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Low Rate Fast Loan For Kris In Southport, Connecticut

$123000 Fast Loan – Southport Connecticut, Credit Rating Of 723

  • Experian: 736 – This individual had an excellent Experian score
  • Transunion: 704 – Kris had an excellent credit rating with Transunion.
  • Equifax: Kris’s Experian score was 723, which is an excellent credit score on the Experian scale.

Signature Loan found in Southport, Connecticut for $123000 with excellent credit by Kris

A lot of clients have difficulty with obtaining signature loans in Southport, Connecticut, and Kris is no exception. Kris went to 4 lending institutions or more before settling on Fairfield First Bank & Trust Company, who offered Kris a signature loan for $123000. Typical signature loans simply require a client, like Kris’s signature to get them, up to $27,000 in some cases. Kris was able to get $123000 as a fast loan, which is very high for a fast loan. Since signature loans do not need a cosigner, they generally need higher credit, as high as 731

Personal Loan for a farm equipment mechanic named Kris in Southport, Connecticut to Pay Off Tompkins Trust Secured Visa Card

Kris had a tonne of credit card debt on their Navy FCU Platinum Credit Card and their Associated Bank Visa Business Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Kris’s job as a farm equipment mechanic, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Fairfield First Bank & Trust Company, the provider of this fast loan

  • Fairfield First Bank & Trust Company
  • City: Southport
  • State: Connecticut
  • Address: 2000 Post Road
  • County: Fairfield
  • Zip code: 6890

Kris was not approved by The Winthrop Bank and Trust Company 7 times prior to being granted funding by Fairfield First Bank & Trust Company at 2000 Post Road

On March 18, 2012, Kris applied about borrowing $26,000 from Deep River Bank and Trust Company with Christopher, their in law from just outside Southport, and even with the co-signer, Kris was rejected for this fast loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Kris has a disappointing current yearly income, but has a high number of prospects

Kris has always wanted to be a greenhouse and nursery manager, but would have to attend Saint Mary’s University of Minnesota again to become one. Kris has other prospects as well, including political scientist, management consultant, and human factors psychologist, which pay $55,000 through to $92,000 per year, on average. For this reason, we believe that Kris can afford this fast loan of $123000.

Kris’s Overall FICO score at the time of acceptance for a fast loan, taking into account their farm equipment mechanic job and their future career as a greenhouse and nursery manager

Fico Score: 723

Kris’s Transunion score was changed by the fast loan loan, changing to 704 from 723, which is normal in our experience.

Transunion Score: 704

Installment loan for Kris, a graduate of Saint Mary’s University of Minnesota and a farm equipment mechanic working for over $65,000 per year

Kris, an alumnus at Saint Mary’s University of Minnesota and a farm equipment mechanic in Southport, Connecticut needs a fast loan to purchase a car. Kris has instead decided to get an installment loan for $5,000 and is currently seeking lenders like The Terryville Trust Company to provide it.

Paraphrased and Standardized Quote from Kris for this fast loan of $123000, provided by Fairfield First Bank & Trust Company

Hi, I am Kris and I am from Southport in Connecticut. Fairfield, county is where I grew up, and now I need a fast loan in Connecticut for $123000 to pay bills. It has been difficult, but Fairfield First Bank & Trust Company really came through for me with this loan for 6.3% interest APR and a term of 2 years. I can probably repay the loan over the 2 year term, including interest. A big thanks to Fairfield First Bank & Trust Company for trusting me and my excellent credit. It look me 6 years to build my credit to 723, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Client Profile: Kris Macall of Southport, Connecticut
  • Full name (Changed if requested): Kris Macall
  • Current Credit: loans.hit.utils.Fico@6433a2
  • Current City: Southport
  • State: Connecticut
  • Zip code: 6897
  • Yearly income: $59,000
  • Current Job: farm equipment mechanic
  • Current County: Fairfield
  • Goal Yearly Income: $126,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

When Kris was 23, they tried to obtain a student loan from 7 different lenders, which harmed their credit score. Below is a list of Kris’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on January 16, 2012
  • Attempt 2) Loan for $37,000.00 on December 19, 2010
  • Attempt 3) Loan for $35,000.00 on October 30, 2011
  • Attempt 4) Loan for $39,000.00 on November 3, 2011
  • Attempt 5) Loan for $24,000.00 on February 22, 2010
  • Attempt 6) Loan for $25,000.00 on February 13, 2013
  • Attempt 7) Loan for $29,000.00 on January 4, 2009

Fast Loans for Kris in Southport, Connecticut to prevent bankruptcy or harm from debt collectors.

Fast loans in Southport, Connecticut aren’t actually that difficult to obtain, especially if you have some gumption like Kris. Kris was able to find a fast loan for $123000 from First Union Bank of Connecticut and The Terryville Trust Company, but turned down both offers in favor of their fast loan from Fairfield First Bank & Trust Company. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if a borrower is in a pinch.

Previous requests on Kris’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$95460.00 4 11.2% $2476.5 Colonial Bank of Waterbury November 8, 2009
$95200.00 3 7.5% $2961.31 The Canaan National Bank March 23, 2012
$95120.00 10 5.1% $1013.55 The Clinton National Bank October 5, 2013
$94900.00 3 6.3% $2899.96 Deep River Bank and Trust Company April 26, 2014

Before applying for this fast loan, Kris had an Experian score of 736, which is excellent, so Fairfield First Bank & Trust Company probably cannot provide Kris a fast loan

Experian Score: 736

6 Months in the Past, Kris Attempted Finding a High Risk Loan for $37,000.00, and it was Hard

It is an ongoing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Kris. Kris chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Borrowers with credit ratings as low as 375 can inquire for a high risk loan and may be be approved.

Several previous requests for credit have been made by Kris in the past, including one from The National Bank of Beaver County in Southport, Connecticut before Kris was accepted for the $123000 by Fairfield First Bank & Trust Company

Kris made 8 previous attempts to obtain a fast loan, 2 of which were with The National Bank of Beaver County, a bank in Southport, Connecticut known to specialize in fast loans specifically. Prior to finding Fairfield First Bank & Trust Company, Kris was desperate due to their inexperience and excellent credit score.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $32,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Kris needed a debt consolidation loan to pay for their existing fast loan and their credit card. Kris was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

Conclusion of Kris’s fast loan

In the end, Kris was able to find a fast loan for $123000 with an interest rate of 8.8% interest APR from Fairfield First Bank & Trust Company in Southport, Connecticut repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.