$20000 Emergency Loan – Jacksonville Florida, Credit Rating Of 354
- Experian: 373 – They had a terrible Experian rating
- Transunion: 339 – Ellyn had a terrible credit rating with Transunion.
- Equifax: Ellyn’s Experian score was 354, which is a terrible credit score with the Experian rating scheme.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $22,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Ellyn needed a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Ellyn was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.0%.
7 Months Ago, Ellyn Attempted Finding a High Risk Loan for $37,000.00, and it was Hard
It is an ongoing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Ellyn. Ellyn decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit applicants. Individuals with credit scores as low as 549 can inquire for a high risk loan and have a chance to be approved.
- Full name (Changed if requested): Ellyn Odekirk
- Current Credit: loans.hit.utils.Fico@31221be2
- Current City: Jacksonville
- State: Florida
- Zip code: 32212
- Yearly income: $52,000
- Current Job: airport administrator
- Current County: Duval
- Goal Yearly Income: $110,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Fast Loans for Ellyn in Jacksonville, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Jacksonville, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Ellyn. Ellyn was able to find a fast loan for $20000 from Sun Bank/Palm Beach County, National Association and SunTrust Bank, Tampa Bay, but turned down both offers in favor of their emergency loan from FloridaBank, A Federal Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better if you are in a pinch.
Ellyn’s Transunion score was changed by the emergency loan loan, changing to 339 from 354, which is normal in our experience.
Previous requests on Ellyn’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$43110.00||11||6.5%||$457.99||NCNB National Bank of Florida||April 6, 2014|
|$43380.00||4||11.2%||$1125.4||Southeast Bank of Madison County, National Association||April 21, 2015|
|$42650.00||5||5.8%||$820.58||Southeast Bank of Wildwood||July 8, 2015|
|$42790.00||3||8.3%||$1346.81||Atlantic Bank of Jacksonville||July 17, 2015|
|$42510.00||5||10.4%||$911.6||Century National Bank of Broward||August 4, 2015|
Ellyn has a sad current total income, but has several of prospects
Ellyn has always wanted to be a loan counselor, but would need attend University of Southern Maine again to achieve it. Ellyn has other possibilities as well, including industrial air pollution analyst, agricultural engineer, and packers and packagers, which pay $57,000 through to $100,000 per year, at least. For this reason, we think that Ellyn can pay for this emergency loan of $20000.
When Ellyn was 18, they tried to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a chronology of Ellyn’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on April 1, 2009
- Attempt 2) Loan for $22,000.00 on November 4, 2008
- Attempt 3) Loan for $23,000.00 on December 29, 2010
- Attempt 4) Loan for $22,000.00 on November 23, 2010
- Attempt 5) Loan for $28,000.00 on April 8, 2011
- Attempt 6) Loan for $22,000.00 on January 31, 2011
Installment loan for Ellyn, a graduate of University of Southern Maine and an airport administrator working for over $69,000 per year
Ellyn, an alumnus at University of Southern Maine and an airport administrator in Jacksonville, Florida wants an emergency loan to purchase a house. Ellyn has instead decided to obtain an installment loan for $6,000 and is at present seeking lenders like SunTrust Bank, Northwest, Florida to process their request.
Personal Loan for an airport administrator named Ellyn in Jacksonville, Florida to Pay Off Art Van Signature Card
Ellyn had a tonne of credit card debt on their Chevron Credit Card / Texaco Credit Card and their Working Assets Visa Credit Card, and they were starting to get in over their heads. Despite Ellyn’s job as an airport administrator, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Multiple past requests for credit have been made by Ellyn in the past, including one from Community Savings Bank in Jacksonville, Florida before Ellyn was accepted for the $20000 by FloridaBank, A Federal Savings Bank
Ellyn made 7 prior attempts to obtain an emergency loan, 2 of which were with Community Savings Bank, a lender in Jacksonville, Florida known to specialize in emergency loans specifically. Prior to finding FloridaBank, A Federal Savings Bank, Ellyn was concerned due to their inexperience and terrible credit rating.
Signature Loan acquired in Jacksonville, Florida for $20000 with terrible credit by Ellyn
Most clients have difficulty with finding signature loans in Jacksonville, Florida, and Ellyn is the same. Ellyn went to 4 lending institutions or more before settling on FloridaBank, A Federal Savings Bank, who offered Ellyn a signature loan for $20000. Typical signature loans simply require a client, like Ellyn’s signature to get them, up to $39,000 in some cases. Ellyn was able to get $20000 as a emergency loan, which is very high for an emergency loan. Because signature loans do not need collateral, they tend to need improved credit, as high as 721
Before applying for this emergency loan, Ellyn had an Experian score of 373, which is terrible, so FloridaBank, A Federal Savings Bank probably cannot provide Ellyn an emergency loan
Ellyn’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their airport administrator job and their future career as a loan counselor
Contact Details for FloridaBank, A Federal Savings Bank, the provider of this emergency loan
- FloridaBank, A Federal Savings Bank
- City: Jacksonville
- State: Florida
- Address: 5500 San Jose Boulevard
- County: Duval
- Zip code: 32207
Ellyn was declined by Barnett Bank of Tampa, National Association 6 times before being accepted by FloridaBank, A Federal Savings Bank at 5500 San Jose Boulevard
On August 14, 2011, Ellyn applied about borrowing $39,000 from Sun Bank of Osceola County with Chong, their friend from just outside Jacksonville, and even with the co-signer, Ellyn was rejected for this emergency loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Ellyn for this emergency loan of $20000, provided by FloridaBank, A Federal Savings Bank
Hi, I am Ellyn and my hometown is Jacksonville in Florida. Duval, county is where I grew up, and now I need a emergency loan in Florida for $20000 to renovate my home. It wasn’t easy, but FloridaBank, A Federal Savings Bank really came through for me with this loan for 5.1% interest APR and a term of 19 years. I can repay the loan over the 19 year term, including interest. A big thanks to FloridaBank, A Federal Savings Bank for giving me a chance and my terrible credit. It look me 5 years to build my credit to 354, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Conclusion of Ellyn’s emergency loan
In the end, Ellyn was able to find an emergency loan for $20000 with an interest rate of 7.4% interest APR from FloridaBank, A Federal Savings Bank in Jacksonville, Florida repayable over 19 years from now.