$34000 Fast Loan – Dover New Jersey, Credit Score Of 401
- Experian: 419 – This client had a bad Experian score
- Transunion: 383 – Shasta had a bad credit score with Transunion.
- Equifax: Shasta’s Experian score was 401, which is a bad credit rating with the Experian scale.
When Shasta was 21, they tried to obtain a student loan from 5 different banks, which damaged their credit score. Below is a list of Shasta’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on May 15, 2010
- Attempt 2) Loan for $38,000.00 on March 12, 2009
- Attempt 3) Loan for $29,000.00 on March 11, 2009
- Attempt 4) Loan for $24,000.00 on December 24, 2010
- Attempt 5) Loan for $32,000.00 on May 5, 2012
Many past requests for credit have been made by Shasta in the past, including one from The First National Bank of Wilcox in Dover, New Jersey before Shasta was approved for the $34000 by United Jersey Bank/Northwest
Shasta made 6 previous tries to obtain a fast loan, 2 of which were with The First National Bank of Wilcox, a lending institution in Dover, New Jersey known to specialize in fast loans specifically. Prior to finding United Jersey Bank/Northwest, Shasta was very concerned due to their inexperience and bad credit score.
Installment loan for Shasta, a graduate of University of Missouri – Columbia and a wildlife biologist working for over $73,000 per year
Shasta, an alumnus at University of Missouri – Columbia and a wildlife biologist in Dover, New Jersey needs a fast loan to purchase a new cell phone. Shasta has instead chosen to get an installment loan for $3,000 and is at present seeking lenders like Summit Bank to process their request.
Signature Loan found in Dover, New Jersey for $34000 with bad credit by Shasta
Many prospective borrowers struggle with finding signature loans in Dover, New Jersey, and Shasta is the same. Shasta went to 4 lending institutions or more prior to settling on United Jersey Bank/Northwest, who offered Shasta a signature loan for $34000. Typical signature loans simply require a client, like Shasta’s signature to get them, up to $29,000 in some cases. Shasta was able to get $34000 as a fast loan, which is very high for a fast loan. Since signature loans do not need a cosigner, these loans tend to require improved credit, as high as 778
7 Months Ago, Shasta Tried to Find a High Risk Loan for $47,000.00, and it was Hard
There is an existing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Shasta. Shasta decided not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Borrowers with credit scores as low as 387 can apply for a high risk loan and have a chance to be approved.
Fast Loans for Shasta in Dover, New Jersey to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Dover, New Jersey aren’t actually that difficult to obtain, particularly if you have some gumption like Shasta. Shasta was able to find a fast loan for $34000 from First Merchants National Bank and United Trust Bank, but declined both offers in favor of their fast loan from United Jersey Bank/Northwest. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if you are in a pinch.
Previous requests on Shasta’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $41790.00 | 8 | 10.8% | $651.96 | The State Bank of North Jersey | February 1, 2012 |
| $41720.00 | 11 | 10.1% | $524.69 | Carteret Bank and Trust Company | June 2, 2014 |
| $41840.00 | 5 | 8.7% | $862.45 | United Jersey Bank/Northwest | October 21, 2014 |
| $41680.00 | 11 | 11.3% | $552.95 | People’s Trust Company | April 11, 2015 |
| $42180.00 | 10 | 10.7% | $573.89 | United Jersey Bank/Central | June 4, 2015 |
Contact Details for United Jersey Bank/Northwest, the provider of this fast loan
- United Jersey Bank/Northwest
- City: Dover
- State: New Jersey
- Address: 15 West Blackwell Street
- County: Morris
- Zip code: 7801
Shasta was not approved by Fidelity Union Bank 5 times prior to being accepted by United Jersey Bank/Northwest at 15 West Blackwell Street
On November 14, 2010, Shasta applied about borrowing $35,000 from Peoples Bank, National Association with Marshall, their in law from just outside Dover, and even with the co-signer, Shasta was rejected for this fast loan. With bad credit, it can be difficult to procure funding, even with collateral and a co-signer.
Personal Loan for a wildlife biologist named Shasta in Dover, New Jersey to Pay Off USAA Rate Advantage Platinum MasterCard
Shasta had a lot of credit card debt on their HSBC Advance MasterCard Credit Card and their BB&T Spectrum Rewards Card, and they were starting to get in over their heads. Despite Shasta’s job as a wildlife biologist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this fast loan, Shasta had an Experian score of 419, which is bad, so United Jersey Bank/Northwest most likely can provide Shasta a fast loan
Paraphrased and Standardized Quote from Shasta for this fast loan of $34000, provided by United Jersey Bank/Northwest
Hello, I am Shasta and I’m from Dover in New Jersey. Morris, county is where I grew up, and now I need a fast loan in New Jersey for $34000 to pay bills. It has been difficult, but United Jersey Bank/Northwest really came through for me with this loan for 7.3% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to United Jersey Bank/Northwest for trusting me and my bad credit. It look me 6 years to build my credit to 401, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Shasta Liewald
- Current Credit: loans.hit.utils.Fico@26a1ab54
- Current City: Dover
- State: New Jersey
- Zip code: 7809
- Yearly income: $55,000
- Current Job: wildlife biologist
- Current County: Morris
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Shasta has a disappointing current total income, but has a large amount of prospects
Shasta has always wanted to be a construction manager, but would need attend University of Missouri – Columbia again to achieve it. Shasta has other possibilities as well, including factory layout engineer, fitness trainer, and insurance underwriter, which pay $50,000 through to $107,000 per year, at least. For this reason, we think that Shasta can afford this fast loan of $34000.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $30,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Shasta needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Shasta was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.0%.
Shasta’s Transunion score was altered by the fast loan loan, changing to 383 from 401, which is normal in our experience.
Shasta’s Overall FICO score at the time of acceptance for a fast loan, taking into account their wildlife biologist job and their future job as a construction manager
Conclusion of Shasta’s fast loan
In the end, Shasta was able to find a fast loan for $34000 with an interest rate of 9.7% interest APR from United Jersey Bank/Northwest in Dover, New Jersey repayable over 1 years from now.
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