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12 Month, Variable Interest Fast Loan For Leigha In Missouri

$164000 Fast Loan – Mansfield Missouri, Credit Rating Of 507

  • Experian: 524 – This individual had a fair Experian rating
  • Transunion: 495 – Leigha had a fair credit rating with Transunion.
  • Equifax: Leigha’s Experian score was 507, which is a fair credit rating on the Experian scale.

Before applying for this fast loan, Leigha had an Experian score of 524, which is fair, so HomePride Bank most likely cannot provide Leigha a fast loan

Experian Score: 524

Leigha’s Transunion score was changed by the fast loan loan, changing to 495 from 507, which is normal in our experience.

Transunion Score: 495

Signature Loan easily acquired in Mansfield, Missouri for $164000 with fair credit by Leigha

Most prospective borrowers struggle with obtaining signature loans in Mansfield, Missouri, and Leigha is no exception. Leigha went to 4 lending institutions or more before finding HomePride Bank, who offered Leigha a signature loan for $164000. Typical signature loans simply need a client, like Leigha’s signature to obtain them, up to $27,000 in some cases. Leigha was able to get $164000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require collateral, they tend to require higher credit, as high as 763

Contact Details for HomePride Bank, the provider of this fast loan

  • HomePride Bank
  • City: Mansfield
  • State: Missouri
  • Address: 110 East Commercial
  • County: Wright
  • Zip code: 65704

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $36,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Leigha needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Leigha was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.1%.

Leigha’s Overall FICO score at the time of acceptance for a fast loan, taking into account their forest and conservation technician job and their future career as a real estate broker

Fico Score: 507

Personal Loan for a forest and conservation technician named Leigha in Mansfield, Missouri to Pay Off Volvo Credit Cards Von Maur Interest-Free Charge Card

Leigha had a tonne of credit card debt on their Radio Shack Credit Card and their BancorpSouth MasterCard BusinessCard, and they were starting to get in over their heads. Despite Leigha’s job as a forest and conservation technician, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

When Leigha was 19, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Leigha’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on February 9, 2011
  • Attempt 2) Loan for $32,000.00 on November 5, 2011
  • Attempt 3) Loan for $29,000.00 on September 6, 2012
  • Attempt 4) Loan for $26,000.00 on June 20, 2009
  • Attempt 5) Loan for $38,000.00 on May 11, 2013
  • Attempt 6) Loan for $38,000.00 on January 1, 2013

6 Months Ago, Leigha Attempted to Find a High Risk Loan for $32,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Leigha. Leigha chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit scores as low as 423 can inquire for a high risk loan and may be be accepted.

Fast Loans for Leigha in Mansfield, Missouri to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Mansfield, Missouri aren’t actually that difficult to obtain, particularly if you have some finesse like Leigha. Leigha was able to find a fast loan for $164000 from Central West End Bank and Cass Commercial Bank, but declined both offers in favor of their fast loan from HomePride Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are in a pinch.

Leigha has a low current gross income, but has a high number of prospects

Leigha has always wanted to be a real estate broker, but would need attend SUNY Upstate Medical University again to achieve it. Leigha has other possibilities as well, including patent agent, education and training administrator, and cement mason, which pay $58,000 through to $108,000 per year, on average. Because of this, we believe that Leigha can pay for this fast loan of $164000.

Installment loan for Leigha, a graduate of SUNY Upstate Medical University and a forest and conservation technician working for over $60,000 per year

Leigha, an alumnus at SUNY Upstate Medical University and a forest and conservation technician in Mansfield, Missouri wants a fast loan to purchase a car. Leigha has instead decided to obtain an installment loan for $29,000 and is at present seeking lenders like Commerce Bank of Richmond Heights to provide it.

Paraphrased and Standardized Quote from Leigha for this fast loan of $164000, provided by HomePride Bank

Hi, I am Leigha and I’m from Mansfield in Missouri. Wright, county is where I grew up, and now I need a fast loan in Missouri for $164000 to avoid bankruptcy. It has been difficult, but HomePride Bank really came through for me with this loan for 9.8% interest APR and a term of 12 years. I will repay the loan over the 12 year term, including interest. A big thanks to HomePride Bank for trusting me and my fair credit. It look me 4 years to build my credit to 507, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

Client Profile: Leigha Villasana of Mansfield, Missouri
  • Full name (Changed if requested): Leigha Villasana
  • Current Credit: loans.hit.utils.Fico@5e8c92f4
  • Current City: Mansfield
  • State: Missouri
  • Zip code: 65711
  • Yearly income: $33,000
  • Current Job: forest and conservation technician
  • Current County: Wright
  • Goal Yearly Income: $111,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Previous requests on Leigha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$128390.00 11 7.2% $1410.91 Camden County Bank August 7, 2009
$127850.00 10 9.7% $1668.38 Glasgow Savings Bank May 23, 2013
$127890.00 6 5.8% $2107.45 Central Bank October 19, 2013
$128440.00 4 10.6% $3294.7 Midwest BankCentre December 9, 2013
$127520.00 4 5.6% $2971.48 Commerce Bank of Richmond Heights February 4, 2014

Many previous requests for credit have been made by Leigha in the past, including one from Beneficial National Bank in Mansfield, Missouri before Leigha was accepted for the $164000 by HomePride Bank

Leigha made 4 previous attempts to obtain a fast loan, 2 of which were with Beneficial National Bank, a bank in Mansfield, Missouri known to specialize in fast loans specifically. Prior to finding HomePride Bank, Leigha was very concerned due to their inexperience and fair credit score.

Leigha was not approved by Mercantile Bank of West Central Missouri 6 times before being approved by HomePride Bank at 110 East Commercial

On August 27, 2010, Leigha inquired about borrowing $27,000 from Commerce Bank of Moberly, National Association with Lilliana, their in law from just outside Mansfield, and even with the co-signer, Leigha was rejected for this fast loan. With fair credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Conclusion of Leigha’s fast loan

In the end, Leigha was able to find a fast loan for $164000 with an interest rate of 6.5% interest APR from HomePride Bank in Mansfield, Missouri repayable over 12 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.