$24000 No Collateral Loan – New York New York, Credit Rating Of 613
- Experian: 625 – This individual had a good Experian score
- Transunion: 597 – Eveline had a good credit rating with Transunion.
- Equifax: Eveline’s Experian score was 613, which is a good credit score with the Experian scale.
Installment loan for Eveline, a graduate of Kent State University and a sales representative working for over $70,000 per year
Eveline, an alumnus at Kent State University and a sales representative in New York, New York needs a no collateral loan to purchase a house. Eveline has instead decided to get an installment loan for $9,000 and is currently seeking lenders like IBJ Whitehall Bank & Trust Company to process their request.
Eveline’s Transunion score was altered by the no collateral loan loan, changing to 597 from 613, which is normal in our experience.
Eveline has a sad current total income, but has a large amount of prospects
Eveline has always wanted to be a vocational education instructors college, but would need attend Kent State University again to achieve it. Eveline has other prospects as well, including tax accountant, laboratory tester, and hazardous materials removal worker, which pay $58,000 through to $100,000 per year, at least. For this reason, we think that Eveline can afford this no collateral loan of $24000.
Personal Loan for a sales representative named Eveline in New York, New York to Pay Off Toronto Blue Jays BankAmericard Cash Rewards MasterCard
Eveline had a lot of credit card debt on their Sam Ash Credit Card and their First Command Bank Classic Visa, and they were starting to get in over their heads. Despite Eveline’s job as a sales representative, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Signature Loan found in New York, New York for $24000 with good credit by Eveline
Most clients have difficulty with finding signature loans in New York, New York, and Eveline is not an exception. Eveline went to 5 lending institutions or more before settling on United States Trust Company , National Association, who offered Eveline a signature loan for $24000. Most signature loans simply need a client, like Eveline’s signature to obtain them, up to $35,000 in some cases. Eveline was able to get $24000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans don’t require collateral, these loans generally require better credit, as high as 794
Eveline was not approved by Trade Bank and Trust Company 5 times prior to being approved by United States Trust Company , National Association at 114 West 47th Street
On January 14, 2010, Eveline applied about borrowing $44,000 from HSBC Bank USA with Ling, their in law from just outside New York, and even with the co-signer, Eveline was rejected for this no collateral loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Previous requests on Eveline’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$17530.00||11||8.3%||$202.96||Bankers Trust Company of Albany, National Association||July 27, 2012|
|$17590.00||6||11.6%||$340.24||Montgomery County Trust Company||May 12, 2013|
|$17700.00||5||7.5%||$354.67||Bank of Avoca||August 30, 2013|
|$17720.00||8||9.5%||$264.22||The State Bank of Belmont||September 16, 2013|
Eveline’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their sales representative job and their future career as a vocational education instructors college
Before applying for this no collateral loan, Eveline had an Experian score of 625, which is good, so United States Trust Company , National Association probably can provide Eveline a no collateral loan
- Full name (Changed if requested): Eveline Marien
- Current Credit: loans.hit.utils.Fico@4fca772d
- Current City: New York
- State: New York
- Zip code: 10045
- Yearly income: $41,000
- Current Job: sales representative
- Current County: New York
- Goal Yearly Income: $147,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
8 Months Ago, Eveline Tried to Find a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Eveline. Eveline chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Borrowers with credit ratings as low as 381 can inquire for a high risk loan and have a chance to be accepted.
Multiple previous requests for credit have been made by Eveline in the past, including one from First State Bank of Wilton in New York, New York before Eveline was approved for the $24000 by United States Trust Company , National Association
Eveline made 9 previous attempts to obtain a no collateral loan, 2 of which were with First State Bank of Wilton, a bank in New York, New York known to specialize in no collateral loans specifically. Before finding United States Trust Company , National Association, Eveline was desperate due to their inexperience and good credit rating.
Fast Loans for Eveline in New York, New York to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in New York, New York aren’t actually that difficult to obtain, especially if you have some gumption like Eveline. Eveline was able to find a fast loan for $24000 from The Bank of New York Mellon and The Bank of New York, but turned down both offers in favor of their no collateral loan from United States Trust Company , National Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that a borrower is in a pinch.
Contact Details for United States Trust Company , National Association, the provider of this no collateral loan
- United States Trust Company , National Association
- City: New York
- State: New York
- Address: 114 West 47th Street
- County: New York
- Zip code: 10036
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $28,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Eveline needed a debt consolidation loan to pay for their existing no collateral loan and their credit card. Eveline was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.
When Eveline was 18, they tried to obtain a student loan from 6 different lenders, which damaged their credit score. Below is a chronology of Eveline’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on November 25, 2011
- Attempt 2) Loan for $27,000.00 on July 29, 2011
- Attempt 3) Loan for $34,000.00 on February 6, 2010
- Attempt 4) Loan for $30,000.00 on March 1, 2011
- Attempt 5) Loan for $37,000.00 on November 8, 2010
- Attempt 6) Loan for $26,000.00 on August 27, 2010
Paraphrased and Standardized Quote from Eveline for this no collateral loan of $24000, provided by United States Trust Company , National Association
Hello, I am Eveline and my hometown is New York in New York. New York, county is where I grew up, and now I need a no collateral loan in New York for $24000 to pay bills. It has been difficult, but United States Trust Company , National Association really came through for me with this loan for 7.1% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to United States Trust Company , National Association for giving me a chance and my good credit. It look me 9 years to build my credit to 613, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Eveline’s no collateral loan
In the end, Eveline was able to find a no collateral loan for $24000 with an interest rate of 6.0% interest APR from United States Trust Company , National Association in New York, New York repayable over 14 years from today.