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5 Year Home Loan For Audrea In Portland Oregon

$188000 Home Loan – Portland Oregon, Credit Rating Of 340

  • Experian: 356 – They had a terrible Experian score
  • Transunion: 325 – Audrea had a terrible credit rating with Transunion.
  • Equifax: Audrea’s Experian score was 340, which is a terrible credit rating using the Experian system.

Audrea’s Transunion score was altered by the home loan loan, changing to 325 from 340, which is normal in our experience.

Transunion Score: 325

Personal Loan for a nuclear fuels research engineer named Audrea in Portland, Oregon to Pay Off Sears MasterCard

Audrea had a lot of credit card debt on their Commerce Bank Special Connections Visa and their Baltimore Orioles BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Audrea’s job as a nuclear fuels research engineer, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Audrea has a sad current gross income, but has a high number of prospects

Audrea has always wanted to be a retail inventory control analyst, but would have to attend University of Central Missouri again to achieve it. Audrea has other prospects as well, including radiologic technologist, psychiatric aide, and farm products purchasing agent, which pay $56,000 through to $97,000 per year, on average. Because of this, we think that Audrea can pay for this home loan of $188000.

Client Profile: Audrea Pietrowski of Portland, Oregon
  • Full name (Changed if requested): Audrea Pietrowski
  • Current Credit: loans.hit.utils.Fico@768debd
  • Current City: Portland
  • State: Oregon
  • Zip code: 97225
  • Yearly income: $57,000
  • Current Job: nuclear fuels research engineer
  • Current County: Multnomah
  • Goal Yearly Income: $90,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Several other requests for credit have been made by Audrea in the past, including one from Citizens Bank and Trust Company of Ardmore in Portland, Oregon before Audrea was accepted for the $188000 by Rainier Bank Oregon, National Association

Audrea made 9 previous tries to obtain a home loan, 2 of which were with Citizens Bank and Trust Company of Ardmore, a bank in Portland, Oregon known to specialize in home loans specifically. Prior to finding Rainier Bank Oregon, National Association, Audrea was concerned due to their inexperience and terrible credit score.

Paraphrased and Standardized Quote from Audrea for this home loan of $188000, provided by Rainier Bank Oregon, National Association

Hi, I am Audrea and I’m from Portland in Oregon. Multnomah, county is where I grew up, and now I need a home loan in Oregon for $188000 to buy a car. It wasn’t easy, but Rainier Bank Oregon, National Association really came through for me with this loan for 11.7% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to Rainier Bank Oregon, National Association for giving me a chance and my terrible credit. It look me 7 years to build my credit to 340, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Installment loan for Audrea, a graduate of University of Central Missouri and a nuclear fuels research engineer working for over $72,000 per year

Audrea, an alumnus at University of Central Missouri and a nuclear fuels research engineer in Portland, Oregon needs a home loan to purchase a car. Audrea has instead decided to obtain an installment loan for $11,000 and is at present seeking lenders like The Valley National Bank of Oregon to provide it.

9 Months Ago, Audrea Attempted to Find a High Risk Loan for $48,000.00, and it was Easy

It is an well known struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Audrea. Audrea chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Individuals with credit ratings as low as 495 can inquire for a high risk loan and may be be accepted.

Contact Details for Rainier Bank Oregon, National Association, the provider of this home loan

  • Rainier Bank Oregon, National Association
  • City: Portland
  • State: Oregon
  • Address: 10250 S.W. Greenburg Road
  • County: Multnomah
  • Zip code: 97223

Audrea’s Overall FICO score at the time of acceptance for a home loan, taking into account their nuclear fuels research engineer job and their future career as a retail inventory control analyst

Fico Score: 340

When Audrea was 19, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a chronology of Audrea’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on November 14, 2009
  • Attempt 2) Loan for $22,000.00 on July 22, 2013
  • Attempt 3) Loan for $22,000.00 on May 2, 2011
  • Attempt 4) Loan for $38,000.00 on March 3, 2012

Fast Loans for Audrea in Portland, Oregon to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Portland, Oregon aren’t actually that difficult to obtain, especially if you have some finesse like Audrea. Audrea was able to find a fast loan for $188000 from West One Bank, Oregon and The First National Bank of McMinnville, but turned down both offers in favor of their home loan from Rainier Bank Oregon, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement in the case that a borrower is on the go.

Signature Loan easily acquired in Portland, Oregon for $188000 with terrible credit by Audrea

A lot of borrowers struggle with finding signature loans in Portland, Oregon, and Audrea is not an exception. Audrea went to 7 lending institutions or more prior to finding Rainier Bank Oregon, National Association, who offered Audrea a signature loan for $188000. Typical signature loans simply need a client, like Audrea’s signature to obtain them, up to $27,000 in some cases. Audrea was able to get $188000 as a home loan, which is very high for a home loan. Because signature loans do not need collateral, they generally need improved credit, as high as 714

Before applying for this home loan, Audrea had an Experian score of 356, which is terrible, so Rainier Bank Oregon, National Association likely can provide Audrea a home loan

Experian Score: 356

Audrea was rejected by Bank of St. Helens 7 times before being granted funding by Rainier Bank Oregon, National Association at 10250 S.W. Greenburg Road

On July 8, 2010, Audrea inquired about borrowing $22,000 from Lane County Bank, Florence, Oregon with Rosanna, their friend from just outside Portland, and even with the co-signer, Audrea was rejected for this home loan. With terrible credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $35,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Audrea required a debt consolidation loan to pay for their existing home loan and their credit card. Audrea was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.3%.

Previous requests on Audrea’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$68680.00 3 6.8% $2114.36 Polk County State Bank July 30, 2010
$68830.00 7 9.1% $1110.91 Pacific Western Bank December 17, 2012
$69140.00 6 10.5% $1298.38 West Coast Bank December 26, 2012
$68700.00 5 8.2% $1399.57 The Valley National Bank of Oregon March 6, 2013

Conclusion of Audrea’s home loan

In the end, Audrea was able to find a home loan for $188000 with an interest rate of 6.7% interest APR from Rainier Bank Oregon, National Association in Portland, Oregon repayable over 10 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.