$54000 Quick Loan – Hennessey Oklahoma, Credit Score Of 774
- Experian: 789 – The client had an excellent Experian score
- Transunion: 762 – Bruce had an excellent credit rating with Transunion.
- Equifax: Bruce’s Experian score was 774, which is an excellent credit score with the Experian rating scheme.
Personal Loan for an environmental engineer named Bruce in Hennessey, Oklahoma to Pay Off PartnersFirst Visa
Bruce had a lot of credit card debt on their Ralphs rewards plus Visa Card and their Tioga State Bank Visa Business Bonus Rewards Card, and they were starting to get in over their heads. Despite Bruce’s job as an environmental engineer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
8 Months in the Past, Bruce Attempted to Find a High Risk Loan for $25,000.00, and it was Hard
It is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Bruce. Bruce decided not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Clients with credit scores as low as 591 can apply for a high risk loan and may be be accepted.
Previous requests on Bruce’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$55760.00||6||9.4%||$1016.21||The First State Bank||April 18, 2010|
|$56180.00||11||5.3%||$562.57||Security Bank and Trust Company||January 3, 2011|
|$55820.00||9||11.4%||$828.81||The First State Bank, Willow, Okla.||May 23, 2011|
|$55540.00||4||11.8%||$1457.13||Sooner State Bank||May 27, 2011|
|$56210.00||4||6.8%||$1340.81||The Farmers State Bank||March 9, 2013|
Fast Loans for Bruce in Hennessey, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Hennessey, Oklahoma aren’t actually that difficult to obtain, particularly if you have some finesse like Bruce. Bruce was able to find a fast loan for $54000 from Gold BANK and The Citizens State Bank, but declined both offers in favor of their quick loan from Gold BANK. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that a borrower is in a pinch.
Signature Loan found in Hennessey, Oklahoma for $54000 with excellent credit by Bruce
Many borrowers struggle with finding signature loans in Hennessey, Oklahoma, and Bruce is no different. Bruce went to 5 lending institutions or more before finding Gold BANK, who offered Bruce a signature loan for $54000. Typical signature loans simply need a client, like Bruce’s signature to obtain them, up to $24,000 in some cases. Bruce was able to get $54000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need collateral, these loans generally require higher credit, as high as 741
When Bruce was 18, they attempted to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a chronology of Bruce’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on February 8, 2009
- Attempt 2) Loan for $30,000.00 on April 10, 2009
- Attempt 3) Loan for $32,000.00 on June 9, 2010
- Attempt 4) Loan for $38,000.00 on January 9, 2013
Multiple other requests for credit have been made by Bruce in the past, including one from Northeast Bank of Sanford in Hennessey, Oklahoma before Bruce was accepted for the $54000 by Gold BANK
Bruce made 4 prior attempts to obtain a quick loan, 2 of which were with Northeast Bank of Sanford, a bank in Hennessey, Oklahoma known to specialize in quick loans specifically. Before finding Gold BANK, Bruce was very concerned due to their inexperience and excellent credit rating.
Bruce was declined by The Stock Exchange Bank 5 times prior to being granted funding by Gold BANK at 101 North Main Street
On March 7, 2009, Bruce inquired about borrowing $13,000 from First State Bank with Carri, their in law from just outside Hennessey, and even with the co-signer, Bruce was rejected for this quick loan. With excellent credit, it can be challenging to procure financing, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Bruce for this quick loan of $54000, provided by Gold BANK
Hi, I am Bruce and I am from Hennessey in Oklahoma. Kingfisher, county is where I grew up, and now I need a quick loan in Oklahoma for $54000 to buy a big ticket item. It wasn’t easy, but Gold BANK really came through for me with this loan for 11.7% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to Gold BANK for giving me a chance and my excellent credit. It look me 9 years to build my credit to 774, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.
Bruce has a sad current total income, but has a large amount of prospects
Bruce has always wanted to be a bus driver, but would need attend Emma’s Beauty Academy again to become one. Bruce has other prospects as well, including retail customer service representative, building maintenance mechanic, and conservation scientist, which pay $58,000 through to $102,000 per year, at least. For this reason, we think that Bruce can pay for this quick loan of $54000.
Installment loan for Bruce, a graduate of Emma’s Beauty Academy and an environmental engineer working for over $79,000 per year
Bruce, an alumnus at Emma’s Beauty Academy and an environmental engineer in Hennessey, Oklahoma needs a quick loan to purchase a house. Bruce has instead chosen to obtain an installment loan for $7,000 and is currently seeking lenders like The First State Bank to process their request.
Before applying for this quick loan, Bruce had an Experian score of 789, which is excellent, so Gold BANK most likely can provide Bruce a quick loan
- Full name (Changed if requested): Bruce Keesler
- Current Credit: loans.hit.utils.Fico@deb6432
- Current City: Hennessey
- State: Oklahoma
- Zip code: 73748
- Yearly income: $38,000
- Current Job: environmental engineer
- Current County: Kingfisher
- Goal Yearly Income: $83,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Contact Details for Gold BANK, the provider of this quick loan
- Gold BANK
- City: Hennessey
- State: Oklahoma
- Address: 101 North Main Street
- County: Kingfisher
- Zip code: 73742
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $34,000.00 to $46,000.00. They are normally used to pay off existing high interest loans like credit cards. Bruce required a debt consolidation loan to pay for their existing quick loan and their payday loan. Bruce was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.
Bruce’s Overall FICO score at the time of acceptance for a quick loan, taking into account their environmental engineer job and their future job as a bus driver
Bruce’s Transunion score was changed by the quick loan loan, changing to 762 from 774, which is normal in our experience.
Conclusion of Bruce’s quick loan
In the end, Bruce was able to find a quick loan for $54000 with an interest rate of 11.8% interest APR from Gold BANK in Hennessey, Oklahoma repayable over 3 years from today.