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8 Year, Variable Interest Auto Loan For Mazie In Texas

$56000 Auto Loan – Bay City Texas, Credit Score Of 813

  • Experian: 827 – This client had an excellent Experian rating
  • Transunion: 799 – Mazie had an excellent credit rating with Transunion.
  • Equifax: Mazie’s Experian score was 813, which is an excellent credit rating on the Experian scale.

Previous requests on Mazie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$16360.00 9 5.4% $191.6 Comerica Bank April 5, 2013
$15570.00 8 7.8% $218.53 First Star Bank, S.S.B. May 3, 2013
$16200.00 5 5.1% $306.46 Brownfield State Bank & Trust Co. August 23, 2014
$15900.00 10 6.8% $182.98 First Bank & Trust, Bryan, Texas March 29, 2015
$15840.00 3 8.2% $497.83 First Bank & Trust of Clarendon July 10, 2015

Installment loan for Mazie, a graduate of Heald College – Central Administrative Office and a writer /author working for over $68,000 per year

Mazie, an alumnus at Heald College – Central Administrative Office and a writer /author in Bay City, Texas wants an auto loan to purchase a house. Mazie has instead decided to get an installment loan for $7,000 and is at present seeking lenders like Brownfield State Bank & Trust Co. to process their request.

Client Profile: Mazie Colemon of Bay City, Texas
  • Full name (Changed if requested): Mazie Colemon
  • Current Credit: loans.hit.utils.Fico@254989ff
  • Current City: Bay City
  • State: Texas
  • Zip code: 77416
  • Yearly income: $51,000
  • Current Job: writer /author
  • Current County: Matagorda
  • Goal Yearly Income: $91,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Fast Loans for Mazie in Bay City, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Bay City, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Mazie. Mazie was able to find a fast loan for $56000 from Texas Commerce Bank – Rio Grande Valley, National Association and First State Bank of Mathis, but declined both offers in favor of their auto loan from American National Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if a borrower is in a time sensitive situation.

Before applying for this auto loan, Mazie had an Experian score of 827, which is excellent, so American National Bank probably cannot provide Mazie an auto loan

Experian Score: 827

Contact Details for American National Bank, the provider of this auto loan

  • American National Bank
  • City: Bay City
  • State: Texas
  • Address: 3700 Avenue F
  • County: Matagorda
  • Zip code: 77414

When Mazie was 18, they attempted to obtain a student loan from 5 different lenders, which harmed their credit score. Below is a list of Mazie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on September 11, 2013
  • Attempt 2) Loan for $29,000.00 on September 16, 2011
  • Attempt 3) Loan for $21,000.00 on August 15, 2009
  • Attempt 4) Loan for $23,000.00 on January 27, 2011
  • Attempt 5) Loan for $32,000.00 on September 24, 2010

Mazie’s Transunion score was changed by the auto loan loan, changing to 799 from 813, which is typical in our experience.

Transunion Score: 799

Personal Loan for a writer /author named Mazie in Bay City, Texas to Pay Off Fingerhut Credit Account

Mazie had a lot of credit card debt on their JC Penney Credit Card and their Apple Bank for Savings, and they were starting to get in over their heads. Despite Mazie’s job as a writer /author, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Mazie was not approved by Farmers State Bank of Shiro, Texas 5 times before being granted funding by American National Bank at 3700 Avenue F

On December 7, 2010, Mazie inquired about borrowing $4,000 from First City Bank of Richardson with Carlota, their in law from just outside Bay City, and even with the co-signer, Mazie was rejected for this auto loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Mazie has a low current yearly income, but has several of prospects

Mazie has always wanted to be a craft artist, but would have to attend Heald College – Central Administrative Office again to become one. Mazie has other prospects as well, including horticulturist, foreign service officer, and travel agent, which pay $55,000 through to $106,000 per year, at least. For this reason, we think that Mazie can afford this auto loan of $56000.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $22,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Mazie required a debt consolidation loan to pay for their existing auto loan and their credit card. Mazie was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.

Many past requests for credit have been made by Mazie in the past, including one from The Ravenna Savings Bank in Bay City, Texas before Mazie was approved for the $56000 by American National Bank

Mazie made 4 prior attempts to obtain an auto loan, 2 of which were with The Ravenna Savings Bank, a lender in Bay City, Texas known to specialize in auto loans specifically. Before finding American National Bank, Mazie was very concerned due to their inexperience and excellent credit rating.

Mazie’s Overall FICO score at the time of acceptance for an auto loan, taking into account their writer /author job and their future job as a craft artist

Fico Score: 813

Paraphrased and Standardized Quote from Mazie for this auto loan of $56000, provided by American National Bank

Hello, I am Mazie and I’m from Bay City in Texas. Matagorda, county is where I grew up, and now I need a auto loan in Texas for $56000 to pay bills. It wasn’t easy, but American National Bank really came through for me with this loan for 10.4% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to American National Bank for giving me a chance and my excellent credit. It look me 5 years to build my credit to 813, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Signature Loan acquired in Bay City, Texas for $56000 with excellent credit by Mazie

A lot of borrowers struggle with obtaining signature loans in Bay City, Texas, and Mazie is no different. Mazie went to 7 lending institutions or more before settling on American National Bank, who offered Mazie a signature loan for $56000. Most signature loans simply need a client, like Mazie’s signature to obtain them, up to $48,000 in some cases. Mazie was able to get $56000 as a auto loan, which is very high for an auto loan. Since signature loans don’t require collateral, they generally need better credit, as high as 724

9 Months Ago, Mazie Tried to Find a High Risk Loan for $30,000.00, and it was Hard

It is an well known struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Mazie. Mazie chose not to get a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 552 can apply for a high risk loan and may be be approved.

Conclusion of Mazie’s auto loan

In the end, Mazie was able to find an auto loan for $56000 with an interest rate of 7.6% interest APR from American National Bank in Bay City, Texas repayable over 8 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.