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$117000 Quick Loan With Good Credit In Canton Mississippi

$117000 Quick Loan – Canton Mississippi, Credit Score Of 673

  • Experian: 689 – The client had a good Experian score
  • Transunion: 655 – Consuela had a good credit rating with Transunion.
  • Equifax: Consuela’s Experian score was 673, which is a good credit rating using the Experian rating scheme.
Client Profile: Consuela Losa of Canton, Mississippi
  • Full name (Changed if requested): Consuela Losa
  • Current Credit: loans.hit.utils.Fico@5eb5c224
  • Current City: Canton
  • State: Mississippi
  • Zip code: 39052
  • Yearly income: $56,000
  • Current Job: insulation installer
  • Current County: Madison
  • Goal Yearly Income: $119,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

When Consuela was 19, they tried to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a list of Consuela’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on November 12, 2009
  • Attempt 2) Loan for $28,000.00 on April 5, 2012
  • Attempt 3) Loan for $30,000.00 on September 24, 2011
  • Attempt 4) Loan for $33,000.00 on September 9, 2010

Personal Loan for an insulation installer named Consuela in Canton, Mississippi to Pay Off Military Star Rewards MasterCard

Consuela had a tonne of credit card debt on their Fulton Bank College Rewards Visa Card and their Sleep Train Credit Card, and they were starting to get in over their heads. Despite Consuela’s job as an insulation installer, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Consuela has a very low current total income, but has a large amount of prospects

Consuela has always wanted to be a political scientist, but would have to attend Ivy Tech Community College of Indiana again to achieve it. Consuela has other prospects as well, including harbor, license clerk, and sport’s/entertainment agent, which pay $59,000 through to $93,000 per year, on average. For this reason, we believe that Consuela can afford this quick loan of $117000.

Previous requests on Consuela’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$29370.00 8 10.5% $453.47 Peoples Bank of Durant July 19, 2012
$29470.00 11 5.1% $292.17 Holmes County Bank & Trust Company March 7, 2013
$28670.00 9 5.3% $334.37 The Bank of Sebastopol August 22, 2013
$29210.00 9 5.2% $339.24 Merchants & Planters Bank November 29, 2014

Signature Loan easily acquired in Canton, Mississippi for $117000 with good credit by Consuela

A lot of prospective borrowers have difficulty with finding signature loans in Canton, Mississippi, and Consuela is no different. Consuela went to 4 lenders or more prior to settling on The First National Bank of Canton, who offered Consuela a signature loan for $117000. Most signature loans simply require a client, like Consuela’s signature to get them, up to $40,000 in some cases. Consuela was able to get $117000 as a quick loan, which is very high for a quick loan. Since signature loans don’t require a cosigner, these loans tend to require better credit, as high as 773

Installment loan for Consuela, a graduate of Ivy Tech Community College of Indiana and an insulation installer working for over $65,000 per year

Consuela, an alumnus at Ivy Tech Community College of Indiana and an insulation installer in Canton, Mississippi needs a quick loan to purchase a house. Consuela has instead decided to obtain an installment loan for $21,000 and is at present seeking lenders like The Citizens National Bank of Meridian to process their request.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $32,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Consuela required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Consuela was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.

7 Months Ago, Consuela Tried to Find a High Risk Loan for $21,000.00, and it was Easy

There is an existing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Consuela. Consuela decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit ratings as low as 351 can inquire for a high risk loan and have a chance to be accepted.

Consuela’s Overall FICO score at the time of acceptance for a quick loan, taking into account their insulation installer job and their future job as a political scientist

Fico Score: 673

Consuela’s Transunion score was changed by the quick loan loan, changing to 655 from 673, which is normal in our experience.

Transunion Score: 655

Consuela was not approved by The First National Bank of Laurel 7 times before being accepted by The First National Bank of Canton at 103 South Liberty Street

On October 26, 2010, Consuela applied about borrowing $44,000 from Community Bank, Indianola, National Association with Kim, their friend from just outside Canton, and even with the co-signer, Consuela was rejected for this quick loan. With good credit, it can be very hard to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Consuela for this quick loan of $117000, provided by The First National Bank of Canton

Hello, I am Consuela and I’m from Canton in Mississippi. Madison, county is where I grew up, and now I need a quick loan in Mississippi for $117000 to pay bills. It has been difficult, but The First National Bank of Canton really came through for me with this loan for 9.6% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to The First National Bank of Canton for giving me a chance and my good credit. It look me 4 years to build my credit to 673, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

Many past requests for credit have been made by Consuela in the past, including one from First Bank White Bear Lake, National Association in Canton, Mississippi before Consuela was accepted for the $117000 by The First National Bank of Canton

Consuela made 6 prior attempts to obtain a quick loan, 2 of which were with First Bank White Bear Lake, National Association, a bank in Canton, Mississippi known to specialize in quick loans specifically. Prior to finding The First National Bank of Canton, Consuela was very concerned due to their inexperience and good credit score.

Fast Loans for Consuela in Canton, Mississippi to prevent bankruptcy or harm from debt collectors.

Fast loans in Canton, Mississippi aren’t actually that difficult to obtain, particularly if you have some gumption like Consuela. Consuela was able to find a fast loan for $117000 from Merchants Bank and The Commercial National Bank and Trust Company of Laurel, but declined both offers in favor of their quick loan from The First National Bank of Canton. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if you are on the go.

Contact Details for The First National Bank of Canton, the provider of this quick loan

  • The First National Bank of Canton
  • City: Canton
  • State: Mississippi
  • Address: 103 South Liberty Street
  • County: Madison
  • Zip code: 39046

Before applying for this quick loan, Consuela had an Experian score of 689, which is good, so The First National Bank of Canton likely cannot provide Consuela a quick loan

Experian Score: 689

Conclusion of Consuela’s quick loan

In the end, Consuela was able to find a quick loan for $117000 with an interest rate of 7.1% interest APR from The First National Bank of Canton in Canton, Mississippi repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.