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$76000 Private Loan In Philadelphia Pennsylvania With Credit Score 783 For Jacki

$76000 Private Loan – Philadelphia Pennsylvania, Credit Score Of 783

  • Experian: 802 – This individual had an excellent Experian score
  • Transunion: 765 – Jacki had an excellent credit rating with Transunion.
  • Equifax: Jacki’s Experian score was 783, which is an excellent credit rating on the Experian system.

Signature Loan easily acquired in Philadelphia, Pennsylvania for $76000 with excellent credit by Jacki

A lot of prospective borrowers have difficulty with obtaining signature loans in Philadelphia, Pennsylvania, and Jacki is no exception. Jacki went to 7 lending institutions or more prior to settling on Asian Bank, who offered Jacki a signature loan for $76000. Most signature loans simply require a client, like Jacki’s signature to obtain them, up to $45,000 in some cases. Jacki was able to get $76000 as a private loan, which is very high for a private loan. Because signature loans don’t need collateral, these loans generally require improved credit, as high as 782

Jacki has a sad current yearly income, but has a large amount of prospects

Jacki has always wanted to be a dental hygienist, but would have to attend Milan Institute – San Antonio again to become one. Jacki has other possibilities as well, including communications professor, parking lot attendant, and furniture designer, which pay $55,000 through to $90,000 per year, on average. Because of this, we believe that Jacki can pay for this private loan of $76000.

Paraphrased and Standardized Quote from Jacki for this private loan of $76000, provided by Asian Bank

Hello, I am Jacki and my hometown is Philadelphia in Pennsylvania. Philadelphia, county is where I grew up, and now I need a private loan in Pennsylvania for $76000 to buy a car. It wasn’t easy, but Asian Bank really came through for me with this loan for 5.3% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to Asian Bank for giving me a chance and my excellent credit. It look me 9 years to build my credit to 783, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Previous requests on Jacki’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$86450.00 9 11.6% $1293.25 The People’s Bank of Oxford August 14, 2012
$86140.00 8 8.2% $1226.51 First Lehigh Bank December 1, 2012
$86290.00 7 6.4% $1277.18 SunBank June 2, 2014
$85870.00 8 6.6% $1153.71 Merchants Bank (North) July 9, 2014

Jacki’s Overall FICO score at the time of acceptance for a private loan, taking into account their security guard job and their future career as a dental hygienist

Fico Score: 783

Before applying for this private loan, Jacki had an Experian score of 802, which is excellent, so Asian Bank probably cannot provide Jacki a private loan

Experian Score: 802

Client Profile: Jacki Pavlicek of Philadelphia, Pennsylvania
  • Full name (Changed if requested): Jacki Pavlicek
  • Current Credit: loans.hit.utils.Fico@5ecddf8f
  • Current City: Philadelphia
  • State: Pennsylvania
  • Zip code: 19113
  • Yearly income: $66,000
  • Current Job: security guard
  • Current County: Philadelphia
  • Goal Yearly Income: $133,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Jacki was not approved by SunBank 5 times prior to being accepted by Asian Bank at 815-837 Arch Street

On October 27, 2010, Jacki inquired about borrowing $42,000 from Orrstown Bank with Lillia, their in law from just outside Philadelphia, and even with the co-signer, Jacki was rejected for this private loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Jacki’s Transunion score was changed by the private loan loan, changing to 765 from 783, which is normal in our experience.

Transunion Score: 765

When Jacki was 21, they tried to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a chronology of Jacki’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on May 25, 2010
  • Attempt 2) Loan for $26,000.00 on May 11, 2009
  • Attempt 3) Loan for $20,000.00 on January 26, 2010
  • Attempt 4) Loan for $24,000.00 on September 27, 2010
  • Attempt 5) Loan for $21,000.00 on March 17, 2009
  • Attempt 6) Loan for $22,000.00 on January 18, 2011
  • Attempt 7) Loan for $21,000.00 on September 30, 2013

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $22,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Jacki required a debt consolidation loan to pay for their existing private loan and their credit card. Jacki was able to find a private loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.8%.

Several past requests for credit have been made by Jacki in the past, including one from Third Coast Bank, SSB in Philadelphia, Pennsylvania before Jacki was accepted for the $76000 by Asian Bank

Jacki made 6 previous attempts to obtain a private loan, 2 of which were with Third Coast Bank, SSB, a lending institution in Philadelphia, Pennsylvania known to specialize in private loans specifically. Before finding Asian Bank, Jacki was concerned due to their inexperience and excellent credit rating.

6 Months Ago, Jacki Attempted Finding a High Risk Loan for $21,000.00, and it was Easy

It is an ongoing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Jacki. Jacki decided not to obtain a high risk loan this time. High Risk loans are given to very low credit applicants. Clients with credit scores as low as 350 can inquire for a high risk loan and have a chance to be approved.

Installment loan for Jacki, a graduate of Milan Institute – San Antonio and a security guard working for over $79,000 per year

Jacki, an alumnus at Milan Institute – San Antonio and a security guard in Philadelphia, Pennsylvania wants a private loan to purchase something frivolous. Jacki has instead chosen to obtain an installment loan for $17,000 and is at present seeking lenders like The Fidelity Bank to provide it.

Fast Loans for Jacki in Philadelphia, Pennsylvania to prevent bankruptcy or harm from debt collectors.

Fast loans in Philadelphia, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Jacki. Jacki was able to find a fast loan for $76000 from Green Ridge Bank and Mellon Bank (Central) National Association, but turned down both offers in favor of their private loan from Asian Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a client is in a pinch.

Personal Loan for a security guard named Jacki in Philadelphia, Pennsylvania to Pay Off AeroMexico Secured Visa Card

Jacki had a lot of credit card debt on their KeyBank Platinum MasterCard Credit Card and their Astoria Bank Secured Visa Card, and they were starting to get in over their heads. Despite Jacki’s job as a security guard, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Asian Bank, the provider of this private loan

  • Asian Bank
  • City: Philadelphia
  • State: Pennsylvania
  • Address: 815-837 Arch Street
  • County: Philadelphia
  • Zip code: 19107

Conclusion of Jacki’s private loan

In the end, Jacki was able to find a private loan for $76000 with an interest rate of 6.1% interest APR from Asian Bank in Philadelphia, Pennsylvania repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.