$188000 Same Day Loan – Niles Illinois, Credit Score Of 685
- Experian: 701 – This client had a good Experian score
- Transunion: 671 – Wendell had a good credit score with Transunion.
- Equifax: Wendell’s Experian score was 685, which is a good credit score with the Experian rating scheme.
Wendell’s Overall FICO score at the time of acceptance for a same day loan, taking into account their aircraft assembler job and their future career as an intelligence specialist
Wendell’s Transunion score was changed by the same day loan loan, changing to 671 from 685, which is normal in our experience.
Fast Loans for Wendell in Niles, Illinois to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Niles, Illinois aren’t actually that difficult to obtain, particularly if you have some gumption like Wendell. Wendell was able to find a fast loan for $188000 from NBD Bank Evanston, National Association and Drexel National Bank, but declined both offers in favor of their same day loan from Niles Federal Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement in the case that a client is in a pinch.
Contact Details for Niles Federal Savings and Loan Association, the provider of this same day loan
- Niles Federal Savings and Loan Association
- City: Niles
- State: Illinois
- Address: 7077 West Dempster
- County: Cook
- Zip code: 60648
When Wendell was 20, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit rating. Below is a list of Wendell’s prior attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on September 29, 2010
- Attempt 2) Loan for $21,000.00 on July 9, 2013
- Attempt 3) Loan for $38,000.00 on October 28, 2013
- Attempt 4) Loan for $36,000.00 on April 16, 2012
Personal Loan for an aircraft assembler named Wendell in Niles, Illinois to Pay Off MCU Visa Platinum
Wendell had a tonne of credit card debt on their Lexus Pursuits Visa Credit Card and their MCU Visa Platinum, and they were starting to get in over their heads. Despite Wendell’s job as an aircraft assembler, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Installment loan for Wendell, a graduate of New York City College of Technology of the City University of New York and an aircraft assembler working for over $70,000 per year
Wendell, an alumnus at New York City College of Technology of the City University of New York and an aircraft assembler in Niles, Illinois needs a same day loan to purchase something frivolous. Wendell has instead decided to get an installment loan for $5,000 and is currently seeking lenders like Upper Avenue Bank to provide it.
Signature Loan acquired in Niles, Illinois for $188000 with good credit by Wendell
Many clients struggle with obtaining signature loans in Niles, Illinois, and Wendell is no exception. Wendell went to 4 lenders or more before finding Niles Federal Savings and Loan Association, who offered Wendell a signature loan for $188000. Typical signature loans simply need a client, like Wendell’s signature to get them, up to $42,000 in some cases. Wendell was able to get $188000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, they generally require improved credit, as high as 756
Previous requests on Wendell’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$81150.00||9||5.7%||$962.27||The Gerber State Bank||February 24, 2009|
|$81220.00||8||6.5%||$1087.23||The Belvidere National Bank and Trust Company||August 12, 2011|
|$80790.00||3||5.3%||$2432.25||Commerce Bank||October 18, 2011|
|$80620.00||11||10.3%||$1023.09||Byron Bank||April 22, 2014|
8 Months Ago, Wendell Attempted to Find a High Risk Loan for $29,000.00, and it was Easy
It is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Wendell. Wendell chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Clients with credit ratings as low as 314 can apply for a high risk loan and have a chance to be accepted.
Paraphrased and Standardized Quote from Wendell for this same day loan of $188000, provided by Niles Federal Savings and Loan Association
Hello, I am Wendell and I am from Niles in Illinois. Cook, county is where I grew up, and now I need a same day loan in Illinois for $188000 to buy a car. It has been difficult, but Niles Federal Savings and Loan Association really came through for me with this loan for 9.8% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to Niles Federal Savings and Loan Association for trusting me and my good credit. It look me 9 years to build my credit to 685, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Many previous requests for credit have been made by Wendell in the past, including one from Enterprise Bank and Trust Company in Niles, Illinois before Wendell was approved for the $188000 by Niles Federal Savings and Loan Association
Wendell made 4 previous tries to obtain a same day loan, 2 of which were with Enterprise Bank and Trust Company, a lender in Niles, Illinois known to specialize in same day loans specifically. Prior to finding Niles Federal Savings and Loan Association, Wendell was desperate due to their inexperience and good credit rating.
Before applying for this same day loan, Wendell had an Experian score of 701, which is good, so Niles Federal Savings and Loan Association most likely cannot provide Wendell a same day loan
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $38,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Wendell needed a debt consolidation loan to pay for their existing same day loan and their payday loan. Wendell was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.7%.
- Full name (Changed if requested): Wendell Safley
- Current Credit: loans.hit.utils.Fico@6a6824be
- Current City: Niles
- State: Illinois
- Zip code: 60653
- Yearly income: $44,000
- Current Job: aircraft assembler
- Current County: Cook
- Goal Yearly Income: $90,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Wendell has a very low current total income, but has a high number of prospects
Wendell has always wanted to be an intelligence specialist, but would have to attend New York City College of Technology of the City University of New York again to achieve it. Wendell has other possibilities as well, including publications editor, clergy member, and military officer, which pay $53,000 through to $108,000 per year, on average. Because of this, we think that Wendell can pay for this same day loan of $188000.
Wendell was not approved by Amalgamated Bank of Chicago 5 times before being accepted by Niles Federal Savings and Loan Association at 7077 West Dempster
On November 10, 2010, Wendell inquired about borrowing $33,000 from Byron Bank with Eldridge, their in law from just outside Niles, and even with the co-signer, Wendell was rejected for this same day loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.
Conclusion of Wendell’s same day loan
In the end, Wendell was able to find a same day loan for $188000 with an interest rate of 8.4% interest APR from Niles Federal Savings and Loan Association in Niles, Illinois repayable over 6 years from now.