$99000 Emergency Loan – Port Washington Wisconsin, Credit Rating Of 437
- Experian: 453 – The client had a bad Experian score
- Transunion: 425 – Teisha had a bad credit score with Transunion.
- Equifax: Teisha’s Experian score was 437, which is a bad credit score on the Experian rating scheme.
Teisha was not approved by Cudahy Marine Bank 7 times before being approved by Valley Bank Port Washington (National Association) at 122 North Franklin Street
On May 8, 2010, Teisha inquired about borrowing $22,000 from Bank of North Lake with Fausto, their in law from just outside Port Washington, and even with the co-signer, Teisha was rejected for this emergency loan. With bad credit, it can be challenging to procure financing, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Teisha for this emergency loan of $99000, provided by Valley Bank Port Washington (National Association)
Hi, I am Teisha and my hometown is Port Washington in Wisconsin. Ozaukee, county is where I grew up, and now I need a emergency loan in Wisconsin for $99000 to pay bills. It wasn’t easy, but Valley Bank Port Washington (National Association) really came through for me with this loan for 8.3% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Valley Bank Port Washington (National Association) for trusting me and my bad credit. It look me 5 years to build my credit to 437, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.
Teisha’s Transunion score was changed by the emergency loan loan, changing to 425 from 437, which is normal in our experience.
Multiple past requests for credit have been made by Teisha in the past, including one from American Bank of Commerce in Port Washington, Wisconsin before Teisha was approved for the $99000 by Valley Bank Port Washington (National Association)
Teisha made 6 prior attempts to obtain an emergency loan, 2 of which were with American Bank of Commerce, a lending institution in Port Washington, Wisconsin known to specialize in emergency loans specifically. Prior to finding Valley Bank Port Washington (National Association), Teisha was concerned due to their inexperience and bad credit rating.
Before applying for this emergency loan, Teisha had an Experian score of 453, which is bad, so Valley Bank Port Washington (National Association) most likely cannot provide Teisha an emergency loan
Personal Loan for a publications editor named Teisha in Port Washington, Wisconsin to Pay Off Fred Meyers Rewards MasterCard
Teisha had a lot of credit card debt on their Bangor Savings Bank Secured Visa Card and their Ohio Savings Bank American Express Card, and they were starting to get in over their heads. Despite Teisha’s job as a publications editor, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Fast Loans for Teisha in Port Washington, Wisconsin to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Port Washington, Wisconsin aren’t actually that difficult to obtain, particularly if you have some gumption like Teisha. Teisha was able to find a fast loan for $99000 from Clare Bank, National Association and M&I Bank of Burlington, but declined both offers in favor of their emergency loan from Valley Bank Port Washington (National Association). The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a client is on the go.
When Teisha was 20, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a chronology of Teisha’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on December 30, 2011
- Attempt 2) Loan for $21,000.00 on April 10, 2009
- Attempt 3) Loan for $32,000.00 on February 20, 2009
- Attempt 4) Loan for $34,000.00 on March 10, 2010
- Attempt 5) Loan for $21,000.00 on December 12, 2011
- Attempt 6) Loan for $37,000.00 on April 30, 2011
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $38,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Teisha required a debt consolidation loan to pay for their existing emergency loan and their credit card. Teisha was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.
Teisha has a very low current gross income, but has several of prospects
Teisha has always wanted to be a set designer, but would have to attend Hebrew Union College – Jewish Institute of Religion – New York again to achieve it. Teisha has other possibilities as well, including middle school guidance counselor, music teacher, and hazardous materials removal worker, which pay $50,000 through to $97,000 per year, on average. For this reason, we believe that Teisha can afford this emergency loan of $99000.
Contact Details for Valley Bank Port Washington (National Association), the provider of this emergency loan
- Valley Bank Port Washington (National Association)
- City: Port Washington
- State: Wisconsin
- Address: 122 North Franklin Street
- County: Ozaukee
- Zip code: 53074
- Full name (Changed if requested): Teisha Fram
- Current Credit: loans.hit.utils.Fico@4d405ef7
- Current City: Port Washington
- State: Wisconsin
- Zip code: 53077
- Yearly income: $45,000
- Current Job: publications editor
- Current County: Ozaukee
- Goal Yearly Income: $110,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Signature Loan easily acquired in Port Washington, Wisconsin for $99000 with bad credit by Teisha
Most clients struggle with finding signature loans in Port Washington, Wisconsin, and Teisha is no different. Teisha went to 7 lenders or more before finding Valley Bank Port Washington (National Association), who offered Teisha a signature loan for $99000. Typical signature loans simply need a client, like Teisha’s signature to get them, up to $33,000 in some cases. Teisha was able to get $99000 as a emergency loan, which is very high for an emergency loan. Because signature loans don’t require a cosigner, these loans generally require better credit, as high as 715
Installment loan for Teisha, a graduate of Hebrew Union College – Jewish Institute of Religion – New York and a publications editor working for over $73,000 per year
Teisha, an alumnus at Hebrew Union College – Jewish Institute of Religion – New York and a publications editor in Port Washington, Wisconsin wants an emergency loan to purchase a car. Teisha has instead decided to obtain an installment loan for $1,000 and is at present seeking lenders like Norwest Bank Wisconsin East Central to process their request.
8 Months Ago, Teisha Tried to Find a High Risk Loan for $42,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Teisha. Teisha chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit scores as low as 508 can apply for a high risk loan and may be be accepted.
Previous requests on Teisha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$9770.00||3||10.7%||$318.47||M&I Bank of Burlington||February 6, 2009|
|$10420.00||11||9.1%||$125.21||M&I Marshall and Ilsley Bank||August 15, 2009|
|$9660.00||3||11.7%||$319.47||Continental Bank & Trust Co.||December 5, 2009|
|$10380.00||9||6.6%||$127.72||Clare Bank, National Association||February 7, 2011|
|$10280.00||11||11.6%||$138.19||Norwest Bank Wisconsin East Central||December 2, 2011|
Teisha’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their publications editor job and their future career as a set designer
Conclusion of Teisha’s emergency loan
In the end, Teisha was able to find an emergency loan for $99000 with an interest rate of 11.8% interest APR from Valley Bank Port Washington (National Association) in Port Washington, Wisconsin repayable over 23 years from now.