$34000 Personal Loan – Kansas City Missouri, Credit Rating Of 595
- Experian: 608 – This client had a fair Experian score
- Transunion: 583 – Maia had a fair credit score with Transunion.
- Equifax: Maia’s Experian score was 595, which is a fair credit rating using the Experian scale.
Signature Loan found in Kansas City, Missouri for $34000 with fair credit by Maia
A lot of borrowers have difficulty with obtaining signature loans in Kansas City, Missouri, and Maia is not an exception. Maia went to 7 lending institutions or more before settling on United Missouri City Bank, who offered Maia a signature loan for $34000. Most signature loans simply require a client, like Maia’s signature to obtain them, up to $38,000 in some cases. Maia was able to get $34000 as a personal loan, which is very high for a personal loan. Because signature loans don’t require a cosigner, they generally need higher credit, as high as 729
Maia has a very low current yearly income, but has several of prospects
Maia has always wanted to be a radio & tv announcer, but would need attend Southwest University of Visual Arts again to achieve it. Maia has other possibilities as well, including interior designer, government budget analyst, and marine cargo surveyor, which pay $57,000 through to $96,000 per year, on average. For this reason, we think that Maia can pay for this personal loan of $34000.
Contact Details for United Missouri City Bank, the provider of this personal loan
- United Missouri City Bank
- City: Kansas City
- State: Missouri
- Address: 2401 Grand Avenue
- County: Jackson
- Zip code: 64141
Fast Loans for Maia in Kansas City, Missouri to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Kansas City, Missouri aren’t actually that difficult to obtain, especially if you have some gumption like Maia. Maia was able to find a fast loan for $34000 from Wood & Huston Bank and Jefferson Bank and Trust Company, but declined both offers in favor of their personal loan from United Missouri City Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that you are in a time sensitive situation.
9 Months in the Past, Maia Attempted Finding a High Risk Loan for $22,000.00, and it was Easy
There is an well known struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Maia. Maia decided not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit scores as low as 386 can apply for a high risk loan and have a chance to be accepted.
When Maia was 18, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a list of Maia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on April 22, 2009
- Attempt 2) Loan for $26,000.00 on March 24, 2009
- Attempt 3) Loan for $25,000.00 on March 3, 2011
- Attempt 4) Loan for $36,000.00 on February 15, 2011
- Attempt 5) Loan for $26,000.00 on November 9, 2009
- Attempt 6) Loan for $25,000.00 on February 24, 2011
- Attempt 7) Loan for $31,000.00 on August 25, 2010
- Full name (Changed if requested): Maia Brearley
- Current Credit: loans.hit.utils.Fico@15327b79
- Current City: Kansas City
- State: Missouri
- Zip code: 64145
- Yearly income: $50,000
- Current Job: orthodontic assistant
- Current County: Jackson
- Goal Yearly Income: $85,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Installment loan for Maia, a graduate of Southwest University of Visual Arts and an orthodontic assistant working for over $65,000 per year
Maia, an alumnus at Southwest University of Visual Arts and an orthodontic assistant in Kansas City, Missouri needs a personal loan to purchase a new cell phone. Maia has instead decided to obtain an installment loan for $22,000 and is currently seeking lenders like Jefferson-Gravois Bank of St. Louis to process their request.
Personal Loan for an orthodontic assistant named Maia in Kansas City, Missouri to Pay Off Glens Falls National Bank & Trust Platinum Edition Visa Card
Maia had a lot of credit card debt on their Merrill Lynch Business Signature Rewards and their PSECU Visa, and they were starting to get in over their heads. Despite Maia’s job as an orthodontic assistant, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Maia’s Overall FICO score at the time of acceptance for a personal loan, taking into account their orthodontic assistant job and their future career as a radio & tv announcer
Maia’s Transunion score was changed by the personal loan loan, changing to 583 from 595, which is normal in our experience.
Previous requests on Maia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$149190.00||8||8.2%||$2124.25||Camden County Bank||November 7, 2012|
|$149100.00||11||6.7%||$1599.47||Glasgow Savings Bank||November 7, 2014|
|$149300.00||10||7.2%||$1748.93||Central Bank||February 22, 2015|
|$149310.00||8||11.4%||$2377.76||Midwest BankCentre||March 19, 2015|
|$148780.00||7||8.3%||$2341.22||Commerce Bank of Richmond Heights||July 22, 2015|
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $35,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Maia needed a debt consolidation loan to pay for their existing personal loan and their payday loan. Maia was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.5%.
Maia was declined by Southern Commercial Bank 4 times before being granted funding by United Missouri City Bank at 2401 Grand Avenue
On December 1, 2011, Maia inquired about borrowing $48,000 from Glasgow Savings Bank with Renato, their in law from just outside Kansas City, and even with the co-signer, Maia was rejected for this personal loan. With fair credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Before applying for this personal loan, Maia had an Experian score of 608, which is fair, so United Missouri City Bank probably cannot provide Maia a personal loan
Paraphrased and Standardized Quote from Maia for this personal loan of $34000, provided by United Missouri City Bank
Hello, I am Maia and I am from Kansas City in Missouri. Jackson, county is where I grew up, and now I need a personal loan in Missouri for $34000 to pay bills. It has been difficult, but United Missouri City Bank really came through for me with this loan for 8.3% interest APR and a term of 11 years. I will repay the loan over the 11 year term, including interest. A big thanks to United Missouri City Bank for trusting me and my fair credit. It look me 5 years to build my credit to 595, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Several previous requests for credit have been made by Maia in the past, including one from First Union National Bank in Kansas City, Missouri before Maia was approved for the $34000 by United Missouri City Bank
Maia made 5 previous attempts to obtain a personal loan, 2 of which were with First Union National Bank, a lender in Kansas City, Missouri known to specialize in personal loans specifically. Before finding United Missouri City Bank, Maia was very concerned due to their inexperience and fair credit rating.
Conclusion of Maia’s personal loan
In the end, Maia was able to find a personal loan for $34000 with an interest rate of 9.4% interest APR from United Missouri City Bank in Kansas City, Missouri repayable over 11 years from now.