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Same Day Loan With Low APR In Riverside County, California

$84000 Same Day Loan – Palm Springs California, Credit Score Of 725

  • Experian: 736 – This client had an excellent Experian rating
  • Transunion: 706 – Griselda had an excellent credit rating with Transunion.
  • Equifax: Griselda’s Experian score was 725, which is an excellent credit rating using the Experian scale.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $26,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Griselda required a debt consolidation loan to pay for their existing same day loan and their payday loan. Griselda was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 2.5%.

Signature Loan found in Palm Springs, California for $84000 with excellent credit by Griselda

Most borrowers struggle with finding signature loans in Palm Springs, California, and Griselda is no exception. Griselda went to 4 lenders or more before settling on Canyon National Bank, who offered Griselda a signature loan for $84000. Most signature loans simply need a client, like Griselda’s signature to get them, up to $20,000 in some cases. Griselda was able to get $84000 as a same day loan, which is very high for a same day loan. Because signature loans do not need a cosigner, these loans generally need improved credit, as high as 786

Client Profile: Griselda Comacho of Palm Springs, California
  • Full name (Changed if requested): Griselda Comacho
  • Current Credit: loans.hit.utils.Fico@5d6f64b1
  • Current City: Palm Springs
  • State: California
  • Zip code: 92269
  • Yearly income: $48,000
  • Current Job: surgeon
  • Current County: Riverside
  • Goal Yearly Income: $139,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Griselda has a disappointing current gross income, but has a high number of prospects

Griselda has always wanted to be a parts salesperson, but would have to attend Sanford-Brown College – Atlanta again to become one. Griselda has other prospects as well, including foreign language interpreter, hazardous materials removal worker, and parking lot attendant, which pay $52,000 through to $104,000 per year, at least. Because of this, we think that Griselda can pay for this same day loan of $84000.

Griselda’s Overall FICO score at the time of acceptance for a same day loan, taking into account their surgeon job and their future job as a parts salesperson

Fico Score: 725

Personal Loan for a surgeon named Griselda in Palm Springs, California to Pay Off Sister Hazel Rewards Visa Card

Griselda had a tonne of credit card debt on their Thomasville Credit Card and their Atlantic Stewardship Bank Credit Card, and they were starting to get in over their heads. Despite Griselda’s job as a surgeon, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

8 Months Ago, Griselda Attempted Finding a High Risk Loan for $42,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Griselda. Griselda chose not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Borrowers with credit scores as low as 528 can inquire for a high risk loan and possibly can be accepted.

Installment loan for Griselda, a graduate of Sanford-Brown College – Atlanta and a surgeon working for over $71,000 per year

Griselda, an alumnus at Sanford-Brown College – Atlanta and a surgeon in Palm Springs, California needs a same day loan to purchase a house. Griselda has instead chosen to obtain an installment loan for $6,000 and is currently seeking lenders like Farmers and Merchants Bank of Long Beach to provide it.

Before applying for this same day loan, Griselda had an Experian score of 736, which is excellent, so Canyon National Bank likely cannot provide Griselda a same day loan

Experian Score: 736

Many past requests for credit have been made by Griselda in the past, including one from Grand Ridge National Bank in Palm Springs, California before Griselda was approved for the $84000 by Canyon National Bank

Griselda made 5 previous attempts to obtain a same day loan, 2 of which were with Grand Ridge National Bank, a lending institution in Palm Springs, California known to specialize in same day loans specifically. Before finding Canyon National Bank, Griselda was desperate due to their inexperience and excellent credit rating.

Griselda was declined by Capital Bank 5 times prior to being accepted by Canyon National Bank at 1711 East Palm Canyon Drive

On December 5, 2010, Griselda inquired about borrowing $36,000 from United States National Bank with Nerissa, their friend from just outside Palm Springs, and even with the co-signer, Griselda was rejected for this same day loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Griselda’s Transunion score was altered by the same day loan loan, changing to 706 from 725, which is normal in our experience.

Transunion Score: 706

Contact Details for Canyon National Bank, the provider of this same day loan

  • Canyon National Bank
  • City: Palm Springs
  • State: California
  • Address: 1711 East Palm Canyon Drive
  • County: Riverside
  • Zip code: 92264

Previous requests on Griselda’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$10130.00 3 11.2% $332.6 Santa Monica Bank October 19, 2010
$9700.00 8 7.2% $133.21 Farmers and Merchants Bank of Long Beach January 4, 2012
$10120.00 4 8.1% $247.53 First Interstate Bank of California April 27, 2014
$10460.00 7 10.2% $174.73 Union Bank September 2, 2014

When Griselda was 21, they tried to obtain a student loan from 5 different lenders, which harmed their credit score. Below is a chronology of Griselda’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on April 15, 2010
  • Attempt 2) Loan for $23,000.00 on June 10, 2010
  • Attempt 3) Loan for $34,000.00 on June 11, 2012
  • Attempt 4) Loan for $32,000.00 on February 1, 2014
  • Attempt 5) Loan for $31,000.00 on November 7, 2010

Paraphrased and Standardized Quote from Griselda for this same day loan of $84000, provided by Canyon National Bank

Hello, I am Griselda and my hometown is Palm Springs in California. Riverside, county is where I grew up, and now I need a same day loan in California for $84000 to renovate my home. It wasn’t easy, but Canyon National Bank really came through for me with this loan for 10.2% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to Canyon National Bank for trusting me and my excellent credit. It look me 8 years to build my credit to 725, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Fast Loans for Griselda in Palm Springs, California to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Palm Springs, California aren’t actually that difficult to obtain, particularly if you have some finesse like Griselda. Griselda was able to find a fast loan for $84000 from Santa Ynez Valley Bank and Westamerica Bank, but turned down both offers in favor of their same day loan from Canyon National Bank. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement in the case that a borrower is in a pinch.

Conclusion of Griselda’s same day loan

In the end, Griselda was able to find a same day loan for $84000 with an interest rate of 11.8% interest APR from Canyon National Bank in Palm Springs, California repayable over 15 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.