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5 Year Unsecured Loan For Gwen In Kaplan Louisiana

$40000 Unsecured Loan – Kaplan Louisiana, Credit Score Of 841

  • Experian: 852 – The client had an excellent Experian score
  • Transunion: 827 – Gwen had an excellent credit score with Transunion.
  • Equifax: Gwen’s Experian score was 841, which is an excellent credit score with the Experian system.
Client Profile: Gwen Guenison of Kaplan, Louisiana
  • Full name (Changed if requested): Gwen Guenison
  • Current Credit: loans.hit.utils.Fico@bebdb06
  • Current City: Kaplan
  • State: Louisiana
  • Zip code: 70552
  • Yearly income: $66,000
  • Current Job: file clerk
  • Current County: Vermilion
  • Goal Yearly Income: $90,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

9 Months Ago, Gwen Tried to Find a High Risk Loan for $36,000.00, and it was Hard

It is an well known struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Gwen. Gwen decided not to get a high risk loan this time. High Risk loans are given to terrible credit borrowers. Borrowers with credit scores as low as 369 can inquire for a high risk loan and may be be accepted.

Gwen has a disappointing current gross income, but has several of prospects

Gwen has always wanted to be a motion picture director, but would need attend Georgia College and State University again to achieve it. Gwen has other prospects as well, including dry wall installer, religious institution education coordinator, and marina boat charter administrator, which pay $55,000 through to $103,000 per year, on average. Because of this, we think that Gwen can afford this unsecured loan of $40000.

Fast Loans for Gwen in Kaplan, Louisiana to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Kaplan, Louisiana aren’t actually that difficult to obtain, especially if you have some gumption like Gwen. Gwen was able to find a fast loan for $40000 from Bank of Zachary and The First National Bank of Abbeville, but turned down both offers in favor of their unsecured loan from Western National Bank of Louisiana. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if a borrower is in a time sensitive situation.

Many previous requests for credit have been made by Gwen in the past, including one from Mesa Bank in Kaplan, Louisiana before Gwen was approved for the $40000 by Western National Bank of Louisiana

Gwen made 9 previous tries to obtain an unsecured loan, 2 of which were with Mesa Bank, a bank in Kaplan, Louisiana known to specialize in unsecured loans specifically. Before finding Western National Bank of Louisiana, Gwen was desperate due to their inexperience and excellent credit score.

Paraphrased and Standardized Quote from Gwen for this unsecured loan of $40000, provided by Western National Bank of Louisiana

Hello, I am Gwen and I’m from Kaplan in Louisiana. Vermilion, county is where I grew up, and now I need a unsecured loan in Louisiana for $40000 to buy a big ticket item. It wasn’t easy, but Western National Bank of Louisiana really came through for me with this loan for 9.6% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Western National Bank of Louisiana for giving me a chance and my excellent credit. It look me 4 years to create my credit to 841, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Before applying for this unsecured loan, Gwen had an Experian score of 852, which is excellent, so Western National Bank of Louisiana probably cannot provide Gwen an unsecured loan

Experian Score: 852

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $32,000.00 to $45,000.00. They are mainly used to pay off existing high interest loans like credit cards. Gwen needed a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Gwen was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.5%.

Installment loan for Gwen, a graduate of Georgia College and State University and a file clerk working for over $76,000 per year

Gwen, an alumnus at Georgia College and State University and a file clerk in Kaplan, Louisiana needs an unsecured loan to purchase something frivolous. Gwen has instead decided to obtain an installment loan for $19,000 and is currently seeking lenders like First Bank to process their request.

Gwen was declined by American Gateway Bank 4 times prior to being granted funding by Western National Bank of Louisiana at 701 Cushing Avenue

On January 15, 2011, Gwen inquired about borrowing $6,000 from The Bank of Commerce with Virgina, their friend from just outside Kaplan, and even with the co-signer, Gwen was rejected for this unsecured loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

When Gwen was 19, they tried to obtain a student loan from 7 different banks, which harmed their credit rating. Below is a list of Gwen’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on August 7, 2011
  • Attempt 2) Loan for $31,000.00 on July 28, 2009
  • Attempt 3) Loan for $38,000.00 on February 25, 2012
  • Attempt 4) Loan for $26,000.00 on January 28, 2011
  • Attempt 5) Loan for $38,000.00 on March 23, 2012
  • Attempt 6) Loan for $28,000.00 on November 12, 2009
  • Attempt 7) Loan for $32,000.00 on November 27, 2013

Gwen’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their file clerk job and their future career as a motion picture director

Fico Score: 841

Contact Details for Western National Bank of Louisiana, the provider of this unsecured loan

  • Western National Bank of Louisiana
  • City: Kaplan
  • State: Louisiana
  • Address: 701 Cushing Avenue
  • County: Vermilion
  • Zip code: 70548

Previous requests on Gwen’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$139800.00 10 10.3% $1870.77 Bank of Zachary December 16, 2012
$139640.00 10 11.1% $1931.45 Landmark Bank February 3, 2013
$140380.00 5 7.6% $2819.6 Bank of Gonzales December 5, 2013
$140230.00 6 6.6% $2363.94 The Highlands Bank November 2, 2014

Signature Loan found in Kaplan, Louisiana for $40000 with excellent credit by Gwen

Many clients struggle with obtaining signature loans in Kaplan, Louisiana, and Gwen is no exception. Gwen went to 7 lending institutions or more prior to settling on Western National Bank of Louisiana, who offered Gwen a signature loan for $40000. Typical signature loans simply need a client, like Gwen’s signature to get them, up to $31,000 in some cases. Gwen was able to get $40000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans don’t require a cosigner, these loans tend to need higher credit, as high as 773

Gwen’s Transunion score was changed by the unsecured loan loan, changing to 827 from 841, which is typical in our experience.

Transunion Score: 827

Personal Loan for a file clerk named Gwen in Kaplan, Louisiana to Pay Off USAA Rewards World MasterCard

Gwen had a tonne of credit card debt on their Valero Fleet Services Credit Card and their USAA Rewards Visa, and they were starting to get in over their heads. Despite Gwen’s job as a file clerk, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Conclusion of Gwen’s unsecured loan

In the end, Gwen was able to find an unsecured loan for $40000 with an interest rate of 11.1% interest APR from Western National Bank of Louisiana in Kaplan, Louisiana repayable over 1 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.