$60000 Same Day Loan – Houston Texas, Credit Rating Of 515
- Experian: 527 – The client had a fair Experian score
- Transunion: 501 – Sunday had a fair credit score with Transunion.
- Equifax: Sunday’s Experian score was 515, which is a fair credit score using the Experian system.
Sunday’s Overall FICO score at the time of acceptance for a same day loan, taking into account their school plant consultant job and their future job as a food preparation worker
Installment loan for Sunday, a graduate of Ferris State University and a school plant consultant working for over $73,000 per year
Sunday, an alumnus at Ferris State University and a school plant consultant in Houston, Texas wants a same day loan to purchase a new cell phone. Sunday has instead decided to obtain an installment loan for $13,000 and is at present seeking lenders like Arrowhead Bank to process their request.
Before applying for this same day loan, Sunday had an Experian score of 527, which is fair, so First Texas Bank most likely cannot provide Sunday a same day loan
Personal Loan for a school plant consultant named Sunday in Houston, Texas to Pay Off Sam’s Club Credit Card
Sunday had a lot of credit card debt on their Malvern Federal Savings Bank Visa Platinum Card and their AeroMexico Visa Secured Card, and they were starting to get in over their heads. Despite Sunday’s job as a school plant consultant, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
When Sunday was 21, they tried to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a list of Sunday’s prior attempts at finding a student loan:
- Attempt 1) Loan for $33,000.00 on February 21, 2012
- Attempt 2) Loan for $39,000.00 on April 25, 2009
- Attempt 3) Loan for $39,000.00 on July 30, 2010
- Attempt 4) Loan for $29,000.00 on March 7, 2012
- Attempt 5) Loan for $21,000.00 on July 10, 2012
- Attempt 6) Loan for $30,000.00 on March 12, 2014
- Attempt 7) Loan for $38,000.00 on August 30, 2009
Sunday’s Transunion score was altered by the same day loan loan, changing to 501 from 515, which is typical in our experience.
9 Months Ago, Sunday Tried to Find a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Sunday. Sunday chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Clients with credit scores as low as 411 can inquire for a high risk loan and possibly can be approved.
Sunday has a very low current total income, but has a large amount of prospects
Sunday has always wanted to be a food preparation worker, but would have to attend Ferris State University again to become one. Sunday has other prospects as well, including middle school teacher, farm labor contractor, and automotive glass installer, which pay $57,000 through to $97,000 per year, at least. Because of this, we believe that Sunday can afford this same day loan of $60000.
Paraphrased and Standardized Quote from Sunday for this same day loan of $60000, provided by First Texas Bank
Hello, I am Sunday and my hometown is Houston in Texas. Harris, county is where I grew up, and now I need a same day loan in Texas for $60000 to renovate my home. It has been difficult, but First Texas Bank really came through for me with this loan for 11.8% interest APR and a term of 7 years. I can repay the loan over the 7 year term, including interest. A big thanks to First Texas Bank for trusting me and my fair credit. It look me 8 years to create my credit to 515, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Signature Loan found in Houston, Texas for $60000 with fair credit by Sunday
A lot of clients struggle with obtaining signature loans in Houston, Texas, and Sunday is not an exception. Sunday went to 8 lenders or more prior to finding First Texas Bank, who offered Sunday a signature loan for $60000. Typical signature loans simply require a client, like Sunday’s signature to obtain them, up to $23,000 in some cases. Sunday was able to get $60000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, they generally require improved credit, as high as 763
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $28,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Sunday required a debt consolidation loan to pay for their existing same day loan and their credit card. Sunday was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.
- Full name (Changed if requested): Sunday Purol
- Current Credit: loans.hit.utils.Fico@e6ea0c6
- Current City: Houston
- State: Texas
- Zip code: 77057
- Yearly income: $63,000
- Current Job: school plant consultant
- Current County: Harris
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Previous requests on Sunday’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$75340.00||7||9.5%||$1231.36||Comerica Bank||April 15, 2013|
|$74560.00||8||5.4%||$958.19||First Star Bank, S.S.B.||January 21, 2014|
|$75320.00||9||11.7%||$1130.97||Brownfield State Bank & Trust Co.||June 9, 2014|
|$75450.00||3||6.3%||$2305.61||First Bank & Trust, Bryan, Texas||April 6, 2015|
|$74740.00||10||11.6%||$1055.09||First Bank & Trust of Clarendon||April 29, 2015|
Sunday was not approved by First Community Bank San Antonio, National Association 5 times before being granted funding by First Texas Bank at 755 Post Oak Boulevard
On June 7, 2013, Sunday inquired about borrowing $43,000 from First State Bank with Cyndi, their in law from just outside Houston, and even with the co-signer, Sunday was rejected for this same day loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Multiple other requests for credit have been made by Sunday in the past, including one from Lochaven Federal Savings and Loan Association in Houston, Texas before Sunday was approved for the $60000 by First Texas Bank
Sunday made 7 prior attempts to obtain a same day loan, 2 of which were with Lochaven Federal Savings and Loan Association, a bank in Houston, Texas known to specialize in same day loans specifically. Prior to finding First Texas Bank, Sunday was very concerned due to their inexperience and fair credit rating.
Fast Loans for Sunday in Houston, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Houston, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Sunday. Sunday was able to find a fast loan for $60000 from First Bank & Trust of Clarendon and First RepublicBank Clifton, but turned down both offers in favor of their same day loan from First Texas Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if you are in a time sensitive situation.
Contact Details for First Texas Bank, the provider of this same day loan
- First Texas Bank
- City: Houston
- State: Texas
- Address: 755 Post Oak Boulevard
- County: Harris
- Zip code: 77056
Conclusion of Sunday’s same day loan
In the end, Sunday was able to find a same day loan for $60000 with an interest rate of 11.4% interest APR from First Texas Bank in Houston, Texas repayable over 7 years from today.