$60000 Mortgage – Grandfield Oklahoma, Credit Rating Of 663
- Experian: 679 – The client had a good Experian rating
- Transunion: 646 – Tamie had a good credit score with Transunion.
- Equifax: Tamie’s Experian score was 663, which is a good credit score with the Experian system.
6 Months Ago, Tamie Tried Finding a High Risk Loan for $40,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Tamie. Tamie chose not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Borrowers with credit scores as low as 585 can inquire for a high risk loan and possibly can be approved.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $37,000.00 to $42,000.00. They are mainly used to pay off existing high interest loans like credit cards. Tamie needed a debt consolidation loan to pay for their existing mortgage and their payday loan. Tamie was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.6%.
Tamie was not approved by United Oklahoma Bank 6 times before being accepted by First State Bank at 120 East First Street
On February 18, 2013, Tamie applied about borrowing $11,000 from The First State Bank with Harold, their in law from just outside Grandfield, and even with the co-signer, Tamie was rejected for this mortgage. With good credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Fast Loans for Tamie in Grandfield, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Grandfield, Oklahoma aren’t actually that difficult to obtain, particularly if you have some finesse like Tamie. Tamie was able to find a fast loan for $60000 from First State Bank and Security State Bank, but declined both offers in favor of their mortgage from First State Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement in the case that a client is in a time sensitive situation.
Signature Loan acquired in Grandfield, Oklahoma for $60000 with good credit by Tamie
Most borrowers have difficulty with obtaining signature loans in Grandfield, Oklahoma, and Tamie is not an exception. Tamie went to 5 lenders or more prior to settling on First State Bank, who offered Tamie a signature loan for $60000. Most signature loans simply require a client, like Tamie’s signature to get them, up to $47,000 in some cases. Tamie was able to get $60000 as a mortgage, which is very high for a mortgage. Because signature loans don’t need collateral, these loans generally require higher credit, as high as 769
Personal Loan for a business professor named Tamie in Grandfield, Oklahoma to Pay Off US Bank FlexPerks Business Edge Travel Rewards Card
Tamie had a lot of credit card debt on their SMFCU Visa Platinum Rewards Smith Barney Citi PremierPass Card and their WWF Visa Signature Card with WorldPoints Rewards, and they were starting to get in over their heads. Despite Tamie’s job as a business professor, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this mortgage, Tamie had an Experian score of 679, which is good, so First State Bank most likely cannot provide Tamie a mortgage
Paraphrased and Standardized Quote from Tamie for this mortgage of $60000, provided by First State Bank
Hello, I am Tamie and I am from Grandfield in Oklahoma. Tillman, county is where I grew up, and now I need a mortgage in Oklahoma for $60000 to buy a big ticket item. It has been difficult, but First State Bank really came through for me with this loan for 5.7% interest APR and a term of 20 years. I can probably repay the loan over the 20 year term, including interest. A big thanks to First State Bank for trusting me and my good credit. It look me 8 years to build my credit to 663, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.
Tamie’s Transunion score was changed by the mortgage loan, changing to 646 from 663, which is typical in our experience.
Tamie has a sad current total income, but has several of prospects
Tamie has always wanted to be a job development specialist, but would need attend University of Mississippi again to achieve it. Tamie has other possibilities as well, including windows – draperies treatment specialist, traffic agent, and marine architect, which pay $52,000 through to $106,000 per year, at least. For this reason, we think that Tamie can afford this mortgage of $60000.
Contact Details for First State Bank, the provider of this mortgage
- First State Bank
- City: Grandfield
- State: Oklahoma
- Address: 120 East First Street
- County: Tillman
- Zip code: 73546
Installment loan for Tamie, a graduate of University of Mississippi and a business professor working for over $75,000 per year
Tamie, an alumnus at University of Mississippi and a business professor in Grandfield, Oklahoma needs a mortgage to purchase something frivolous. Tamie has instead decided to get an installment loan for $29,000 and is currently seeking lenders like The Citizens Bank to process their request.
Tamie’s Overall FICO score at the time of acceptance for a mortgage, taking into account their business professor job and their future career as a job development specialist
Multiple previous requests for credit have been made by Tamie in the past, including one from New First City, Texas – Lufkin, National Association in Grandfield, Oklahoma before Tamie was approved for the $60000 by First State Bank
Tamie made 4 prior attempts to obtain a mortgage, 2 of which were with New First City, Texas – Lufkin, National Association, a bank in Grandfield, Oklahoma known to specialize in mortgages specifically. Before finding First State Bank, Tamie was very concerned due to their inexperience and good credit rating.
Previous requests on Tamie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$76350.00||3||9.3%||$2438.58||The First State Bank||May 15, 2009|
|$75670.00||6||5.7%||$1243.38||Security Bank and Trust Company||September 1, 2009|
|$75800.00||9||8.3%||$998.65||The First State Bank, Willow, Okla.||December 10, 2010|
|$76380.00||3||8.3%||$2404.06||Sooner State Bank||September 29, 2012|
- Full name (Changed if requested): Tamie Cappiello
- Current Credit: loans.hit.utils.Fico@14514713
- Current City: Grandfield
- State: Oklahoma
- Zip code: 73547
- Yearly income: $54,000
- Current Job: business professor
- Current County: Tillman
- Goal Yearly Income: $125,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
When Tamie was 21, they tried to obtain a student loan from 6 different banks, which damaged their credit score. Below is a list of Tamie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on February 10, 2011
- Attempt 2) Loan for $20,000.00 on January 11, 2012
- Attempt 3) Loan for $20,000.00 on September 11, 2011
- Attempt 4) Loan for $34,000.00 on April 10, 2010
- Attempt 5) Loan for $29,000.00 on November 11, 2010
- Attempt 6) Loan for $29,000.00 on December 21, 2011
Conclusion of Tamie’s mortgage
In the end, Tamie was able to find a mortgage for $60000 with an interest rate of 11.3% interest APR from First State Bank in Grandfield, Oklahoma repayable over 20 years from now.