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8 Month, Variable Interest Quick Loan For Booker In Missouri

$36000 Quick Loan – Dixon Missouri, Credit Rating Of 426

  • Experian: 440 – They had a bad Experian rating
  • Transunion: 412 – Booker had a bad credit score with Transunion.
  • Equifax: Booker’s Experian score was 426, which is a bad credit score using the Experian system.

Booker’s Transunion score was changed by the quick loan loan, changing to 412 from 426, which is typical in our experience.

Transunion Score: 412

Personal Loan for a graphic designer named Booker in Dixon, Missouri to Pay Off Harley-Davidson Visa Signature Credit Card

Booker had a lot of credit card debt on their Animal Friends Visa Card and their US Bank Perks+ Visa Signature Card, and they were starting to get in over their heads. Despite Booker’s job as a graphic designer, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Booker was rejected by Commerce Bank of Tower Grove 4 times prior to being granted funding by Mid America Bank & Trust Company at 216 West Second Street

On April 10, 2010, Booker inquired about borrowing $11,000 from Normandy Bank with Alida, their friend from just outside Dixon, and even with the co-signer, Booker was rejected for this quick loan. With bad credit, it can be challenging to procure financing, even with collateral and a co-signer.

Contact Details for Mid America Bank & Trust Company, the provider of this quick loan

  • Mid America Bank & Trust Company
  • City: Dixon
  • State: Missouri
  • Address: 216 West Second Street
  • County: Pulaski
  • Zip code: 65459

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $38,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Booker required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Booker was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.0%.

Previous requests on Booker’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$38260.00 3 6.4% $1170.89 Camden County Bank May 21, 2010
$38340.00 4 9.6% $965.05 Glasgow Savings Bank September 23, 2011
$38280.00 7 5.1% $542.85 Central Bank June 11, 2013
$38240.00 4 7.6% $926.39 Midwest BankCentre August 30, 2013
$38350.00 8 9.2% $565.82 Commerce Bank of Richmond Heights November 2, 2013
Client Profile: Booker Satterlee of Dixon, Missouri
  • Full name (Changed if requested): Booker Satterlee
  • Current Credit: loans.hit.utils.Fico@593634ad
  • Current City: Dixon
  • State: Missouri
  • Zip code: 65468
  • Yearly income: $41,000
  • Current Job: graphic designer
  • Current County: Pulaski
  • Goal Yearly Income: $91,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

When Booker was 18, they tried to obtain a student loan from 6 different lenders, which harmed their credit rating. Below is a list of Booker’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on February 12, 2013
  • Attempt 2) Loan for $27,000.00 on October 6, 2011
  • Attempt 3) Loan for $31,000.00 on April 19, 2010
  • Attempt 4) Loan for $38,000.00 on November 27, 2011
  • Attempt 5) Loan for $27,000.00 on January 9, 2014
  • Attempt 6) Loan for $38,000.00 on September 16, 2013

Installment loan for Booker, a graduate of Fairview Southdale Hospital and a graphic designer working for over $62,000 per year

Booker, an alumnus at Fairview Southdale Hospital and a graphic designer in Dixon, Missouri wants a quick loan to purchase a car. Booker has instead decided to get an installment loan for $25,000 and is currently seeking lenders like Glasgow Savings Bank to process their request.

Fast Loans for Booker in Dixon, Missouri to prevent bankruptcy or harm from debt collectors.

Fast loans in Dixon, Missouri aren’t actually that difficult to obtain, especially if you have some finesse like Booker. Booker was able to find a fast loan for $36000 from Commerce Bank of Mound City and Jefferson-Gravois Bank of St. Louis, but turned down both offers in favor of their quick loan from Mid America Bank & Trust Company. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that a client is on the go.

Booker has a very low current yearly income, but has a high number of prospects

Booker has always wanted to be a fashion coordinator, but would need attend Fairview Southdale Hospital again to achieve it. Booker has other prospects as well, including excavating machine operator, export agent, and art restorer, which pay $55,000 through to $92,000 per year, at least. For this reason, we believe that Booker can afford this quick loan of $36000.

Before applying for this quick loan, Booker had an Experian score of 440, which is bad, so Mid America Bank & Trust Company most likely cannot provide Booker a quick loan

Experian Score: 440

Paraphrased and Standardized Quote from Booker for this quick loan of $36000, provided by Mid America Bank & Trust Company

Hi, I am Booker and my hometown is Dixon in Missouri. Pulaski, county is where I grew up, and now I need a quick loan in Missouri for $36000 to renovate my home. It wasn’t easy, but Mid America Bank & Trust Company really came through for me with this loan for 6.2% interest APR and a term of 8 years. I can probably repay the loan over the 8 year term, including interest. A big thanks to Mid America Bank & Trust Company for giving me a chance and my bad credit. It look me 5 years to build my credit to 426, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Multiple previous requests for credit have been made by Booker in the past, including one from Drexel National Bank in Dixon, Missouri before Booker was accepted for the $36000 by Mid America Bank & Trust Company

Booker made 9 previous tries to obtain a quick loan, 2 of which were with Drexel National Bank, a lender in Dixon, Missouri known to specialize in quick loans specifically. Before finding Mid America Bank & Trust Company, Booker was concerned due to their inexperience and bad credit rating.

Signature Loan easily acquired in Dixon, Missouri for $36000 with bad credit by Booker

Many prospective borrowers struggle with finding signature loans in Dixon, Missouri, and Booker is no exception. Booker went to 8 lenders or more prior to finding Mid America Bank & Trust Company, who offered Booker a signature loan for $36000. Typical signature loans simply require a client, like Booker’s signature to obtain them, up to $34,000 in some cases. Booker was able to get $36000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need collateral, they generally require higher credit, as high as 718

Booker’s Overall FICO score at the time of acceptance for a quick loan, taking into account their graphic designer job and their future job as a fashion coordinator

Fico Score: 426

8 Months in the Past, Booker Tried to Find a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Booker. Booker decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit ratings as low as 496 can apply for a high risk loan and may be be accepted.

Conclusion of Booker’s quick loan

In the end, Booker was able to find a quick loan for $36000 with an interest rate of 6.4% interest APR from Mid America Bank & Trust Company in Dixon, Missouri repayable over 8 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.