$24000 Same Day Loan – Louisville Kentucky, Credit Score Of 388
- Experian: 402 – The client had a terrible Experian score
- Transunion: 373 – Natacha had a terrible credit rating with Transunion.
- Equifax: Natacha’s Experian score was 388, which is a terrible credit rating on the Experian rating scheme.
Several past requests for credit have been made by Natacha in the past, including one from First Bank and Trust in Louisville, Kentucky before Natacha was accepted for the $24000 by Ascencia Bank
Natacha made 8 previous tries to obtain a same day loan, 2 of which were with First Bank and Trust, a lending institution in Louisville, Kentucky known to specialize in same day loans specifically. Prior to finding Ascencia Bank, Natacha was desperate due to their inexperience and terrible credit rating.
Installment loan for Natacha, a graduate of Yeshivath Zichron Moshe and a cartoonist working for over $70,000 per year
Natacha, an alumnus at Yeshivath Zichron Moshe and a cartoonist in Louisville, Kentucky needs a same day loan to purchase something frivolous. Natacha has instead decided to get an installment loan for $16,000 and is at present seeking lenders like Farmers Deposit Bank of Brandenburg to provide it.
Personal Loan for a cartoonist named Natacha in Louisville, Kentucky to Pay Off State Farm Bank Business Visa Card
Natacha had a lot of credit card debt on their Washington Nationals BankAmericard Cash Rewards MasterCard and their Tompkins Trust Company Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Natacha’s job as a cartoonist, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan easily acquired in Louisville, Kentucky for $24000 with terrible credit by Natacha
Many prospective borrowers have difficulty with finding signature loans in Louisville, Kentucky, and Natacha is no exception. Natacha went to 6 lending institutions or more prior to settling on Ascencia Bank, who offered Natacha a signature loan for $24000. Most signature loans simply need a client, like Natacha’s signature to get them, up to $23,000 in some cases. Natacha was able to get $24000 as a same day loan, which is very high for a same day loan. Since signature loans do not require collateral, these loans tend to need higher credit, as high as 771
Previous requests on Natacha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$92520.00||4||10.1%||$2350.99||Stock Yards Bank & Trust Company||December 21, 2011|
|$93440.00||7||9.5%||$1527.18||Farmers Deposit Bank of Brandenburg||June 22, 2013|
|$92620.00||5||7.4%||$1851.52||Citizens Bank||June 24, 2014|
|$93250.00||6||7.6%||$1616.82||Citizens Bank & Trust Company, Burgin, Kentucky||January 15, 2015|
|$93110.00||4||11.2%||$2415.53||Farmers National Bank||January 23, 2015|
Contact Details for Ascencia Bank, the provider of this same day loan
- Ascencia Bank
- City: Louisville
- State: Kentucky
- Address: 2500 Eastpoint Parkway
- County: Jefferson
- Zip code: 40223
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $29,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Natacha needed a debt consolidation loan to pay for their existing same day loan and their credit card. Natacha was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.
Natacha has a low current total income, but has a large amount of prospects
Natacha has always wanted to be a sociology professor, but would need attend Yeshivath Zichron Moshe again to achieve it. Natacha has other possibilities as well, including package designer, foreign service peacekeeping specialist, and religious institution education coordinator, which pay $55,000 through to $93,000 per year, on average. For this reason, we believe that Natacha can pay for this same day loan of $24000.
Natacha’s Overall FICO score at the time of acceptance for a same day loan, taking into account their cartoonist job and their future job as a sociology professor
Paraphrased and Standardized Quote from Natacha for this same day loan of $24000, provided by Ascencia Bank
Hello, I am Natacha and I’m from Louisville in Kentucky. Jefferson, county is where I grew up, and now I need a same day loan in Kentucky for $24000 to buy a car. It wasn’t easy, but Ascencia Bank really came through for me with this loan for 5.5% interest APR and a term of 23 years. I will repay the loan over the 23 year term, including interest. A big thanks to Ascencia Bank for trusting me and my terrible credit. It look me 5 years to build my credit to 388, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.
Natacha was declined by Farmers Deposit Bank of Brandenburg 7 times prior to being granted funding by Ascencia Bank at 2500 Eastpoint Parkway
On November 30, 2012, Natacha applied about borrowing $5,000 from Farmers Deposit Bank with Dorcas, their in law from just outside Louisville, and even with the co-signer, Natacha was rejected for this same day loan. With terrible credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Before applying for this same day loan, Natacha had an Experian score of 402, which is terrible, so Ascencia Bank probably cannot provide Natacha a same day loan
When Natacha was 19, they tried to obtain a student loan from 5 different banks, which harmed their credit rating. Below is a chronology of Natacha’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on February 21, 2013
- Attempt 2) Loan for $34,000.00 on October 22, 2012
- Attempt 3) Loan for $34,000.00 on November 8, 2009
- Attempt 4) Loan for $26,000.00 on July 4, 2011
- Attempt 5) Loan for $31,000.00 on July 27, 2011
- Full name (Changed if requested): Natacha Earenfight
- Current Credit: loans.hit.utils.Fico@50cbc42f
- Current City: Louisville
- State: Kentucky
- Zip code: 40225
- Yearly income: $61,000
- Current Job: cartoonist
- Current County: Jefferson
- Goal Yearly Income: $82,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Natacha’s Transunion score was altered by the same day loan loan, changing to 373 from 388, which is normal in our experience.
9 Months in the Past, Natacha Attempted to Find a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Natacha. Natacha decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Clients with credit ratings as low as 562 can apply for a high risk loan and have a chance to be approved.
Fast Loans for Natacha in Louisville, Kentucky to prevent bankruptcy or harm from debt collectors.
Fast loans in Louisville, Kentucky aren’t actually that difficult to obtain, particularly if you have some gumption like Natacha. Natacha was able to find a fast loan for $24000 from The Monticello Banking Company and The Monticello Banking Company, but turned down both offers in favor of their same day loan from Ascencia Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a client is in a pinch.
Conclusion of Natacha’s same day loan
In the end, Natacha was able to find a same day loan for $24000 with an interest rate of 6.8% interest APR from Ascencia Bank in Louisville, Kentucky repayable over 23 years from today.