$12000 Personal Loan – Dallas Texas, Credit Rating Of 826
- Experian: 844 – This client had an excellent Experian score
- Transunion: 813 – Earlean had an excellent credit score with Transunion.
- Equifax: Earlean’s Experian score was 826, which is an excellent credit score using the Experian system.
Installment loan for Earlean, a graduate of Brite Divinity School of Texas Christian University and a golf course superintendent working for over $64,000 per year
Earlean, an alumnus at Brite Divinity School of Texas Christian University and a golf course superintendent in Dallas, Texas wants a personal loan to purchase a house. Earlean has instead decided to obtain an installment loan for $20,000 and is currently seeking lenders like First State Bank of Mathis to process their request.
Before applying for this personal loan, Earlean had an Experian score of 844, which is excellent, so First City, Texas – Dallas likely can provide Earlean a personal loan
Paraphrased and Standardized Quote from Earlean for this personal loan of $12000, provided by First City, Texas – Dallas
Hi, I am Earlean and my hometown is Dallas in Texas. Dallas, county is where I grew up, and now I need a personal loan in Texas for $12000 to avoid bankruptcy. It has been difficult, but First City, Texas – Dallas really came through for me with this loan for 11.5% interest APR and a term of 9 years. I can probably repay the loan over the 9 year term, including interest. A big thanks to First City, Texas – Dallas for trusting me and my excellent credit. It look me 8 years to build my credit to 826, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Personal Loan for a golf course superintendent named Earlean in Dallas, Texas to Pay Off USAA Secured Card Platinum MasterCard
Earlean had a tonne of credit card debt on their Amalgamated Bank MasterCard Gold Plus and their First Tennessee Platinum Premier Visa, and they were starting to get in over their heads. Despite Earlean’s job as a golf course superintendent, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $29,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Earlean needed a debt consolidation loan to pay for their existing personal loan and their credit card. Earlean was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.6%.
Several previous requests for credit have been made by Earlean in the past, including one from The First National Bank of Orange County in Dallas, Texas before Earlean was accepted for the $12000 by First City, Texas – Dallas
Earlean made 9 previous attempts to obtain a personal loan, 2 of which were with The First National Bank of Orange County, a lender in Dallas, Texas known to specialize in personal loans specifically. Prior to finding First City, Texas – Dallas, Earlean was desperate due to their inexperience and excellent credit score.
Fast Loans for Earlean in Dallas, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Dallas, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Earlean. Earlean was able to find a fast loan for $12000 from Commercial State Bank and The Bank and Trust, S.S.B., but turned down both offers in favor of their personal loan from First City, Texas – Dallas. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a borrower is on the go.
9 Months Ago, Earlean Attempted to Find a High Risk Loan for $43,000.00, and it was Hard
It is an ongoing struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Earlean. Earlean decided not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit ratings as low as 474 can inquire for a high risk loan and possibly can be approved.
Previous requests on Earlean’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$136440.00||10||7.3%||$1605.36||Comerica Bank||April 28, 2013|
|$136380.00||7||11.4%||$2363.94||First Star Bank, S.S.B.||May 19, 2014|
|$136330.00||8||10.2%||$2083.15||Brownfield State Bank & Trust Co.||December 6, 2014|
|$136100.00||11||5.3%||$1362.87||First Bank & Trust, Bryan, Texas||December 24, 2014|
Earlean has a low current gross income, but has a high number of prospects
Earlean has always wanted to be a middle school administrator, but would have to attend Brite Divinity School of Texas Christian University again to achieve it. Earlean has other prospects as well, including probate lawyer, industrial-organizational psychologist, and copy writer, which pay $57,000 through to $105,000 per year, at least. For this reason, we believe that Earlean can pay for this personal loan of $12000.
- Full name (Changed if requested): Earlean Colquitt
- Current Credit: loans.hit.utils.Fico@4ccabbaa
- Current City: Dallas
- State: Texas
- Zip code: 75227
- Yearly income: $56,000
- Current Job: golf course superintendent
- Current County: Dallas
- Goal Yearly Income: $125,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
When Earlean was 21, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a chronology of Earlean’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on April 16, 2009
- Attempt 2) Loan for $39,000.00 on May 11, 2012
- Attempt 3) Loan for $35,000.00 on April 22, 2009
- Attempt 4) Loan for $31,000.00 on March 23, 2011
- Attempt 5) Loan for $27,000.00 on October 24, 2011
- Attempt 6) Loan for $26,000.00 on September 26, 2013
- Attempt 7) Loan for $37,000.00 on February 18, 2009
Signature Loan easily acquired in Dallas, Texas for $12000 with excellent credit by Earlean
Most clients have difficulty with obtaining signature loans in Dallas, Texas, and Earlean is the same. Earlean went to 7 lending institutions or more prior to finding First City, Texas – Dallas, who offered Earlean a signature loan for $12000. Typical signature loans simply require a client, like Earlean’s signature to obtain them, up to $30,000 in some cases. Earlean was able to get $12000 as a personal loan, which is very high for a personal loan. Because signature loans do not need a cosigner, they tend to require improved credit, as high as 726
Earlean was not approved by First Community Bank San Antonio, National Association 5 times prior to being granted funding by First City, Texas – Dallas at 1700 Pacific Street
On March 26, 2012, Earlean applied about borrowing $32,000 from Arrowhead Bank with Annemarie, their friend from just outside Dallas, and even with the co-signer, Earlean was rejected for this personal loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Contact Details for First City, Texas – Dallas, the provider of this personal loan
- First City, Texas – Dallas
- City: Dallas
- State: Texas
- Address: 1700 Pacific Street
- County: Dallas
- Zip code: 75222
Earlean’s Transunion score was altered by the personal loan loan, changing to 813 from 826, which is normal in our experience.
Earlean’s Overall FICO score at the time of acceptance for a personal loan, taking into account their golf course superintendent job and their future career as a middle school administrator
Conclusion of Earlean’s personal loan
In the end, Earlean was able to find a personal loan for $12000 with an interest rate of 5.2% interest APR from First City, Texas – Dallas in Dallas, Texas repayable over 9 years from now.