$184000 Quick Loan – Owensboro Kentucky, Credit Rating Of 801
- Experian: 812 – The client had an excellent Experian rating
- Transunion: 783 – Trent had an excellent credit score with Transunion.
- Equifax: Trent’s Experian score was 801, which is an excellent credit rating using the Experian rating scheme.
Trent’s Overall FICO score at the time of acceptance for a quick loan, taking into account their fish hatchery specialist job and their future job as a computer programmer
Contact Details for Cardinal Federal Savings Bank, the provider of this quick loan
- Cardinal Federal Savings Bank
- City: Owensboro
- State: Kentucky
- Address: 700 Frederica St
- County: Daviess
- Zip code: 42301
Several past requests for credit have been made by Trent in the past, including one from Mt. Whitney Savings and Loan Association in Owensboro, Kentucky before Trent was accepted for the $184000 by Cardinal Federal Savings Bank
Trent made 7 previous attempts to obtain a quick loan, 2 of which were with Mt. Whitney Savings and Loan Association, a lender in Owensboro, Kentucky known to specialize in quick loans specifically. Prior to finding Cardinal Federal Savings Bank, Trent was concerned due to their inexperience and excellent credit score.
Trent has a sad current gross income, but has several of prospects
Trent has always wanted to be a computer programmer, but would have to attend Central College again to achieve it. Trent has other prospects as well, including hearing officer, geological technician, and book editor, which pay $57,000 through to $97,000 per year, at least. For this reason, we believe that Trent can afford this quick loan of $184000.
8 Months Ago, Trent Tried to Find a High Risk Loan for $36,000.00, and it was Easy
There is an well known struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Trent. Trent chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Individuals with credit ratings as low as 529 can inquire for a high risk loan and may be be approved.
Personal Loan for a fish hatchery specialist named Trent in Owensboro, Kentucky to Pay Off Wyndham Rewards Visa Signature Card
Trent had a lot of credit card debt on their Umpqua Bank Co-Signer Visa and their Justice FCU Visa Gold Card, and they were starting to get in over their heads. Despite Trent’s job as a fish hatchery specialist, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Trent for this quick loan of $184000, provided by Cardinal Federal Savings Bank
Hello, I am Trent and I am from Owensboro in Kentucky. Daviess, county is where I grew up, and now I need a quick loan in Kentucky for $184000 to buy a big ticket item. It has been difficult, but Cardinal Federal Savings Bank really came through for me with this loan for 5.2% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to Cardinal Federal Savings Bank for trusting me and my excellent credit. It look me 6 years to build my credit to 801, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
When Trent was 18, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit rating. Below is a list of Trent’s prior attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on November 22, 2010
- Attempt 2) Loan for $20,000.00 on February 29, 2012
- Attempt 3) Loan for $25,000.00 on May 22, 2009
- Attempt 4) Loan for $26,000.00 on July 25, 2011
- Attempt 5) Loan for $36,000.00 on December 27, 2011
- Attempt 6) Loan for $37,000.00 on June 9, 2009
- Attempt 7) Loan for $25,000.00 on June 4, 2011
Previous requests on Trent’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$9660.00||4||7.3%||$232.67||Stock Yards Bank & Trust Company||January 15, 2009|
|$10280.00||11||5.8%||$105.53||Farmers Deposit Bank of Brandenburg||October 8, 2013|
|$9650.00||9||10.1%||$136.38||Citizens Bank||November 24, 2014|
|$10490.00||11||10.6%||$134.92||Citizens Bank & Trust Company, Burgin, Kentucky||June 30, 2015|
Trent’s Transunion score was changed by the quick loan loan, changing to 783 from 801, which is normal in our experience.
Installment loan for Trent, a graduate of Central College and a fish hatchery specialist working for over $61,000 per year
Trent, an alumnus at Central College and a fish hatchery specialist in Owensboro, Kentucky wants a quick loan to purchase a new cell phone. Trent has instead chosen to obtain an installment loan for $21,000 and is at present seeking lenders like The Bank of Whitesburg to provide it.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $24,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Trent required a debt consolidation loan to pay for their existing quick loan and their credit card. Trent was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.2%.
Trent was declined by Community Financial Services Bank 6 times before being approved by Cardinal Federal Savings Bank at 700 Frederica St
On April 7, 2010, Trent inquired about borrowing $31,000 from Farmers National Bank of London with Taneka, their in law from just outside Owensboro, and even with the co-signer, Trent was rejected for this quick loan. With excellent credit, it can be challenging to procure financing, even with collateral and a co-signer.
Before applying for this quick loan, Trent had an Experian score of 812, which is excellent, so Cardinal Federal Savings Bank probably cannot provide Trent a quick loan
- Full name (Changed if requested): Trent Sheaffer
- Current Credit: loans.hit.utils.Fico@deb6432
- Current City: Owensboro
- State: Kentucky
- Zip code: 42309
- Yearly income: $56,000
- Current Job: fish hatchery specialist
- Current County: Daviess
- Goal Yearly Income: $128,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Fast Loans for Trent in Owensboro, Kentucky to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Owensboro, Kentucky aren’t actually that difficult to obtain, particularly if you have some gumption like Trent. Trent was able to find a fast loan for $184000 from West Side Savings Bank and Ascencia Bank, but declined both offers in favor of their quick loan from Cardinal Federal Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a client is in a time sensitive situation.
Signature Loan easily acquired in Owensboro, Kentucky for $184000 with excellent credit by Trent
Many borrowers struggle with obtaining signature loans in Owensboro, Kentucky, and Trent is no exception. Trent went to 6 lenders or more prior to finding Cardinal Federal Savings Bank, who offered Trent a signature loan for $184000. Most signature loans simply require a client, like Trent’s signature to obtain them, up to $43,000 in some cases. Trent was able to get $184000 as a quick loan, which is very high for a quick loan. Because signature loans do not need a cosigner, these loans generally need improved credit, as high as 726
Conclusion of Trent’s quick loan
In the end, Trent was able to find a quick loan for $184000 with an interest rate of 8.5% interest APR from Cardinal Federal Savings Bank in Owensboro, Kentucky repayable over 11 years from today.