000 by First Wisconsin Bank of West Green Bay
Miss made 4 previous tries to obtain a student loan, 2 of which were with Union Planters Bank of Northeast Mississippi, National Association, a lender in Ashwaubenon, Wisconsin known to specialize in student loans specifically. Prior to finding First Wisconsin Bank of West Green Bay, Miss was very concerned due to their inexperience and excellent credit score.
Before applying for this student loan, Miss had an Experian score of 763, which is excellent, so First Wisconsin Bank of West Green Bay probably cannot provide Miss a student loan
Conclusion of Miss’s student loan
In the end, Miss was able to find a student loan for $3000 with an interest rate of 9.0% interest APR from First Wisconsin Bank of West Green Bay in Ashwaubenon, Wisconsin repayable over 22 years from now.