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4 Month, Fixed Interest Consolidation Loan For Iona In Pennsylvania

$60000 Consolidation Loan – Coatesville Pennsylvania, Credit Score Of 593

  • Experian: 608 – The client had a fair Experian rating
  • Transunion: 575 – Iona had a fair credit rating with Transunion.
  • Equifax: Iona’s Experian score was 593, which is a fair credit score using the Experian rating scheme.
Client Profile: Iona Monnin of Coatesville, Pennsylvania
  • Full name (Changed if requested): Iona Monnin
  • Current Credit: loans.hit.utils.Fico@cac736f
  • Current City: Coatesville
  • State: Pennsylvania
  • Zip code: 19324
  • Yearly income: $65,000
  • Current Job: clinical psychologist
  • Current County: Chester
  • Goal Yearly Income: $137,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $29,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Iona required a debt consolidation loan to pay for their existing consolidation loan and their credit card. Iona was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.5%.

Iona’s Transunion score was altered by the consolidation loan loan, changing to 575 from 593, which is normal in our experience.

Transunion Score: 575

Previous requests on Iona’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$11220.00 3 11.8% $371.59 The People’s Bank of Oxford May 26, 2010
$10540.00 10 5.4% $113.87 First Lehigh Bank June 22, 2012
$11390.00 10 10.8% $155.61 SunBank July 28, 2014
$10720.00 7 5.6% $154.56 Merchants Bank (North) September 27, 2014

Signature Loan easily acquired in Coatesville, Pennsylvania for $60000 with fair credit by Iona

Many clients struggle with obtaining signature loans in Coatesville, Pennsylvania, and Iona is the same. Iona went to 6 lending institutions or more prior to settling on Coatesville Savings Bank, who offered Iona a signature loan for $60000. Typical signature loans simply require a client, like Iona’s signature to obtain them, up to $20,000 in some cases. Iona was able to get $60000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans don’t need collateral, they tend to need better credit, as high as 705

Paraphrased and Standardized Quote from Iona for this consolidation loan of $60000, provided by Coatesville Savings Bank

Hello, I am Iona and I am from Coatesville in Pennsylvania. Chester, county is where I grew up, and now I need a consolidation loan in Pennsylvania for $60000 to buy a car. It wasn’t easy, but Coatesville Savings Bank really came through for me with this loan for 7.0% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to Coatesville Savings Bank for giving me a chance and my fair credit. It look me 6 years to create my credit to 593, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.

Several past requests for credit have been made by Iona in the past, including one from Bank One, Wapakoneta, National Association in Coatesville, Pennsylvania before Iona was accepted for the $60000 by Coatesville Savings Bank

Iona made 4 prior attempts to obtain a consolidation loan, 2 of which were with Bank One, Wapakoneta, National Association, a bank in Coatesville, Pennsylvania known to specialize in consolidation loans specifically. Prior to finding Coatesville Savings Bank, Iona was desperate due to their inexperience and fair credit score.

Installment loan for Iona, a graduate of Tallahassee Community College and a clinical psychologist working for over $79,000 per year

Iona, an alumnus at Tallahassee Community College and a clinical psychologist in Coatesville, Pennsylvania needs a consolidation loan to purchase a new cell phone. Iona has instead chosen to obtain an installment loan for $19,000 and is at present seeking lenders like The Houtzdale Bank to provide it.

Personal Loan for a clinical psychologist named Iona in Coatesville, Pennsylvania to Pay Off First Niagara Pinnacle WORLD MasterCard

Iona had a tonne of credit card debt on their Eddie Bauer Credit Card and their RBC US Dollar Visa Gold, and they were starting to get in over their heads. Despite Iona’s job as a clinical psychologist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Iona’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their clinical psychologist job and their future career as a patent agent

Fico Score: 593

Fast Loans for Iona in Coatesville, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Coatesville, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Iona. Iona was able to find a fast loan for $60000 from First Columbia Bank & Trust Co. and First Columbia Bank & Trust Co., but declined both offers in favor of their consolidation loan from Coatesville Savings Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a borrower is in a time sensitive situation.

9 Months Ago, Iona Attempted to Find a High Risk Loan for $38,000.00, and it was Hard

There is an existing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Iona. Iona chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit ratings as low as 301 can inquire for a high risk loan and may be be approved.

Before applying for this consolidation loan, Iona had an Experian score of 608, which is fair, so Coatesville Savings Bank most likely cannot provide Iona a consolidation loan

Experian Score: 608

Iona was declined by The Union Banking & Trust Company of Du Bois, Pennsylvania 4 times before being accepted by Coatesville Savings Bank at 185 East Lincoln Highway

On May 7, 2013, Iona applied about borrowing $48,000 from Saucon Valley Trust Company with Mireille, their friend from just outside Coatesville, and even with the co-signer, Iona was rejected for this consolidation loan. With fair credit, it can be difficult to obtain funding, even with collateral and a co-signer.

When Iona was 19, they tried to obtain a student loan from 5 different banks, which harmed their credit score. Below is a chronology of Iona’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on September 21, 2009
  • Attempt 2) Loan for $24,000.00 on November 26, 2009
  • Attempt 3) Loan for $21,000.00 on April 23, 2009
  • Attempt 4) Loan for $32,000.00 on September 3, 2013
  • Attempt 5) Loan for $31,000.00 on November 20, 2008

Iona has a low current total income, but has several of prospects

Iona has always wanted to be a patent agent, but would need attend Tallahassee Community College again to achieve it. Iona has other possibilities as well, including petroleum geologist, market research analyst, and anti-terrorism intelligence agent, which pay $53,000 through to $109,000 per year, on average. For this reason, we believe that Iona can pay for this consolidation loan of $60000.

Contact Details for Coatesville Savings Bank, the provider of this consolidation loan

  • Coatesville Savings Bank
  • City: Coatesville
  • State: Pennsylvania
  • Address: 185 East Lincoln Highway
  • County: Chester
  • Zip code: 19320

Conclusion of Iona’s consolidation loan

In the end, Iona was able to find a consolidation loan for $60000 with an interest rate of 6.5% interest APR from Coatesville Savings Bank in Coatesville, Pennsylvania repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.