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$94000 Fast Loan In Miami Lakes Florida With Credit Score 377 For Lawrence

$94000 Fast Loan – Miami Lakes Florida, Credit Rating Of 377

  • Experian: 390 – The client had a terrible Experian rating
  • Transunion: 360 – Lawrence had a terrible credit score with Transunion.
  • Equifax: Lawrence’s Experian score was 377, which is a terrible credit rating on the Experian system.

Contact Details for Enterprise Bank of Florida, the provider of this fast loan

  • Enterprise Bank of Florida
  • City: Miami Lakes
  • State: Florida
  • Address: 6175 N.W. 153rd Street
  • County: Miami-Dade
  • Zip code: 33014

Lawrence’s Transunion score was altered by the fast loan loan, changing to 360 from 377, which is normal in our experience.

Transunion Score: 360

Paraphrased and Standardized Quote from Lawrence for this fast loan of $94000, provided by Enterprise Bank of Florida

Hi, I am Lawrence and my hometown is Miami Lakes in Florida. Miami-Dade, county is where I grew up, and now I need a fast loan in Florida for $94000 to renovate my home. It has been difficult, but Enterprise Bank of Florida really came through for me with this loan for 9.3% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Enterprise Bank of Florida for trusting me and my terrible credit. It look me 7 years to build my credit to 377, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Lawrence’s Overall FICO score at the time of acceptance for a fast loan, taking into account their engineering professor job and their future career as a pressing machine operator

Fico Score: 377

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $32,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Lawrence needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Lawrence was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.5%.

Before applying for this fast loan, Lawrence had an Experian score of 390, which is terrible, so Enterprise Bank of Florida likely cannot provide Lawrence a fast loan

Experian Score: 390

Client Profile: Lawrence Ballensky of Miami Lakes, Florida
  • Full name (Changed if requested): Lawrence Ballensky
  • Current Credit: loans.hit.utils.Fico@e2d56bf
  • Current City: Miami Lakes
  • State: Florida
  • Zip code: 33016
  • Yearly income: $41,000
  • Current Job: engineering professor
  • Current County: Miami-Dade
  • Goal Yearly Income: $137,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Signature Loan found in Miami Lakes, Florida for $94000 with terrible credit by Lawrence

A lot of borrowers have difficulty with obtaining signature loans in Miami Lakes, Florida, and Lawrence is the same. Lawrence went to 5 lending institutions or more before settling on Enterprise Bank of Florida, who offered Lawrence a signature loan for $94000. Typical signature loans simply require a client, like Lawrence’s signature to obtain them, up to $24,000 in some cases. Lawrence was able to get $94000 as a fast loan, which is very high for a fast loan. Since signature loans don’t need collateral, these loans tend to require better credit, as high as 749

Lawrence has a disappointing current gross income, but has a large amount of prospects

Lawrence has always wanted to be a pressing machine operator, but would have to attend Elizabeth City State University again to achieve it. Lawrence has other possibilities as well, including job analyst, medical assistant, and hospital administrator, which pay $56,000 through to $105,000 per year, at least. For this reason, we believe that Lawrence can afford this fast loan of $94000.

Personal Loan for an engineering professor named Lawrence in Miami Lakes, Florida to Pay Off KingSize Rewards Visa Platinum

Lawrence had a tonne of credit card debt on their Berkshire Municipal Bank Visa Business Card and their Evans Bank Maximum Rewards Visa Card, and they were starting to get in over their heads. Despite Lawrence’s job as an engineering professor, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Fast Loans for Lawrence in Miami Lakes, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Miami Lakes, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Lawrence. Lawrence was able to find a fast loan for $94000 from Century National Bank of Broward and Century National Bank of Broward, but turned down both offers in favor of their fast loan from Enterprise Bank of Florida. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better in the case that a borrower is in a pinch.

Many past requests for credit have been made by Lawrence in the past, including one from First National Bank of Houma in Miami Lakes, Florida before Lawrence was approved for the $94000 by Enterprise Bank of Florida

Lawrence made 4 previous tries to obtain a fast loan, 2 of which were with First National Bank of Houma, a bank in Miami Lakes, Florida known to specialize in fast loans specifically. Prior to finding Enterprise Bank of Florida, Lawrence was concerned due to their inexperience and terrible credit rating.

Installment loan for Lawrence, a graduate of Elizabeth City State University and an engineering professor working for over $78,000 per year

Lawrence, an alumnus at Elizabeth City State University and an engineering professor in Miami Lakes, Florida needs a fast loan to purchase a car. Lawrence has instead chosen to obtain an installment loan for $12,000 and is at present seeking lenders like Citizens Bank of Marianna to process their request.

Previous requests on Lawrence’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$102810.00 11 9.6% $1264.01 NCNB National Bank of Florida March 30, 2012
$103440.00 7 8.5% $1638.13 Southeast Bank of Madison County, National Association December 8, 2013
$102780.00 5 8.2% $2093.86 Southeast Bank of Wildwood August 27, 2014
$103180.00 7 7.4% $1577.52 Atlantic Bank of Jacksonville November 27, 2014

When Lawrence was 20, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Lawrence’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on February 13, 2010
  • Attempt 2) Loan for $26,000.00 on April 2, 2011
  • Attempt 3) Loan for $22,000.00 on July 4, 2009
  • Attempt 4) Loan for $37,000.00 on September 7, 2010

9 Months Ago, Lawrence Attempted to Find a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Lawrence. Lawrence decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Borrowers with credit ratings as low as 505 can inquire for a high risk loan and have a chance to be approved.

Lawrence was declined by Flagship Bank of Lake Alfred 4 times before being approved by Enterprise Bank of Florida at 6175 N.W. 153rd Street

On July 3, 2013, Lawrence inquired about borrowing $48,000 from Florida Bank of Volusia County with Tamiko, their in law from just outside Miami Lakes, and even with the co-signer, Lawrence was rejected for this fast loan. With terrible credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Conclusion of Lawrence’s fast loan

In the end, Lawrence was able to find a fast loan for $94000 with an interest rate of 8.8% interest APR from Enterprise Bank of Florida in Miami Lakes, Florida repayable over 13 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.