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Shayna Sevy’s Fast Loan For 168000 Dollars In Elk City Oklahoma

$168000 Fast Loan – Elk City Oklahoma, Credit Rating Of 754

  • Experian: 769 – This individual had an excellent Experian rating
  • Transunion: 739 – Shayna had an excellent credit rating with Transunion.
  • Equifax: Shayna’s Experian score was 754, which is an excellent credit rating using the Experian scale.

Many previous requests for credit have been made by Shayna in the past, including one from First State Bank of Uvalde in Elk City, Oklahoma before Shayna was approved for the $168000 by Elk City State Bank

Shayna made 8 previous tries to obtain a fast loan, 2 of which were with First State Bank of Uvalde, a bank in Elk City, Oklahoma known to specialize in fast loans specifically. Prior to finding Elk City State Bank, Shayna was concerned due to their inexperience and excellent credit score.

When Shayna was 21, they tried to obtain a student loan from 4 alternate banks, which harmed their credit score. Below is a chronology of Shayna’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on November 16, 2010
  • Attempt 2) Loan for $35,000.00 on September 5, 2011
  • Attempt 3) Loan for $38,000.00 on February 25, 2013
  • Attempt 4) Loan for $30,000.00 on October 28, 2008

Signature Loan acquired in Elk City, Oklahoma for $168000 with excellent credit by Shayna

Most clients struggle with obtaining signature loans in Elk City, Oklahoma, and Shayna is no different. Shayna went to 6 lenders or more before finding Elk City State Bank, who offered Shayna a signature loan for $168000. Typical signature loans simply require a client, like Shayna’s signature to get them, up to $33,000 in some cases. Shayna was able to get $168000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require a cosigner, these loans generally need improved credit, as high as 788

Shayna’s Overall FICO score at the time of acceptance for a fast loan, taking into account their cardiologist job and their future career as a forging machine operator

Fico Score: 754

Shayna has a disappointing current gross income, but has a large amount of prospects

Shayna has always wanted to be a forging machine operator, but would need attend Universal Technical Institute-Motorcycle Mechanics again to achieve it. Shayna has other prospects as well, including orthodontist, export agent, and database administrator, which pay $56,000 through to $102,000 per year, on average. For this reason, we believe that Shayna can pay for this fast loan of $168000.

Client Profile: Shayna Sevy of Elk City, Oklahoma
  • Full name (Changed if requested): Shayna Sevy
  • Current Credit: loans.hit.utils.Fico@15615099
  • Current City: Elk City
  • State: Oklahoma
  • Zip code: 73652
  • Yearly income: $31,000
  • Current Job: cardiologist
  • Current County: Beckham
  • Goal Yearly Income: $99,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Personal Loan for a cardiologist named Shayna in Elk City, Oklahoma to Pay Off CFCU Platinum Visa

Shayna had a lot of credit card debt on their AeroMexico Visa Card and their Astoria Bank Maximum Rewards Visa Card, and they were starting to get in over their heads. Despite Shayna’s job as a cardiologist, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Installment loan for Shayna, a graduate of Universal Technical Institute-Motorcycle Mechanics and a cardiologist working for over $63,000 per year

Shayna, an alumnus at Universal Technical Institute-Motorcycle Mechanics and a cardiologist in Elk City, Oklahoma needs a fast loan to purchase a car. Shayna has instead chosen to obtain an installment loan for $26,000 and is at present seeking lenders like The Citizens State Bank to process their request.

7 Months Ago, Shayna Tried Finding a High Risk Loan for $32,000.00, and it was Easy

It is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Shayna. Shayna chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 351 can inquire for a high risk loan and may be be approved.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $26,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Shayna needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Shayna was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.7%.

Fast Loans for Shayna in Elk City, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Elk City, Oklahoma aren’t actually that difficult to obtain, particularly if you have some finesse like Shayna. Shayna was able to find a fast loan for $168000 from Sooner State Bank and Bank of Vici, but declined both offers in favor of their fast loan from Elk City State Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are on the go.

Contact Details for Elk City State Bank, the provider of this fast loan

  • Elk City State Bank
  • City: Elk City
  • State: Oklahoma
  • Address: 2714 West Third Street
  • County: Beckham
  • Zip code: 73644

Shayna was rejected by Cleo State Bank 7 times before being accepted by Elk City State Bank at 2714 West Third Street

On June 15, 2013, Shayna applied about borrowing $32,000 from Cleo State Bank with Margit, their friend from just outside Elk City, and even with the co-signer, Shayna was rejected for this fast loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Previous requests on Shayna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$106370.00 11 5.4% $1070.48 The First State Bank December 1, 2010
$106450.00 8 7.1% $1456.61 Security Bank and Trust Company May 11, 2011
$106310.00 11 5.4% $1069.88 The First State Bank, Willow, Okla. October 6, 2012
$106430.00 9 10.1% $1504.16 Sooner State Bank September 26, 2014

Before applying for this fast loan, Shayna had an Experian score of 769, which is excellent, so Elk City State Bank probably cannot provide Shayna a fast loan

Experian Score: 769

Shayna’s Transunion score was altered by the fast loan loan, changing to 739 from 754, which is normal in our experience.

Transunion Score: 739

Paraphrased and Standardized Quote from Shayna for this fast loan of $168000, provided by Elk City State Bank

Hi, I am Shayna and I’m from Elk City in Oklahoma. Beckham, county is where I grew up, and now I need a fast loan in Oklahoma for $168000 to avoid bankruptcy. It has been difficult, but Elk City State Bank really came through for me with this loan for 7.2% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to Elk City State Bank for giving me a chance and my excellent credit. It look me 4 years to build my credit to 754, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Conclusion of Shayna’s fast loan

In the end, Shayna was able to find a fast loan for $168000 with an interest rate of 6.4% interest APR from Elk City State Bank in Elk City, Oklahoma repayable over 24 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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