Do you have over $10,000 in Debt? Get Help now.

Debt Consolidation Loan Of $48000 For Fair Credit Texas Resident

$48000 Debt Consolidation Loan – Aransas Pass Texas, Credit Score Of 586

  • Experian: 597 – The client had a fair Experian rating
  • Transunion: 572 – Percy had a fair credit score with Transunion.
  • Equifax: Percy’s Experian score was 586, which is a fair credit rating on the Experian rating scheme.

Percy was declined by Guaranty Bank & Trust, N.A. 4 times prior to being granted funding by New First City, Texas – Aransas Pass, National Association at 221 South Commercial Street

On December 26, 2009, Percy applied about borrowing $22,000 from First Bank & Trust, Bryan, Texas with Becky, their friend from just outside Aransas Pass, and even with the co-signer, Percy was rejected for this debt consolidation loan. With fair credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Percy’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their mining shovel machine operator job and their future career as a game runner

Fico Score: 586

Signature Loan acquired in Aransas Pass, Texas for $48000 with fair credit by Percy

Most prospective borrowers struggle with finding signature loans in Aransas Pass, Texas, and Percy is not an exception. Percy went to 4 lenders or more before finding New First City, Texas – Aransas Pass, National Association, who offered Percy a signature loan for $48000. Typical signature loans simply require a client, like Percy’s signature to get them, up to $28,000 in some cases. Percy was able to get $48000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not require a cosigner, they generally require better credit, as high as 720

7 Months Ago, Percy Attempted Finding a High Risk Loan for $41,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Percy. Percy decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Individuals with credit scores as low as 332 can apply for a high risk loan and may be be accepted.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $20,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Percy required a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Percy was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.6%.

Before applying for this debt consolidation loan, Percy had an Experian score of 597, which is fair, so New First City, Texas – Aransas Pass, National Association most likely cannot provide Percy a debt consolidation loan

Experian Score: 597

Fast Loans for Percy in Aransas Pass, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Aransas Pass, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Percy. Percy was able to find a fast loan for $48000 from Guaranty Bank & Trust Company and Brownfield State Bank & Trust Co., but declined both offers in favor of their debt consolidation loan from New First City, Texas – Aransas Pass, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that you are in a pinch.

Percy’s Transunion score was altered by the debt consolidation loan loan, changing to 572 from 586, which is normal in our experience.

Transunion Score: 572

Client Profile: Percy Rival of Aransas Pass, Texas
  • Full name (Changed if requested): Percy Rival
  • Current Credit: loans.hit.utils.Fico@3f8f9dd6
  • Current City: Aransas Pass
  • State: Texas
  • Zip code: 78342
  • Yearly income: $39,000
  • Current Job: mining shovel machine operator
  • Current County: San Patricio
  • Goal Yearly Income: $94,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Percy has a low current yearly income, but has several of prospects

Percy has always wanted to be a game runner, but would need attend Clinton College again to become one. Percy has other prospects as well, including electrical technician, parole officer, and employee training instructor, which pay $55,000 through to $104,000 per year, on average. Because of this, we believe that Percy can afford this debt consolidation loan of $48000.

Contact Details for New First City, Texas – Aransas Pass, National Association, the provider of this debt consolidation loan

  • New First City, Texas – Aransas Pass, National Association
  • City: Aransas Pass
  • State: Texas
  • Address: 221 South Commercial Street
  • County: San Patricio
  • Zip code: 78336

Paraphrased and Standardized Quote from Percy for this debt consolidation loan of $48000, provided by New First City, Texas – Aransas Pass, National Association

Hello, I am Percy and my hometown is Aransas Pass in Texas. San Patricio, county is where I grew up, and now I need a debt consolidation loan in Texas for $48000 to buy a big ticket item. It has been difficult, but New First City, Texas – Aransas Pass, National Association really came through for me with this loan for 5.2% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to New First City, Texas – Aransas Pass, National Association for giving me a chance and my fair credit. It look me 6 years to create my credit to 586, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Personal Loan for a mining shovel machine operator named Percy in Aransas Pass, Texas to Pay Off Target REDcard Credit Card

Percy had a lot of credit card debt on their House Rabbit Society Visa Card and their Stein Mart Style Credit Card, and they were starting to get in over their heads. Despite Percy’s job as a mining shovel machine operator, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Percy’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$50610.00 4 10.1% $1286.03 Comerica Bank June 29, 2012
$51220.00 11 9.3% $621.15 First Star Bank, S.S.B. May 15, 2014
$51340.00 10 11.4% $718.88 Brownfield State Bank & Trust Co. May 13, 2015
$50570.00 3 10.4% $1641.27 First Bank & Trust, Bryan, Texas June 15, 2015
$50780.00 5 5.5% $969.96 First Bank & Trust of Clarendon July 16, 2015

When Percy was 24, they tried to obtain a student loan from 7 different banks, which harmed their credit rating. Below is a list of Percy’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on August 27, 2009
  • Attempt 2) Loan for $29,000.00 on December 12, 2010
  • Attempt 3) Loan for $27,000.00 on June 11, 2012
  • Attempt 4) Loan for $27,000.00 on September 11, 2009
  • Attempt 5) Loan for $34,000.00 on May 27, 2011
  • Attempt 6) Loan for $30,000.00 on February 16, 2010
  • Attempt 7) Loan for $31,000.00 on April 4, 2012

Multiple other requests for credit have been made by Percy in the past, including one from Alden State Bank in Aransas Pass, Texas before Percy was approved for the $48000 by New First City, Texas – Aransas Pass, National Association

Percy made 5 previous attempts to obtain a debt consolidation loan, 2 of which were with Alden State Bank, a bank in Aransas Pass, Texas known to specialize in debt consolidation loans specifically. Prior to finding New First City, Texas – Aransas Pass, National Association, Percy was desperate due to their inexperience and fair credit score.

Installment loan for Percy, a graduate of Clinton College and a mining shovel machine operator working for over $61,000 per year

Percy, an alumnus at Clinton College and a mining shovel machine operator in Aransas Pass, Texas needs a debt consolidation loan to purchase a house. Percy has instead decided to get an installment loan for $21,000 and is at present seeking lenders like First Star Bank, S.S.B. to provide it.

Conclusion of Percy’s debt consolidation loan

In the end, Percy was able to find a debt consolidation loan for $48000 with an interest rate of 5.0% interest APR from New First City, Texas – Aransas Pass, National Association in Aransas Pass, Texas repayable over 15 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.