$87000 Home Loan – Oak Brook Illinois, Credit Score Of 380
- Experian: 391 – This client had a terrible Experian score
- Transunion: 366 – Thuy had a terrible credit score with Transunion.
- Equifax: Thuy’s Experian score was 380, which is a terrible credit score using the Experian system.
Before applying for this home loan, Thuy had an Experian score of 391, which is terrible, so Oak Brook Bank likely can provide Thuy a home loan
Previous requests on Thuy’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$104490.00||4||10.7%||$2685.4||The Gerber State Bank||February 21, 2013|
|$104360.00||3||9.3%||$3333.21||The Belvidere National Bank and Trust Company||July 19, 2014|
|$104100.00||9||9.3%||$1426.42||Commerce Bank||May 11, 2015|
|$104380.00||10||6.2%||$1169.34||Byron Bank||June 7, 2015|
|$103660.00||6||8.1%||$1822.56||Amalgamated Bank of Chicago||July 15, 2015|
- Full name (Changed if requested): Thuy Fornerod
- Current Credit: loans.hit.utils.Fico@1b2c6ec2
- Current City: Oak Brook
- State: Illinois
- Zip code: 60527
- Yearly income: $66,000
- Current Job: motion picture projectionist
- Current County: Dupage
- Goal Yearly Income: $134,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Thuy’s Transunion score was changed by the home loan loan, changing to 366 from 380, which is typical in our experience.
When Thuy was 22, they attempted to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a chronology of Thuy’s prior attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on October 7, 2011
- Attempt 2) Loan for $25,000.00 on April 12, 2010
- Attempt 3) Loan for $29,000.00 on December 28, 2008
- Attempt 4) Loan for $25,000.00 on August 17, 2011
- Attempt 5) Loan for $27,000.00 on September 17, 2009
- Attempt 6) Loan for $33,000.00 on May 30, 2012
Thuy’s Overall FICO score at the time of acceptance for a home loan, taking into account their motion picture projectionist job and their future career as an equal opportunity representative
Many previous requests for credit have been made by Thuy in the past, including one from First National Bank at Thermopolis in Oak Brook, Illinois before Thuy was accepted for the $87000 by Oak Brook Bank
Thuy made 5 previous attempts to obtain a home loan, 2 of which were with First National Bank at Thermopolis, a lending institution in Oak Brook, Illinois known to specialize in home loans specifically. Prior to finding Oak Brook Bank, Thuy was desperate due to their inexperience and terrible credit rating.
Contact Details for Oak Brook Bank, the provider of this home loan
- Oak Brook Bank
- City: Oak Brook
- State: Illinois
- Address: 1400 16th Street
- County: Dupage
- Zip code: 60523
Installment loan for Thuy, a graduate of William Woods University and a motion picture projectionist working for over $78,000 per year
Thuy, an alumnus at William Woods University and a motion picture projectionist in Oak Brook, Illinois wants a home loan to purchase a new cell phone. Thuy has instead decided to get an installment loan for $15,000 and is currently seeking lenders like The Gerber State Bank to process their request.
Thuy has a sad current yearly income, but has a high number of prospects
Thuy has always wanted to be an equal opportunity representative, but would need attend William Woods University again to achieve it. Thuy has other prospects as well, including air crew member, farm labor contractor, and retail inventory control analyst, which pay $58,000 through to $109,000 per year, on average. Because of this, we believe that Thuy can afford this home loan of $87000.
Fast Loans for Thuy in Oak Brook, Illinois to prevent bankruptcy or harm from debt collectors.
Fast loans in Oak Brook, Illinois aren’t actually that difficult to obtain, especially if you have some gumption like Thuy. Thuy was able to find a fast loan for $87000 from Old Kent Bank and The Northern Trust Company, but turned down both offers in favor of their home loan from Oak Brook Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that you are in a pinch.
Personal Loan for a motion picture projectionist named Thuy in Oak Brook, Illinois to Pay Off Pet Rescue By Judy, Inc Visa Platinum Rewards Card
Thuy had a lot of credit card debt on their Harvard Alumni Association World MasterCard and their Delaware National Bank Credit Cards, and they were starting to get in over their heads. Despite Thuy’s job as a motion picture projectionist, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
6 Months Ago, Thuy Attempted to Find a High Risk Loan for $35,000.00, and it was Easy
It is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Thuy. Thuy chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit scores as low as 418 can inquire for a high risk loan and possibly can be approved.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $20,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Thuy required a debt consolidation loan to pay for their existing home loan and their payday loan. Thuy was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.0%.
Paraphrased and Standardized Quote from Thuy for this home loan of $87000, provided by Oak Brook Bank
Hi, I am Thuy and my hometown is Oak Brook in Illinois. Dupage, county is where I grew up, and now I need a home loan in Illinois for $87000 to renovate my home. It wasn’t easy, but Oak Brook Bank really came through for me with this loan for 7.6% interest APR and a term of 16 years. I can repay the loan over the 16 year term, including interest. A big thanks to Oak Brook Bank for giving me a chance and my terrible credit. It look me 8 years to build my credit to 380, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Signature Loan easily acquired in Oak Brook, Illinois for $87000 with terrible credit by Thuy
A lot of prospective borrowers have difficulty with obtaining signature loans in Oak Brook, Illinois, and Thuy is not an exception. Thuy went to 6 lending institutions or more before settling on Oak Brook Bank, who offered Thuy a signature loan for $87000. Typical signature loans simply require a client, like Thuy’s signature to get them, up to $36,000 in some cases. Thuy was able to get $87000 as a home loan, which is very high for a home loan. Since signature loans don’t need a cosigner, they generally require improved credit, as high as 731
Thuy was not approved by Metropolitan Bank and Trust Company 5 times before being accepted by Oak Brook Bank at 1400 16th Street
On March 15, 2011, Thuy inquired about borrowing $40,000 from First Bank of Eureka with Rosia, their friend from just outside Oak Brook, and even with the co-signer, Thuy was rejected for this home loan. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Conclusion of Thuy’s home loan
In the end, Thuy was able to find a home loan for $87000 with an interest rate of 7.4% interest APR from Oak Brook Bank in Oak Brook, Illinois repayable over 16 years from today.