$2000 Private Loan – Norwood Ohio, Credit Score Of 795
- Experian: 807 – This individual had an excellent Experian score
- Transunion: 781 – Merrie had an excellent credit rating with Transunion.
- Equifax: Merrie’s Experian score was 795, which is an excellent credit score on the Experian system.
Signature Loan easily acquired in Norwood, Ohio for $2000 with excellent credit by Merrie
Many borrowers struggle with finding signature loans in Norwood, Ohio, and Merrie is no exception. Merrie went to 5 lending institutions or more prior to finding Norwood Building and Loan Company, who offered Merrie a signature loan for $2000. Typical signature loans simply need a client, like Merrie’s signature to obtain them, up to $46,000 in some cases. Merrie was able to get $2000 as a private loan, which is very high for a private loan. Since signature loans don’t need collateral, they tend to need better credit, as high as 777
Merrie was not approved by JPMorgan Chase Bank, National Association 6 times before being granted funding by Norwood Building and Loan Company at 4210 Montgomery Ave
On September 6, 2011, Merrie inquired about borrowing $23,000 from The Provident Bank with Peg, their in law from just outside Norwood, and even with the co-signer, Merrie was rejected for this private loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.
- Full name (Changed if requested): Merrie Topolski
- Current Credit: loans.hit.utils.Fico@5aaa6d82
- Current City: Norwood
- State: Ohio
- Zip code: 45219
- Yearly income: $52,000
- Current Job: political science professor
- Current County: Hamilton
- Goal Yearly Income: $134,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $35,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Merrie needed a debt consolidation loan to pay for their existing private loan and their loan shark loan. Merrie was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.6%.
Paraphrased and Standardized Quote from Merrie for this private loan of $2000, provided by Norwood Building and Loan Company
Hello, I am Merrie and my hometown is Norwood in Ohio. Hamilton, county is where I grew up, and now I need a private loan in Ohio for $2000 to pay bills. It wasn’t easy, but Norwood Building and Loan Company really came through for me with this loan for 5.7% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Norwood Building and Loan Company for trusting me and my excellent credit. It look me 4 years to build my credit to 795, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Merrie’s Overall FICO score at the time of acceptance for a private loan, taking into account their political science professor job and their future career as an industrial air pollution analyst
Merrie’s Transunion score was altered by the private loan loan, changing to 781 from 795, which is typical in our experience.
Contact Details for Norwood Building and Loan Company, the provider of this private loan
- Norwood Building and Loan Company
- City: Norwood
- State: Ohio
- Address: 4210 Montgomery Ave
- County: Hamilton
- Zip code: 45212
When Merrie was 19, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Merrie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on April 26, 2011
- Attempt 2) Loan for $30,000.00 on August 14, 2009
- Attempt 3) Loan for $21,000.00 on June 6, 2010
- Attempt 4) Loan for $26,000.00 on October 15, 2012
- Attempt 5) Loan for $38,000.00 on June 26, 2011
7 Months Ago, Merrie Tried Finding a High Risk Loan for $31,000.00, and it was Hard
There is an existing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Merrie. Merrie decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Individuals with credit ratings as low as 325 can apply for a high risk loan and have a chance to be accepted.
Fast Loans for Merrie in Norwood, Ohio to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Norwood, Ohio aren’t actually that difficult to obtain, particularly if you have some finesse like Merrie. Merrie was able to find a fast loan for $2000 from The Union Bank and Savings Company and The Union Bank and Savings Company, but declined both offers in favor of their private loan from Norwood Building and Loan Company. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a client is on the go.
Previous requests on Merrie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$118420.00||9||10.2%||$1680.05||The Vinton Banking Company||June 25, 2011|
|$118270.00||10||10.2%||$1576.07||The Ohio Valley Bank Company||September 19, 2013|
|$118150.00||8||6.2%||$1564.19||The Citizens Bank||May 29, 2014|
|$117590.00||4||5.5%||$2734.73||The Peoples Bank||July 17, 2014|
|$118280.00||8||7.6%||$1648.14||The Freeport State Bank||February 6, 2015|
Installment loan for Merrie, a graduate of Saint Xavier University and a political science professor working for over $77,000 per year
Merrie, an alumnus at Saint Xavier University and a political science professor in Norwood, Ohio needs a private loan to purchase a house. Merrie has instead chosen to obtain an installment loan for $1,000 and is at present seeking lenders like ShoreBank to provide it.
Merrie has a sad current total income, but has several of prospects
Merrie has always wanted to be an industrial air pollution analyst, but would have to attend Saint Xavier University again to become one. Merrie has other possibilities as well, including alumni relations coordinator, merchandise displayer, and plumber, which pay $53,000 through to $94,000 per year, at least. Because of this, we believe that Merrie can pay for this private loan of $2000.
Before applying for this private loan, Merrie had an Experian score of 807, which is excellent, so Norwood Building and Loan Company likely cannot provide Merrie a private loan
Personal Loan for a political science professor named Merrie in Norwood, Ohio to Pay Off Fifth Third Business MasterCard
Merrie had a lot of credit card debt on their America’s First FCU Visa Platinum Plus and their Union State Bank Credit Cards, and they were starting to get in over their heads. Despite Merrie’s job as a political science professor, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Several past requests for credit have been made by Merrie in the past, including one from First Union Bank of Waycross in Norwood, Ohio before Merrie was accepted for the $2000 by Norwood Building and Loan Company
Merrie made 8 previous tries to obtain a private loan, 2 of which were with First Union Bank of Waycross, a lender in Norwood, Ohio known to specialize in private loans specifically. Before finding Norwood Building and Loan Company, Merrie was very concerned due to their inexperience and excellent credit rating.
Conclusion of Merrie’s private loan
In the end, Merrie was able to find a private loan for $2000 with an interest rate of 5.7% interest APR from Norwood Building and Loan Company in Norwood, Ohio repayable over 10 years from today.