$48000 Signature Loan – St. Louis Missouri, Credit Score Of 779
- Experian: 793 – This individual had an excellent Experian score
- Transunion: 763 – Marlin had an excellent credit score with Transunion.
- Equifax: Marlin’s Experian score was 779, which is an excellent credit score with the Experian rating scheme.
Multiple other requests for credit have been made by Marlin in the past, including one from The Citizens Bank of Macclenny in St. Louis, Missouri before Marlin was approved for the $48000 by Truman Bank
Marlin made 9 previous tries to obtain a signature loan, 2 of which were with The Citizens Bank of Macclenny, a bank in St. Louis, Missouri known to specialize in signature loans specifically. Before finding Truman Bank, Marlin was concerned due to their inexperience and excellent credit rating.
Marlin’s Transunion score was changed by the signature loan loan, changing to 763 from 779, which is typical in our experience.
Before applying for this signature loan, Marlin had an Experian score of 793, which is excellent, so Truman Bank probably cannot provide Marlin a signature loan
Signature Loan acquired in St. Louis, Missouri for $48000 with excellent credit by Marlin
Most clients struggle with obtaining signature loans in St. Louis, Missouri, and Marlin is the same. Marlin went to 5 lending institutions or more prior to settling on Truman Bank, who offered Marlin a signature loan for $48000. Most signature loans simply require a client, like Marlin’s signature to obtain them, up to $24,000 in some cases. Marlin was able to get $48000 as a signature loan, which is very high for a signature loan. Because signature loans don’t need collateral, these loans generally require improved credit, as high as 781
Installment loan for Marlin, a graduate of Ohio State University and a game runner working for over $79,000 per year
Marlin, an alumnus at Ohio State University and a game runner in St. Louis, Missouri needs a signature loan to purchase a car. Marlin has instead decided to get an installment loan for $3,000 and is currently seeking lenders like Boatmen’s Bank of Southwest Missouri to provide it.
Previous requests on Marlin’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$85850.00||10||6.1%||$957.43||Camden County Bank||December 26, 2010|
|$86310.00||10||5.3%||$928.16||Glasgow Savings Bank||January 24, 2014|
|$85850.00||9||9.2%||$1171.78||Central Bank||November 7, 2014|
|$85770.00||7||6.3%||$1265.35||Midwest BankCentre||December 27, 2014|
Paraphrased and Standardized Quote from Marlin for this signature loan of $48000, provided by Truman Bank
Hello, I am Marlin and my hometown is St. Louis in Missouri. Saint Louis (City), county is where I grew up, and now I need a signature loan in Missouri for $48000 to renovate my home. It wasn’t easy, but Truman Bank really came through for me with this loan for 8.6% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to Truman Bank for trusting me and my excellent credit. It look me 6 years to build my credit to 779, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.
Personal Loan for a game runner named Marlin in St. Louis, Missouri to Pay Off Fidelity Investment Rewards American Express Card
Marlin had a lot of credit card debt on their Zions Bank AmaZing Cash for Business and their Minnesota Twins BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Marlin’s job as a game runner, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $38,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Marlin required a debt consolidation loan to pay for their existing signature loan and their credit card. Marlin was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.3%.
Contact Details for Truman Bank, the provider of this signature loan
- Truman Bank
- City: St. Louis
- State: Missouri
- Address: 8151 Clayton Road
- County: Saint Louis (City)
- Zip code: 63117
Marlin’s Overall FICO score at the time of acceptance for a signature loan, taking into account their game runner job and their future career as a packaging machine operator
- Full name (Changed if requested): Marlin Simmions
- Current Credit: loans.hit.utils.Fico@77f03bb1
- Current City: St. Louis
- State: Missouri
- Zip code: 63118
- Yearly income: $56,000
- Current Job: game runner
- Current County: Saint Louis (City)
- Goal Yearly Income: $120,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Marlin has a very low current gross income, but has a high number of prospects
Marlin has always wanted to be a packaging machine operator, but would have to attend Ohio State University again to achieve it. Marlin has other prospects as well, including probation officer, nuclear fuels research engineer, and product planner, which pay $53,000 through to $93,000 per year, at least. Because of this, we believe that Marlin can pay for this signature loan of $48000.
When Marlin was 18, they tried to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a list of Marlin’s prior attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on August 4, 2009
- Attempt 2) Loan for $24,000.00 on December 17, 2009
- Attempt 3) Loan for $30,000.00 on April 21, 2009
- Attempt 4) Loan for $35,000.00 on April 22, 2013
- Attempt 5) Loan for $25,000.00 on August 5, 2009
- Attempt 6) Loan for $36,000.00 on February 22, 2011
- Attempt 7) Loan for $31,000.00 on March 10, 2012
Marlin was declined by Southwest Bank, An M&I Bank 4 times before being accepted by Truman Bank at 8151 Clayton Road
On June 2, 2011, Marlin applied about borrowing $25,000 from The Bank of Versailles with Dana, their friend from just outside St. Louis, and even with the co-signer, Marlin was rejected for this signature loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Fast Loans for Marlin in St. Louis, Missouri to prevent bankruptcy or broken legs from debt collectors.
Fast loans in St. Louis, Missouri aren’t actually that difficult to obtain, especially if you have some finesse like Marlin. Marlin was able to find a fast loan for $48000 from Commerce Bank of Moberly, National Association and Boatmen’s Bank of Webster Groves, but turned down both offers in favor of their signature loan from Truman Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that you are on the go.
7 Months in the Past, Marlin Tried Finding a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Marlin. Marlin chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Borrowers with credit ratings as low as 498 can apply for a high risk loan and may be be approved.
Conclusion of Marlin’s signature loan
In the end, Marlin was able to find a signature loan for $48000 with an interest rate of 9.8% interest APR from Truman Bank in St. Louis, Missouri repayable over 14 years from today.