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15 Year, Variable Interest Debt Consolidation Loan For Gisele In Texas

$124000 Debt Consolidation Loan – San Antonio Texas, Credit Rating Of 720

  • Experian: 739 – The client had an excellent Experian score
  • Transunion: 702 – Gisele had an excellent credit score with Transunion.
  • Equifax: Gisele’s Experian score was 720, which is an excellent credit rating with the Experian rating scheme.

Installment loan for Gisele, a graduate of Louisiana Tech University and a motorcycle mechanic working for over $66,000 per year

Gisele, an alumnus at Louisiana Tech University and a motorcycle mechanic in San Antonio, Texas wants a debt consolidation loan to purchase a car. Gisele has instead chosen to get an installment loan for $27,000 and is at present seeking lenders like Guaranty Bank & Trust Company to process their request.

Contact Details for MBank San Antonio North, National Association, the provider of this debt consolidation loan

  • MBank San Antonio North, National Association
  • City: San Antonio
  • State: Texas
  • Address: 10999 Interstate Highway 10 West
  • County: Bexar
  • Zip code: 78279

Before applying for this debt consolidation loan, Gisele had an Experian score of 739, which is excellent, so MBank San Antonio North, National Association likely cannot provide Gisele a debt consolidation loan

Experian Score: 739

Fast Loans for Gisele in San Antonio, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in San Antonio, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Gisele. Gisele was able to find a fast loan for $124000 from The Bank and Trust, S.S.B. and Vista Bank, but turned down both offers in favor of their debt consolidation loan from MBank San Antonio North, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement if a client is in a pinch.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $22,000.00 to $56,000.00. They are typically used to pay off existing high interest loans like credit cards. Gisele required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Gisele was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.

9 Months in the Past, Gisele Attempted to Find a High Risk Loan for $39,000.00, and it was Easy

There is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Gisele. Gisele chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Individuals with credit ratings as low as 505 can inquire for a high risk loan and possibly can be approved.

Gisele has a sad current yearly income, but has a high number of prospects

Gisele has always wanted to be an emergency medical technician, but would need attend Louisiana Tech University again to achieve it. Gisele has other prospects as well, including recreational vehicle mechanic, advertising agency coordinator, and aircraft assembler, which pay $57,000 through to $92,000 per year, on average. For this reason, we believe that Gisele can pay for this debt consolidation loan of $124000.

Personal Loan for a motorcycle mechanic named Gisele in San Antonio, Texas to Pay Off Holland America Line Rewards Visa Card

Gisele had a lot of credit card debt on their Justice FCU Visa Gold Card and their Navy FCU Platinum Credit Card, and they were starting to get in over their heads. Despite Gisele’s job as a motorcycle mechanic, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Gisele was declined by Vista Bank 5 times before being accepted by MBank San Antonio North, National Association at 10999 Interstate Highway 10 West

On March 13, 2009, Gisele applied about borrowing $45,000 from First Community Bank San Antonio, National Association with Kori, their friend from just outside San Antonio, and even with the co-signer, Gisele was rejected for this debt consolidation loan. With excellent credit, it can be challenging to procure funding, even with collateral and a co-signer.

Signature Loan acquired in San Antonio, Texas for $124000 with excellent credit by Gisele

Most borrowers struggle with obtaining signature loans in San Antonio, Texas, and Gisele is the same. Gisele went to 4 lenders or more before settling on MBank San Antonio North, National Association, who offered Gisele a signature loan for $124000. Most signature loans simply require a client, like Gisele’s signature to get them, up to $37,000 in some cases. Gisele was able to get $124000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans do not require collateral, these loans generally need better credit, as high as 756

Gisele’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their motorcycle mechanic job and their future job as an emergency medical technician

Fico Score: 720

Client Profile: Gisele Raposa of San Antonio, Texas
  • Full name (Changed if requested): Gisele Raposa
  • Current Credit: loans.hit.utils.Fico@2e5d6d97
  • Current City: San Antonio
  • State: Texas
  • Zip code: 78283
  • Yearly income: $34,000
  • Current Job: motorcycle mechanic
  • Current County: Bexar
  • Goal Yearly Income: $115,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

When Gisele was 22, they tried to obtain a student loan from 4 different banks, which damaged their credit rating. Below is a list of Gisele’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on September 16, 2012
  • Attempt 2) Loan for $31,000.00 on January 24, 2011
  • Attempt 3) Loan for $20,000.00 on August 26, 2012
  • Attempt 4) Loan for $25,000.00 on April 6, 2009

Gisele’s Transunion score was changed by the debt consolidation loan loan, changing to 702 from 720, which is normal in our experience.

Transunion Score: 702

Paraphrased and Standardized Quote from Gisele for this debt consolidation loan of $124000, provided by MBank San Antonio North, National Association

Hello, I am Gisele and I am from San Antonio in Texas. Bexar, county is where I grew up, and now I need a debt consolidation loan in Texas for $124000 to buy a big ticket item. It has been difficult, but MBank San Antonio North, National Association really came through for me with this loan for 10.3% interest APR and a term of 15 years. I can probably repay the loan over the 15 year term, including interest. A big thanks to MBank San Antonio North, National Association for trusting me and my excellent credit. It look me 7 years to build my credit to 720, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

Previous requests on Gisele’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$112480.00 6 5.1% $1816.7 Comerica Bank September 28, 2010
$112470.00 5 6.1% $2179.59 First Star Bank, S.S.B. October 19, 2011
$111640.00 11 10.7% $1442.3 Brownfield State Bank & Trust Co. September 27, 2013
$111720.00 5 9.7% $2357.26 First Bank & Trust, Bryan, Texas October 6, 2013
$112240.00 5 8.7% $2313.61 First Bank & Trust of Clarendon October 22, 2013

Several past requests for credit have been made by Gisele in the past, including one from First Community Bank of the Desert in San Antonio, Texas before Gisele was accepted for the $124000 by MBank San Antonio North, National Association

Gisele made 7 previous tries to obtain a debt consolidation loan, 2 of which were with First Community Bank of the Desert, a lender in San Antonio, Texas known to specialize in debt consolidation loans specifically. Before finding MBank San Antonio North, National Association, Gisele was very concerned due to their inexperience and excellent credit rating.

Conclusion of Gisele’s debt consolidation loan

In the end, Gisele was able to find a debt consolidation loan for $124000 with an interest rate of 10.3% interest APR from MBank San Antonio North, National Association in San Antonio, Texas repayable over 15 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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