$36000 Fast Loan – Rockford Illinois, Credit Score Of 803
- Experian: 816 – The client had an excellent Experian score
- Transunion: 787 – Antonina had an excellent credit score with Transunion.
- Equifax: Antonina’s Experian score was 803, which is an excellent credit score on the Experian scale.
Antonina was not approved by Community Banks of Shelby County 4 times before being accepted by United Bank of Southgate at 1551 Sandy Hollow Road
On April 7, 2011, Antonina inquired about borrowing $40,000 from First Bank of Eureka with Latoya, their friend from just outside Rockford, and even with the co-signer, Antonina was rejected for this fast loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Personal Loan for a library technician named Antonina in Rockford, Illinois to Pay Off Pier 1 Imports Rewards Card
Antonina had a lot of credit card debt on their Barnes & Noble MasterCard and their Apple Barclaycard Financing Visa Card, and they were starting to get in over their heads. Despite Antonina’s job as a library technician, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Antonina Kuehnel
- Current Credit: loans.hit.utils.Fico@25f38edc
- Current City: Rockford
- State: Illinois
- Zip code: 61134
- Yearly income: $33,000
- Current Job: library technician
- Current County: Winnebago
- Goal Yearly Income: $119,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Signature Loan found in Rockford, Illinois for $36000 with excellent credit by Antonina
A lot of clients have difficulty with finding signature loans in Rockford, Illinois, and Antonina is no exception. Antonina went to 5 lenders or more before settling on United Bank of Southgate, who offered Antonina a signature loan for $36000. Typical signature loans simply need a client, like Antonina’s signature to get them, up to $22,000 in some cases. Antonina was able to get $36000 as a fast loan, which is very high for a fast loan. Since signature loans do not need collateral, these loans generally require higher credit, as high as 707
Contact Details for United Bank of Southgate, the provider of this fast loan
- United Bank of Southgate
- City: Rockford
- State: Illinois
- Address: 1551 Sandy Hollow Road
- County: Winnebago
- Zip code: 61125
When Antonina was 22, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a list of Antonina’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on November 15, 2008
- Attempt 2) Loan for $32,000.00 on October 15, 2010
- Attempt 3) Loan for $37,000.00 on December 30, 2008
- Attempt 4) Loan for $33,000.00 on November 4, 2013
- Attempt 5) Loan for $26,000.00 on April 15, 2011
- Attempt 6) Loan for $20,000.00 on March 13, 2014
Before applying for this fast loan, Antonina had an Experian score of 816, which is excellent, so United Bank of Southgate probably cannot provide Antonina a fast loan
Antonina’s Overall FICO score at the time of acceptance for a fast loan, taking into account their library technician job and their future job as a casino dealer
Fast Loans for Antonina in Rockford, Illinois to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Rockford, Illinois aren’t actually that difficult to obtain, especially if you have some finesse like Antonina. Antonina was able to find a fast loan for $36000 from Bank One, Illinois, National Association and Lake Shore National Bank, but declined both offers in favor of their fast loan from United Bank of Southgate. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference in the case that a borrower is in a pinch.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $31,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Antonina needed a debt consolidation loan to pay for their existing fast loan and their credit card. Antonina was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.
Antonina has a sad current gross income, but has several of prospects
Antonina has always wanted to be a casino dealer, but would need attend Brewton-Parker College again to become one. Antonina has other possibilities as well, including school plant consultant, mechanical inspector, and pathologist, which pay $54,000 through to $106,000 per year, at least. For this reason, we believe that Antonina can pay for this fast loan of $36000.
Previous requests on Antonina’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$25870.00||6||6.5%||$434.87||The Gerber State Bank||April 17, 2011|
|$26130.00||7||10.8%||$444.67||The Belvidere National Bank and Trust Company||August 25, 2011|
|$26460.00||6||10.5%||$496.89||Commerce Bank||March 10, 2012|
|$25780.00||6||8.6%||$459.6||Byron Bank||October 18, 2013|
Installment loan for Antonina, a graduate of Brewton-Parker College and a library technician working for over $67,000 per year
Antonina, an alumnus at Brewton-Parker College and a library technician in Rockford, Illinois needs a fast loan to purchase a car. Antonina has instead decided to get an installment loan for $22,000 and is currently seeking lenders like First Bank of Eureka to provide it.
8 Months in the Past, Antonina Attempted to Find a High Risk Loan for $42,000.00, and it was Hard
There is an existing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Antonina. Antonina decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Clients with credit ratings as low as 439 can inquire for a high risk loan and may be be approved.
Paraphrased and Standardized Quote from Antonina for this fast loan of $36000, provided by United Bank of Southgate
Hello, I am Antonina and I am from Rockford in Illinois. Winnebago, county is where I grew up, and now I need a fast loan in Illinois for $36000 to pay bills. It has been difficult, but United Bank of Southgate really came through for me with this loan for 10.7% interest APR and a term of 12 years. I can probably repay the loan over the 12 year term, including interest. A big thanks to United Bank of Southgate for giving me a chance and my excellent credit. It look me 8 years to create my credit to 803, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Many past requests for credit have been made by Antonina in the past, including one from Ladysmith Federal Savings and Loan Association in Rockford, Illinois before Antonina was accepted for the $36000 by United Bank of Southgate
Antonina made 9 previous attempts to obtain a fast loan, 2 of which were with Ladysmith Federal Savings and Loan Association, a bank in Rockford, Illinois known to specialize in fast loans specifically. Before finding United Bank of Southgate, Antonina was very concerned due to their inexperience and excellent credit score.
Antonina’s Transunion score was altered by the fast loan loan, changing to 787 from 803, which is normal in our experience.
Conclusion of Antonina’s fast loan
In the end, Antonina was able to find a fast loan for $36000 with an interest rate of 7.1% interest APR from United Bank of Southgate in Rockford, Illinois repayable over 12 years from now.