$129000 Home Loan – Stateline Nevada, Credit Score Of 773
- Experian: 784 – The client had an excellent Experian rating
- Transunion: 761 – Lashawna had an excellent credit score with Transunion.
- Equifax: Lashawna’s Experian score was 773, which is an excellent credit rating on the Experian rating scheme.
Lashawna was rejected by Security Bank of Nevada 7 times prior to being approved by Nevada Banking Company at 229 Kingsbury Road
On October 30, 2011, Lashawna applied about borrowing $35,000 from Pioneer Citizens Bank of Nevada with Bobbie, their friend from just outside Stateline, and even with the co-signer, Lashawna was rejected for this home loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Multiple other requests for credit have been made by Lashawna in the past, including one from First National Bank of Elm Creek in Stateline, Nevada before Lashawna was approved for the $129000 by Nevada Banking Company
Lashawna made 7 previous attempts to obtain a home loan, 2 of which were with First National Bank of Elm Creek, a lending institution in Stateline, Nevada known to specialize in home loans specifically. Prior to finding Nevada Banking Company, Lashawna was desperate due to their inexperience and excellent credit score.
Installment loan for Lashawna, a graduate of Regis University and a recreation leader working for over $67,000 per year
Lashawna, an alumnus at Regis University and a recreation leader in Stateline, Nevada needs a home loan to purchase a house. Lashawna has instead decided to get an installment loan for $28,000 and is at present seeking lenders like Nevada Banking Company to provide it.
Signature Loan acquired in Stateline, Nevada for $129000 with excellent credit by Lashawna
Many clients have difficulty with obtaining signature loans in Stateline, Nevada, and Lashawna is no exception. Lashawna went to 5 lenders or more before finding Nevada Banking Company, who offered Lashawna a signature loan for $129000. Typical signature loans simply require a client, like Lashawna’s signature to obtain them, up to $34,000 in some cases. Lashawna was able to get $129000 as a home loan, which is very high for a home loan. Since signature loans do not require a cosigner, these loans generally need better credit, as high as 767
Lashawna’s Transunion score was altered by the home loan loan, changing to 761 from 773, which is normal in our experience.
Lashawna has a very low current gross income, but has several of prospects
Lashawna has always wanted to be a court clerk, but would need attend Regis University again to become one. Lashawna has other prospects as well, including military officer, municipal fire fighting supervisor, and advertising account executive, which pay $52,000 through to $100,000 per year, at least. For this reason, we believe that Lashawna can pay for this home loan of $129000.
- Full name (Changed if requested): Lashawna Leber
- Current Credit: loans.hit.utils.Fico@7aec35a
- Current City: Stateline
- State: Nevada
- Zip code: 89458
- Yearly income: $42,000
- Current Job: recreation leader
- Current County: Douglas
- Goal Yearly Income: $93,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Contact Details for Nevada Banking Company, the provider of this home loan
- Nevada Banking Company
- City: Stateline
- State: Nevada
- Address: 229 Kingsbury Road
- County: Douglas
- Zip code: 89449
Previous requests on Lashawna’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$85340.00||8||5.8%||$1113.2||The First National Bank of Ely||November 23, 2009|
|$85110.00||5||9.2%||$1775.02||First Interstate Bank of Nevada, National Association||August 10, 2010|
|$85490.00||6||9.6%||$1566.58||Security Bank of Nevada||December 25, 2010|
|$84530.00||8||6.3%||$1123.23||Security Pacific Bank Nevada, National Association||March 2, 2011|
8 Months in the Past, Lashawna Tried Finding a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Lashawna. Lashawna chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Clients with credit scores as low as 307 can apply for a high risk loan and have a chance to be accepted.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $20,000.00 to $43,000.00. They are typically used to pay off existing high interest loans like credit cards. Lashawna required a debt consolidation loan to pay for their existing home loan and their payday loan. Lashawna was able to find a home loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.7%.
Lashawna’s Overall FICO score at the time of acceptance for a home loan, taking into account their recreation leader job and their future job as a court clerk
Personal Loan for a recreation leader named Lashawna in Stateline, Nevada to Pay Off Carnival FunPoints World MasterCard
Lashawna had a tonne of credit card debt on their TJX Rewards Credit Card and their Pancreatic Cancer Action Network Visa Card, and they were starting to get in over their heads. Despite Lashawna’s job as a recreation leader, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this home loan, Lashawna had an Experian score of 784, which is excellent, so Nevada Banking Company most likely cannot provide Lashawna a home loan
Fast Loans for Lashawna in Stateline, Nevada to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Stateline, Nevada aren’t actually that difficult to obtain, particularly if you have some finesse like Lashawna. Lashawna was able to find a fast loan for $129000 from Frontier Savings Association and Security Pacific Bank Nevada, National Association, but turned down both offers in favor of their home loan from Nevada Banking Company. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a client is in a pinch.
When Lashawna was 21, they attempted to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a list of Lashawna’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on May 6, 2014
- Attempt 2) Loan for $35,000.00 on June 9, 2013
- Attempt 3) Loan for $30,000.00 on December 20, 2011
- Attempt 4) Loan for $34,000.00 on March 19, 2013
Paraphrased and Standardized Quote from Lashawna for this home loan of $129000, provided by Nevada Banking Company
Hello, I am Lashawna and I’m from Stateline in Nevada. Douglas, county is where I grew up, and now I need a home loan in Nevada for $129000 to pay bills. It has been difficult, but Nevada Banking Company really came through for me with this loan for 7.3% interest APR and a term of 20 years. I can probably repay the loan over the 20 year term, including interest. A big thanks to Nevada Banking Company for giving me a chance and my excellent credit. It look me 7 years to create my credit to 773, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Lashawna’s home loan
In the end, Lashawna was able to find a home loan for $129000 with an interest rate of 6.2% interest APR from Nevada Banking Company in Stateline, Nevada repayable over 20 years from today.