$76000 Quick Loan – West Linn Oregon, Credit Score Of 480
- Experian: 495 – They had a bad Experian score
- Transunion: 466 – Cicely had a bad credit rating with Transunion.
- Equifax: Cicely’s Experian score was 480, which is a bad credit rating with the Experian system.
Several previous requests for credit have been made by Cicely in the past, including one from Bank of Elgin in West Linn, Oregon before Cicely was approved for the $76000 by Pacific West Bank
Cicely made 5 prior attempts to obtain a quick loan, 2 of which were with Bank of Elgin, a bank in West Linn, Oregon known to specialize in quick loans specifically. Prior to finding Pacific West Bank, Cicely was very concerned due to their inexperience and bad credit rating.
Personal Loan for a materials engineer named Cicely in West Linn, Oregon to Pay Off Bealls Outlet Credit Card
Cicely had a tonne of credit card debt on their MetaBank BuyRIGHT Prepaid MasterCard and their The Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Cicely’s job as a materials engineer, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Before applying for this quick loan, Cicely had an Experian score of 495, which is bad, so Pacific West Bank most likely cannot provide Cicely a quick loan
9 Months Ago, Cicely Attempted to Find a High Risk Loan for $26,000.00, and it was Easy
It is an existing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Cicely. Cicely decided not to get a high risk loan this time. High Risk loans are given to terrible credit borrowers. Clients with credit ratings as low as 365 can apply for a high risk loan and may be be accepted.
Cicely’s Transunion score was altered by the quick loan loan, changing to 466 from 480, which is normal in our experience.
Previous requests on Cicely’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$99660.00||11||6.1%||$1038.27||Polk County State Bank||December 2, 2010|
|$99810.00||11||11.1%||$1312.53||Pacific Western Bank||June 3, 2011|
|$100110.00||5||5.8%||$1926.11||West Coast Bank||December 16, 2011|
|$99650.00||11||11.3%||$1322.02||The Valley National Bank of Oregon||July 27, 2012|
|$100370.00||8||6.8%||$1358.45||Umpqua National Bank||March 3, 2013|
Cicely was declined by The Multnomah Bank 6 times prior to being approved by Pacific West Bank at 2040 8th Avenue
On June 22, 2009, Cicely applied about borrowing $18,000 from The Oregon Bank with Jame, their friend from just outside West Linn, and even with the co-signer, Cicely was rejected for this quick loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Cicely’s Overall FICO score at the time of acceptance for a quick loan, taking into account their materials engineer job and their future career as a caption writer
Cicely has a disappointing current gross income, but has several of prospects
Cicely has always wanted to be a caption writer, but would have to attend Yale – New Haven Hospital again to become one. Cicely has other prospects as well, including child care center administrator, environmental science professsor, and public relations specialist, which pay $55,000 through to $104,000 per year, at least. For this reason, we believe that Cicely can pay for this quick loan of $76000.
Contact Details for Pacific West Bank, the provider of this quick loan
- Pacific West Bank
- City: West Linn
- State: Oregon
- Address: 2040 8th Avenue
- County: Clackamas
- Zip code: 97068
Fast Loans for Cicely in West Linn, Oregon to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in West Linn, Oregon aren’t actually that difficult to obtain, particularly if you have some gumption like Cicely. Cicely was able to find a fast loan for $76000 from First State Bank of Elgin, Oregon and Polk County State Bank, but declined both offers in favor of their quick loan from Pacific West Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference if a borrower is on the go.
- Full name (Changed if requested): Cicely Canary
- Current Credit: loans.hit.utils.Fico@470e2030
- Current City: West Linn
- State: Oregon
- Zip code: 97071
- Yearly income: $41,000
- Current Job: materials engineer
- Current County: Clackamas
- Goal Yearly Income: $146,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
When Cicely was 19, they attempted to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a list of Cicely’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on May 4, 2010
- Attempt 2) Loan for $21,000.00 on March 27, 2012
- Attempt 3) Loan for $25,000.00 on March 31, 2011
- Attempt 4) Loan for $30,000.00 on October 28, 2009
Signature Loan easily acquired in West Linn, Oregon for $76000 with bad credit by Cicely
Many prospective borrowers struggle with obtaining signature loans in West Linn, Oregon, and Cicely is not an exception. Cicely went to 4 lending institutions or more before settling on Pacific West Bank, who offered Cicely a signature loan for $76000. Typical signature loans simply need a client, like Cicely’s signature to obtain them, up to $22,000 in some cases. Cicely was able to get $76000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need a cosigner, these loans tend to require better credit, as high as 734
Installment loan for Cicely, a graduate of Yale – New Haven Hospital and a materials engineer working for over $79,000 per year
Cicely, an alumnus at Yale – New Haven Hospital and a materials engineer in West Linn, Oregon needs a quick loan to purchase a car. Cicely has instead decided to get an installment loan for $8,000 and is currently seeking lenders like The Oregon Bank to provide it.
Paraphrased and Standardized Quote from Cicely for this quick loan of $76000, provided by Pacific West Bank
Hi, I am Cicely and I am from West Linn in Oregon. Clackamas, county is where I grew up, and now I need a quick loan in Oregon for $76000 to pay bills. It wasn’t easy, but Pacific West Bank really came through for me with this loan for 8.2% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Pacific West Bank for giving me a chance and my bad credit. It look me 4 years to build my credit to 480, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $23,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Cicely required a debt consolidation loan to pay for their existing quick loan and their payday loan. Cicely was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.2%.
Conclusion of Cicely’s quick loan
In the end, Cicely was able to find a quick loan for $76000 with an interest rate of 7.8% interest APR from Pacific West Bank in West Linn, Oregon repayable over 10 years from today.