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$90000 Secured Loan In Middleton Wisconsin With Credit Score 359 For Dominique

$90000 Secured Loan – Middleton Wisconsin, Credit Score Of 359

  • Experian: 376 – This individual had a terrible Experian score
  • Transunion: 342 – Dominique had a terrible credit rating with Transunion.
  • Equifax: Dominique’s Experian score was 359, which is a terrible credit score using the Experian scale.

Paraphrased and Standardized Quote from Dominique for this secured loan of $90000, provided by Middleton Community Bank

Hello, I am Dominique and I am from Middleton in Wisconsin. Dane, county is where I grew up, and now I need a secured loan in Wisconsin for $90000 to buy a big ticket item. It has been difficult, but Middleton Community Bank really came through for me with this loan for 11.8% interest APR and a term of 19 years. I can repay the loan over the 19 year term, including interest. A big thanks to Middleton Community Bank for trusting me and my terrible credit. It look me 9 years to create my credit to 359, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.

Installment loan for Dominique, a graduate of Eastern Maine Community College and a cosmetologist working for over $60,000 per year

Dominique, an alumnus at Eastern Maine Community College and a cosmetologist in Middleton, Wisconsin needs a secured loan to purchase a car. Dominique has instead chosen to get an installment loan for $21,000 and is currently seeking lenders like Burlington Marine Bank to process their request.

Client Profile: Dominique Borwig of Middleton, Wisconsin
  • Full name (Changed if requested): Dominique Borwig
  • Current Credit: loans.hit.utils.Fico@70177ecd
  • Current City: Middleton
  • State: Wisconsin
  • Zip code: 53565
  • Yearly income: $39,000
  • Current Job: cosmetologist
  • Current County: Dane
  • Goal Yearly Income: $122,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Many past requests for credit have been made by Dominique in the past, including one from Farmers & Merchants Bank in Middleton, Wisconsin before Dominique was accepted for the $90000 by Middleton Community Bank

Dominique made 9 previous attempts to obtain a secured loan, 2 of which were with Farmers & Merchants Bank, a lender in Middleton, Wisconsin known to specialize in secured loans specifically. Prior to finding Middleton Community Bank, Dominique was concerned due to their inexperience and terrible credit rating.

Before applying for this secured loan, Dominique had an Experian score of 376, which is terrible, so Middleton Community Bank likely cannot provide Dominique a secured loan

Experian Score: 376

Dominique’s Transunion score was changed by the secured loan loan, changing to 342 from 359, which is typical in our experience.

Transunion Score: 342

Dominique has a disappointing current total income, but has several of prospects

Dominique has always wanted to be a criminal investigator, but would have to attend Eastern Maine Community College again to achieve it. Dominique has other possibilities as well, including home entertainment system installer, scientific photographer, and sawing machine operator, which pay $52,000 through to $105,000 per year, on average. Because of this, we believe that Dominique can afford this secured loan of $90000.

Fast Loans for Dominique in Middleton, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Middleton, Wisconsin aren’t actually that difficult to obtain, especially if you have some gumption like Dominique. Dominique was able to find a fast loan for $90000 from Norwest Bank Wisconsin East Central and Kilbourn State Bank, but declined both offers in favor of their secured loan from Middleton Community Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement in the case that a borrower is in a pinch.

Personal Loan for a cosmetologist named Dominique in Middleton, Wisconsin to Pay Off Virgin Atlantic Black Card

Dominique had a lot of credit card debt on their Salmon Nation Visa and their Simmons Bank Visa Gold Select, and they were starting to get in over their heads. Despite Dominique’s job as a cosmetologist, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Dominique was rejected by Norwest Bank Wisconsin Appleton 4 times before being granted funding by Middleton Community Bank at 3207 Parmenter Street

On October 11, 2009, Dominique inquired about borrowing $33,000 from Red Cedar Bank National Association with Erica, their in law from just outside Middleton, and even with the co-signer, Dominique was rejected for this secured loan. With terrible credit, it can be very hard to procure funding, even with collateral and a co-signer.

Contact Details for Middleton Community Bank, the provider of this secured loan

  • Middleton Community Bank
  • City: Middleton
  • State: Wisconsin
  • Address: 3207 Parmenter Street
  • County: Dane
  • Zip code: 53562

7 Months in the Past, Dominique Tried Finding a High Risk Loan for $47,000.00, and it was Hard

There is an ongoing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Dominique. Dominique decided not to get a high risk loan this time. High Risk loans are given to very low credit clients. Individuals with credit scores as low as 392 can apply for a high risk loan and possibly can be approved.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $35,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Dominique needed a debt consolidation loan to pay for their existing secured loan and their payday loan. Dominique was able to find a secured loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.4%.

Dominique’s Overall FICO score at the time of acceptance for a secured loan, taking into account their cosmetologist job and their future career as a criminal investigator

Fico Score: 359

Previous requests on Dominique’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$33870.00 11 11.1% $445.4 M&I Bank of Burlington February 20, 2009
$33660.00 10 7.2% $394.3 M&I Marshall and Ilsley Bank September 4, 2011
$33520.00 8 8.4% $480.7 Continental Bank & Trust Co. March 31, 2012
$33830.00 6 6.4% $567.07 Clare Bank, National Association April 28, 2013

Signature Loan found in Middleton, Wisconsin for $90000 with terrible credit by Dominique

Most borrowers have difficulty with finding signature loans in Middleton, Wisconsin, and Dominique is no exception. Dominique went to 8 lenders or more before finding Middleton Community Bank, who offered Dominique a signature loan for $90000. Typical signature loans simply require a client, like Dominique’s signature to get them, up to $39,000 in some cases. Dominique was able to get $90000 as a secured loan, which is very high for a secured loan. Since signature loans don’t need collateral, they generally require higher credit, as high as 709

When Dominique was 21, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a chronology of Dominique’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on June 15, 2012
  • Attempt 2) Loan for $21,000.00 on June 12, 2012
  • Attempt 3) Loan for $29,000.00 on January 10, 2011
  • Attempt 4) Loan for $38,000.00 on March 26, 2012
  • Attempt 5) Loan for $39,000.00 on April 23, 2011
  • Attempt 6) Loan for $31,000.00 on October 19, 2012

Conclusion of Dominique’s secured loan

In the end, Dominique was able to find a secured loan for $90000 with an interest rate of 8.3% interest APR from Middleton Community Bank in Middleton, Wisconsin repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.