$148000 Same Day Loan – Florence Alabama, Credit Rating Of 315
- Experian: 325 – This individual had a terrible Experian score
- Transunion: 300 – Valeria had a terrible credit rating with Transunion.
- Equifax: Valeria’s Experian score was 315, which is a terrible credit rating using the Experian rating scheme.
Valeria’s Transunion score was changed by the same day loan loan, changing to 300 from 315, which is typical in our experience.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $37,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Valeria required a debt consolidation loan to pay for their existing same day loan and their payday loan. Valeria was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.2%.
Signature Loan acquired in Florence, Alabama for $148000 with terrible credit by Valeria
Many prospective borrowers have difficulty with finding signature loans in Florence, Alabama, and Valeria is no exception. Valeria went to 5 lending institutions or more before settling on SunTrust Bank, Alabama, National Association, who offered Valeria a signature loan for $148000. Most signature loans simply require a client, like Valeria’s signature to get them, up to $37,000 in some cases. Valeria was able to get $148000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, these loans generally require higher credit, as high as 746
Many past requests for credit have been made by Valeria in the past, including one from Jasper Federal Savings and Loan Association in Florence, Alabama before Valeria was accepted for the $148000 by SunTrust Bank, Alabama, National Association
Valeria made 6 previous attempts to obtain a same day loan, 2 of which were with Jasper Federal Savings and Loan Association, a bank in Florence, Alabama known to specialize in same day loans specifically. Prior to finding SunTrust Bank, Alabama, National Association, Valeria was desperate due to their inexperience and terrible credit rating.
Contact Details for SunTrust Bank, Alabama, National Association, the provider of this same day loan
- SunTrust Bank, Alabama, National Association
- City: Florence
- State: Alabama
- Address: 201 South Court Street
- County: Lauderdale
- Zip code: 35630
Fast Loans for Valeria in Florence, Alabama to prevent bankruptcy or harm from debt collectors.
Fast loans in Florence, Alabama aren’t actually that difficult to obtain, especially if you have some finesse like Valeria. Valeria was able to find a fast loan for $148000 from First Alabama Bank of Chilton County and AuburnBank, but declined both offers in favor of their same day loan from SunTrust Bank, Alabama, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement in the case that a borrower is on the go.
When Valeria was 23, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a chronology of Valeria’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on May 10, 2010
- Attempt 2) Loan for $28,000.00 on January 24, 2012
- Attempt 3) Loan for $20,000.00 on September 11, 2013
- Attempt 4) Loan for $34,000.00 on August 23, 2010
- Attempt 5) Loan for $25,000.00 on March 24, 2011
- Attempt 6) Loan for $37,000.00 on March 13, 2009
- Attempt 7) Loan for $39,000.00 on July 24, 2011
- Full name (Changed if requested): Valeria Petric
- Current Credit: loans.hit.utils.Fico@ee7d9f1
- Current City: Florence
- State: Alabama
- Zip code: 35636
- Yearly income: $54,000
- Current Job: medical and scientific illustrator
- Current County: Lauderdale
- Goal Yearly Income: $116,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Previous requests on Valeria’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$104140.00||5||7.4%||$2081.81||AuburnBank||January 28, 2009|
|$104460.00||10||5.5%||$1133.67||Bank of the South||August 8, 2009|
|$103850.00||8||9.5%||$1548.5||Alabama City Bank of Gadsden, Alabama||May 29, 2013|
|$104400.00||3||11.5%||$3442.7||The Exchange Bank, Attalla, Alabama||March 8, 2014|
Valeria’s Overall FICO score at the time of acceptance for a same day loan, taking into account their medical and scientific illustrator job and their future career as a teacher of the blind
6 Months in the Past, Valeria Attempted Finding a High Risk Loan for $32,000.00, and it was Hard
It is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Valeria. Valeria chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Borrowers with credit ratings as low as 526 can apply for a high risk loan and have a chance to be approved.
Before applying for this same day loan, Valeria had an Experian score of 325, which is terrible, so SunTrust Bank, Alabama, National Association likely cannot provide Valeria a same day loan
Valeria was declined by First Alabama Bank of Chilton County 6 times before being accepted by SunTrust Bank, Alabama, National Association at 201 South Court Street
On February 15, 2009, Valeria inquired about borrowing $3,000 from The Bank of Arab with Crystle, their in law from just outside Florence, and even with the co-signer, Valeria was rejected for this same day loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Valeria for this same day loan of $148000, provided by SunTrust Bank, Alabama, National Association
Hi, I am Valeria and I am from Florence in Alabama. Lauderdale, county is where I grew up, and now I need a same day loan in Alabama for $148000 to avoid bankruptcy. It wasn’t easy, but SunTrust Bank, Alabama, National Association really came through for me with this loan for 6.8% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to SunTrust Bank, Alabama, National Association for trusting me and my terrible credit. It look me 7 years to create my credit to 315, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.
Installment loan for Valeria, a graduate of American College of Barbering and a medical and scientific illustrator working for over $72,000 per year
Valeria, an alumnus at American College of Barbering and a medical and scientific illustrator in Florence, Alabama wants a same day loan to purchase a house. Valeria has instead decided to obtain an installment loan for $22,000 and is at present seeking lenders like The Bank of Vernon to process their request.
Valeria has a very low current total income, but has a large amount of prospects
Valeria has always wanted to be a teacher of the blind, but would need attend American College of Barbering again to achieve it. Valeria has other possibilities as well, including credit adjuster, petroleum technician, and travel agent, which pay $54,000 through to $103,000 per year, at least. For this reason, we believe that Valeria can afford this same day loan of $148000.
Personal Loan for a medical and scientific illustrator named Valeria in Florence, Alabama to Pay Off Jeff Bank Secured Visa Card
Valeria had a tonne of credit card debt on their The Linux Foundation Visa Card and their NBT Bank College Rewards Visa Card, and they were starting to get in over their heads. Despite Valeria’s job as a medical and scientific illustrator, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Valeria’s same day loan
In the end, Valeria was able to find a same day loan for $148000 with an interest rate of 9.3% interest APR from SunTrust Bank, Alabama, National Association in Florence, Alabama repayable over 10 years from today.