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Tegan Wanted An Emergency Loan For $188000, Lorain, Ohio

$188000 Emergency Loan – Lorain Ohio, Credit Score Of 681

  • Experian: 699 – This client had a good Experian score
  • Transunion: 666 – Tegan had a good credit score with Transunion.
  • Equifax: Tegan’s Experian score was 681, which is a good credit rating with the Experian scale.

When Tegan was 20, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a chronology of Tegan’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on April 6, 2009
  • Attempt 2) Loan for $37,000.00 on July 20, 2011
  • Attempt 3) Loan for $24,000.00 on March 24, 2010
  • Attempt 4) Loan for $29,000.00 on May 22, 2010
  • Attempt 5) Loan for $23,000.00 on January 8, 2010
  • Attempt 6) Loan for $29,000.00 on June 5, 2012
  • Attempt 7) Loan for $22,000.00 on April 28, 2009

Previous requests on Tegan’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$132370.00 9 7.5% $1689.18 The Vinton Banking Company November 18, 2011
$132440.00 5 9.6% $2787.96 The Ohio Valley Bank Company June 22, 2012
$132330.00 3 9.7% $4251.3 The Citizens Bank April 23, 2014
$132430.00 6 5.2% $2145.08 The Peoples Bank December 19, 2014
Client Profile: Tegan Workings of Lorain, Ohio
  • Full name (Changed if requested): Tegan Workings
  • Current Credit: loans.hit.utils.Fico@736e9adb
  • Current City: Lorain
  • State: Ohio
  • Zip code: 44055
  • Yearly income: $54,000
  • Current Job: quality control engineer
  • Current County: Lorain
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Tegan was rejected by The Ohio Valley Bank Company 5 times before being accepted by The Central Trust Company of Northern Ohio, National Association at 20th And Broadway

On November 17, 2010, Tegan inquired about borrowing $38,000 from First City Bank with Thurman, their friend from just outside Lorain, and even with the co-signer, Tegan was rejected for this emergency loan. With good credit, it can be very hard to procure funding, even with collateral and a co-signer.

Tegan’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their quality control engineer job and their future career as a library assistant

Fico Score: 681

Tegan’s Transunion score was changed by the emergency loan loan, changing to 666 from 681, which is normal in our experience.

Transunion Score: 666

Personal Loan for a quality control engineer named Tegan in Lorain, Ohio to Pay Off Conestoga Bank Credit Cards Consumers Credit Union Rewards MasterCard

Tegan had a tonne of credit card debt on their Speedway SuperAmerica MasterCard and their Working Assets Visa Credit Card, and they were starting to get in over their heads. Despite Tegan’s job as a quality control engineer, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Tegan for this emergency loan of $188000, provided by The Central Trust Company of Northern Ohio, National Association

Hello, I am Tegan and my hometown is Lorain in Ohio. Lorain, county is where I grew up, and now I need a emergency loan in Ohio for $188000 to buy a big ticket item. It has been difficult, but The Central Trust Company of Northern Ohio, National Association really came through for me with this loan for 8.2% interest APR and a term of 22 years. I can probably repay the loan over the 22 year term, including interest. A big thanks to The Central Trust Company of Northern Ohio, National Association for giving me a chance and my good credit. It look me 7 years to create my credit to 681, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Signature Loan found in Lorain, Ohio for $188000 with good credit by Tegan

Most prospective borrowers have difficulty with obtaining signature loans in Lorain, Ohio, and Tegan is the same. Tegan went to 7 lending institutions or more prior to settling on The Central Trust Company of Northern Ohio, National Association, who offered Tegan a signature loan for $188000. Typical signature loans simply require a client, like Tegan’s signature to get them, up to $23,000 in some cases. Tegan was able to get $188000 as a emergency loan, which is very high for an emergency loan. Because signature loans do not require a cosigner, these loans generally need higher credit, as high as 740

Tegan has a very low current yearly income, but has a high number of prospects

Tegan has always wanted to be a library assistant, but would need attend POLY Languages Institute again to achieve it. Tegan has other possibilities as well, including power-line installer and mechanic, railroad engineer, and postal service mail sorter, which pay $59,000 through to $101,000 per year, on average. For this reason, we believe that Tegan can afford this emergency loan of $188000.

Installment loan for Tegan, a graduate of POLY Languages Institute and a quality control engineer working for over $68,000 per year

Tegan, an alumnus at POLY Languages Institute and a quality control engineer in Lorain, Ohio needs an emergency loan to purchase something frivolous. Tegan has instead chosen to obtain an installment loan for $15,000 and is at present seeking lenders like 1st Security Bank to provide it.

8 Months Ago, Tegan Attempted to Find a High Risk Loan for $20,000.00, and it was Easy

There is an existing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Tegan. Tegan decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit ratings as low as 584 can inquire for a high risk loan and have a chance to be accepted.

Contact Details for The Central Trust Company of Northern Ohio, National Association, the provider of this emergency loan

  • The Central Trust Company of Northern Ohio, National Association
  • City: Lorain
  • State: Ohio
  • Address: 20th And Broadway
  • County: Lorain
  • Zip code: 44052

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $37,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Tegan required a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Tegan was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Multiple other requests for credit have been made by Tegan in the past, including one from Midwest Heritage Bank, FSB in Lorain, Ohio before Tegan was accepted for the $188000 by The Central Trust Company of Northern Ohio, National Association

Tegan made 9 previous attempts to obtain an emergency loan, 2 of which were with Midwest Heritage Bank, FSB, a bank in Lorain, Ohio known to specialize in emergency loans specifically. Prior to finding The Central Trust Company of Northern Ohio, National Association, Tegan was very concerned due to their inexperience and good credit score.

Fast Loans for Tegan in Lorain, Ohio to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Lorain, Ohio aren’t actually that difficult to obtain, particularly if you have some finesse like Tegan. Tegan was able to find a fast loan for $188000 from National City Bank, Northeast and The Ohio Valley Bank Company, but declined both offers in favor of their emergency loan from The Central Trust Company of Northern Ohio, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference in the case that a client is on the go.

Before applying for this emergency loan, Tegan had an Experian score of 699, which is good, so The Central Trust Company of Northern Ohio, National Association likely can provide Tegan an emergency loan

Experian Score: 699

Conclusion of Tegan’s emergency loan

In the end, Tegan was able to find an emergency loan for $188000 with an interest rate of 6.8% interest APR from The Central Trust Company of Northern Ohio, National Association in Lorain, Ohio repayable over 22 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.