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Jen Obenauer’s Emergency Loan For 12000 Dollars In Polson Montana

$12000 Emergency Loan – Polson Montana, Credit Score Of 366

  • Experian: 383 – This client had a terrible Experian rating
  • Transunion: 352 – Jen had a terrible credit score with Transunion.
  • Equifax: Jen’s Experian score was 366, which is a terrible credit rating on the Experian system.

Fast Loans for Jen in Polson, Montana to prevent bankruptcy or harm from debt collectors.

Fast loans in Polson, Montana aren’t actually that difficult to obtain, particularly if you have some gumption like Jen. Jen was able to find a fast loan for $12000 from Teton Banks and Montana Bank of Roundup, N. A., but turned down both offers in favor of their emergency loan from Security State Bank and Trust Company. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better if a borrower is in a pinch.

Multiple other requests for credit have been made by Jen in the past, including one from DeKalb County Bank & Trust Company in Polson, Montana before Jen was approved for the $12000 by Security State Bank and Trust Company

Jen made 4 previous tries to obtain an emergency loan, 2 of which were with DeKalb County Bank & Trust Company, a bank in Polson, Montana known to specialize in emergency loans specifically. Prior to finding Security State Bank and Trust Company, Jen was concerned due to their inexperience and terrible credit rating.

Jen’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their utility meter reader job and their future job as an employment administrator

Fico Score: 366

6 Months Ago, Jen Attempted Finding a High Risk Loan for $25,000.00, and it was Hard

It is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Jen. Jen decided not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit ratings as low as 566 can inquire for a high risk loan and may be be accepted.

Contact Details for Security State Bank and Trust Company, the provider of this emergency loan

  • Security State Bank and Trust Company
  • City: Polson
  • State: Montana
  • Address: Main Street
  • County: Lake
  • Zip code: 59860

Previous requests on Jen’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$115400.00 3 6.6% $3542.15 Western Bank of Wolf Point November 8, 2009
$115260.00 4 6.5% $2733.39 Farmers State Bank September 24, 2011
$115170.00 10 9.3% $1477.69 Bank of Montana Shelby June 15, 2013
$114540.00 4 6.3% $2705.76 Security State Bank, Harlem, Montana June 19, 2013

Jen has a low current gross income, but has a high number of prospects

Jen has always wanted to be an employment administrator, but would have to attend Stevens Institute of Technology again to become one. Jen has other prospects as well, including sports agent, broadcast technician, and high school guidance counselor, which pay $53,000 through to $108,000 per year, at least. Because of this, we believe that Jen can afford this emergency loan of $12000.

Jen’s Transunion score was altered by the emergency loan loan, changing to 352 from 366, which is normal in our experience.

Transunion Score: 352

Personal Loan for an utility meter reader named Jen in Polson, Montana to Pay Off Farm Sanctuary MasterCard

Jen had a lot of credit card debt on their Alaska Airlines Visa Business Card and their Palais Royal Credit Card, and they were starting to get in over their heads. Despite Jen’s job as an utility meter reader, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

When Jen was 23, they attempted to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a list of Jen’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on February 12, 2010
  • Attempt 2) Loan for $35,000.00 on September 7, 2012
  • Attempt 3) Loan for $32,000.00 on September 26, 2010
  • Attempt 4) Loan for $24,000.00 on January 24, 2011
  • Attempt 5) Loan for $30,000.00 on January 9, 2010
  • Attempt 6) Loan for $31,000.00 on May 5, 2013
  • Attempt 7) Loan for $33,000.00 on June 12, 2009

Installment loan for Jen, a graduate of Stevens Institute of Technology and an utility meter reader working for over $67,000 per year

Jen, an alumnus at Stevens Institute of Technology and an utility meter reader in Polson, Montana wants an emergency loan to purchase a house. Jen has instead chosen to get an installment loan for $24,000 and is currently seeking lenders like The Whitehall State Bank to provide it.

Jen was declined by First Security Bank of Glendive 6 times prior to being approved by Security State Bank and Trust Company at Main Street

On April 7, 2010, Jen inquired about borrowing $5,000 from Bank of Montana Glasgow with Sharlene, their in law from just outside Polson, and even with the co-signer, Jen was rejected for this emergency loan. With terrible credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Signature Loan easily acquired in Polson, Montana for $12000 with terrible credit by Jen

Most borrowers struggle with obtaining signature loans in Polson, Montana, and Jen is no exception. Jen went to 6 lending institutions or more prior to finding Security State Bank and Trust Company, who offered Jen a signature loan for $12000. Most signature loans simply require a client, like Jen’s signature to get them, up to $22,000 in some cases. Jen was able to get $12000 as a emergency loan, which is very high for an emergency loan. Because signature loans don’t need a cosigner, these loans tend to need higher credit, as high as 763

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $20,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jen required a debt consolidation loan to pay for their existing emergency loan and their payday loan. Jen was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

Paraphrased and Standardized Quote from Jen for this emergency loan of $12000, provided by Security State Bank and Trust Company

Hi, I am Jen and I am from Polson in Montana. Lake, county is where I grew up, and now I need a emergency loan in Montana for $12000 to pay bills. It wasn’t easy, but Security State Bank and Trust Company really came through for me with this loan for 10.6% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to Security State Bank and Trust Company for giving me a chance and my terrible credit. It look me 4 years to build my credit to 366, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.

Before applying for this emergency loan, Jen had an Experian score of 383, which is terrible, so Security State Bank and Trust Company probably cannot provide Jen an emergency loan

Experian Score: 383

Client Profile: Jen Obenauer of Polson, Montana
  • Full name (Changed if requested): Jen Obenauer
  • Current Credit: loans.hit.utils.Fico@27bc2616
  • Current City: Polson
  • State: Montana
  • Zip code: 59869
  • Yearly income: $51,000
  • Current Job: utility meter reader
  • Current County: Lake
  • Goal Yearly Income: $128,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Conclusion of Jen’s emergency loan

In the end, Jen was able to find an emergency loan for $12000 with an interest rate of 10.5% interest APR from Security State Bank and Trust Company in Polson, Montana repayable over 17 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.