$126000 Fast Loan – Alto Texas, Credit Score Of 654
- Experian: 664 – This client had a good Experian score
- Transunion: 641 – Aaron had a good credit score with Transunion.
- Equifax: Aaron’s Experian score was 654, which is a good credit rating using the Experian rating scheme.
Aaron’s Overall FICO score at the time of acceptance for a fast loan, taking into account their sales floor stock clerk job and their future job as a truck driver
Multiple other requests for credit have been made by Aaron in the past, including one from Burlington Bank in Alto, Texas before Aaron was approved for the $126000 by Continental State Bank
Aaron made 4 prior attempts to obtain a fast loan, 2 of which were with Burlington Bank, a lender in Alto, Texas known to specialize in fast loans specifically. Before finding Continental State Bank, Aaron was very concerned due to their inexperience and good credit rating.
Before applying for this fast loan, Aaron had an Experian score of 664, which is good, so Continental State Bank likely cannot provide Aaron a fast loan
Aaron was rejected by Farmers State Bank of Madisonville, Texas 7 times before being accepted by Continental State Bank at 102 North Marcus Street
On November 18, 2009, Aaron inquired about borrowing $20,000 from Comerica Bank with Lesley, their in law from just outside Alto, and even with the co-signer, Aaron was rejected for this fast loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.
- Full name (Changed if requested): Aaron Cazier
- Current Credit: loans.hit.utils.Fico@28ba21f3
- Current City: Alto
- State: Texas
- Zip code: 75933
- Yearly income: $68,000
- Current Job: sales floor stock clerk
- Current County: Cherokee
- Goal Yearly Income: $112,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Installment loan for Aaron, a graduate of Onondaga School of Therapeutic Massage and a sales floor stock clerk working for over $78,000 per year
Aaron, an alumnus at Onondaga School of Therapeutic Massage and a sales floor stock clerk in Alto, Texas needs a fast loan to purchase something frivolous. Aaron has instead chosen to get an installment loan for $13,000 and is at present seeking lenders like Farmers State Bank of Madisonville, Texas to process their request.
Aaron’s Transunion score was changed by the fast loan loan, changing to 641 from 654, which is typical in our experience.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $33,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Aaron required a debt consolidation loan to pay for their existing fast loan and their payday loan. Aaron was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.3%.
When Aaron was 20, they tried to obtain a student loan from 5 different banks, which harmed their credit score. Below is a chronology of Aaron’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on October 17, 2011
- Attempt 2) Loan for $32,000.00 on August 31, 2011
- Attempt 3) Loan for $22,000.00 on January 6, 2011
- Attempt 4) Loan for $29,000.00 on June 22, 2010
- Attempt 5) Loan for $27,000.00 on July 1, 2010
Aaron has a very low current gross income, but has several of prospects
Aaron has always wanted to be a truck driver, but would have to attend Onondaga School of Therapeutic Massage again to become one. Aaron has other prospects as well, including hotel manager, range manager, and speech pathologist, which pay $58,000 through to $104,000 per year, on average. For this reason, we think that Aaron can pay for this fast loan of $126000.
Previous requests on Aaron’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$22110.00||10||11.7%||$313.39||Comerica Bank||May 7, 2011|
|$22270.00||9||9.1%||$302.78||First Star Bank, S.S.B.||July 3, 2011|
|$22450.00||11||11.4%||$299.15||Brownfield State Bank & Trust Co.||October 1, 2011|
|$21710.00||3||5.3%||$653.6||First Bank & Trust, Bryan, Texas||March 23, 2014|
|$21570.00||7||6.1%||$316.14||First Bank & Trust of Clarendon||May 11, 2014|
6 Months Ago, Aaron Tried to Find a High Risk Loan for $40,000.00, and it was Easy
It is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Aaron. Aaron decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Clients with credit ratings as low as 587 can inquire for a high risk loan and may be be approved.
Paraphrased and Standardized Quote from Aaron for this fast loan of $126000, provided by Continental State Bank
Hello, I am Aaron and I’m from Alto in Texas. Cherokee, county is where I grew up, and now I need a fast loan in Texas for $126000 to avoid bankruptcy. It wasn’t easy, but Continental State Bank really came through for me with this loan for 5.8% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Continental State Bank for giving me a chance and my good credit. It look me 7 years to build my credit to 654, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Fast Loans for Aaron in Alto, Texas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Alto, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Aaron. Aaron was able to find a fast loan for $126000 from The Bank and Trust, S.S.B. and Guaranty Bank & Trust Company, but declined both offers in favor of their fast loan from Continental State Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference if a borrower is on the go.
Signature Loan acquired in Alto, Texas for $126000 with good credit by Aaron
A lot of clients struggle with obtaining signature loans in Alto, Texas, and Aaron is the same. Aaron went to 4 lenders or more before finding Continental State Bank, who offered Aaron a signature loan for $126000. Most signature loans simply need a client, like Aaron’s signature to obtain them, up to $45,000 in some cases. Aaron was able to get $126000 as a fast loan, which is very high for a fast loan. Because signature loans don’t need collateral, these loans tend to require better credit, as high as 748
Personal Loan for a sales floor stock clerk named Aaron in Alto, Texas to Pay Off Berkshire Municipal Bank Visa Business Bonus Rewards Card
Aaron had a tonne of credit card debt on their Coppermark Bank Credit Cards and their America’s First FCU Visa Platinum Plus, and they were starting to get in over their heads. Despite Aaron’s job as a sales floor stock clerk, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Contact Details for Continental State Bank, the provider of this fast loan
- Continental State Bank
- City: Alto
- State: Texas
- Address: 102 North Marcus Street
- County: Cherokee
- Zip code: 75925
Conclusion of Aaron’s fast loan
In the end, Aaron was able to find a fast loan for $126000 with an interest rate of 9.3% interest APR from Continental State Bank in Alto, Texas repayable over 4 years from now.