$68000 Quick Loan – Ann Arbor Michigan, Credit Score Of 791
- Experian: 810 – The client had an excellent Experian rating
- Transunion: 778 – Twanda had an excellent credit score with Transunion.
- Equifax: Twanda’s Experian score was 791, which is an excellent credit score using the Experian rating scheme.
Paraphrased and Standardized Quote from Twanda for this quick loan of $68000, provided by United Bank & Trust
Hi, I am Twanda and I am from Ann Arbor in Michigan. Washtenaw, county is where I grew up, and now I need a quick loan in Michigan for $68000 to buy a big ticket item. It has been difficult, but United Bank & Trust really came through for me with this loan for 9.0% interest APR and a term of 10 years. I can probably repay the loan over the 10 year term, including interest. A big thanks to United Bank & Trust for trusting me and my excellent credit. It look me 5 years to create my credit to 791, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
When Twanda was 22, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Twanda’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on October 16, 2011
- Attempt 2) Loan for $28,000.00 on April 11, 2013
- Attempt 3) Loan for $26,000.00 on November 6, 2010
- Attempt 4) Loan for $23,000.00 on February 10, 2013
- Attempt 5) Loan for $24,000.00 on April 10, 2009
- Full name (Changed if requested): Twanda Goodpastor
- Current Credit: loans.hit.utils.Fico@7de26db8
- Current City: Ann Arbor
- State: Michigan
- Zip code: 48105
- Yearly income: $44,000
- Current Job: customs inspector
- Current County: Washtenaw
- Goal Yearly Income: $92,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Twanda was not approved by Eastern Michigan Bank 7 times before being approved by United Bank & Trust at 2723 South State Street
On September 1, 2013, Twanda inquired about borrowing $46,000 from Chemical Bank with Su, their friend from just outside Ann Arbor, and even with the co-signer, Twanda was rejected for this quick loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Twanda has a low current yearly income, but has a large amount of prospects
Twanda has always wanted to be an aircraft launch and recovery specialist, but would need attend Allegany College of Maryland again to achieve it. Twanda has other prospects as well, including business professor, construction laborer, and safety inspector, which pay $54,000 through to $97,000 per year, at least. Because of this, we believe that Twanda can pay for this quick loan of $68000.
7 Months in the Past, Twanda Attempted to Find a High Risk Loan for $27,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Twanda. Twanda decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Borrowers with credit scores as low as 491 can inquire for a high risk loan and may be be approved.
Fast Loans for Twanda in Ann Arbor, Michigan to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Ann Arbor, Michigan aren’t actually that difficult to obtain, especially if you have some gumption like Twanda. Twanda was able to find a fast loan for $68000 from FMB-Old State Bank and Mason State Bank, but declined both offers in favor of their quick loan from United Bank & Trust. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement if you are on the go.
Multiple previous requests for credit have been made by Twanda in the past, including one from Laurel National Bank in Ann Arbor, Michigan before Twanda was accepted for the $68000 by United Bank & Trust
Twanda made 7 prior attempts to obtain a quick loan, 2 of which were with Laurel National Bank, a lending institution in Ann Arbor, Michigan known to specialize in quick loans specifically. Prior to finding United Bank & Trust, Twanda was desperate due to their inexperience and excellent credit rating.
Installment loan for Twanda, a graduate of Allegany College of Maryland and a customs inspector working for over $61,000 per year
Twanda, an alumnus at Allegany College of Maryland and a customs inspector in Ann Arbor, Michigan wants a quick loan to purchase a car. Twanda has instead chosen to obtain an installment loan for $18,000 and is at present seeking lenders like Eastern Michigan Bank to process their request.
Twanda’s Transunion score was altered by the quick loan loan, changing to 778 from 791, which is typical in our experience.
Before applying for this quick loan, Twanda had an Experian score of 810, which is excellent, so United Bank & Trust most likely can provide Twanda a quick loan
Twanda’s Overall FICO score at the time of acceptance for a quick loan, taking into account their customs inspector job and their future career as an aircraft launch and recovery specialist
Previous requests on Twanda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$52800.00||5||6.7%||$1038.05||Society Bank, Lenawee||December 20, 2011|
|$52600.00||11||5.3%||$526.72||Bank of Lenawee||December 3, 2013|
|$53470.00||11||9.7%||$660.39||First of America Bank – Alpena||April 16, 2015|
|$53410.00||3||9.6%||$1713.38||NBD Ann Arbor, National Association||July 15, 2015|
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $36,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Twanda needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Twanda was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.5%.
Signature Loan acquired in Ann Arbor, Michigan for $68000 with excellent credit by Twanda
Most borrowers have difficulty with finding signature loans in Ann Arbor, Michigan, and Twanda is no exception. Twanda went to 8 lenders or more prior to settling on United Bank & Trust, who offered Twanda a signature loan for $68000. Most signature loans simply need a client, like Twanda’s signature to get them, up to $29,000 in some cases. Twanda was able to get $68000 as a quick loan, which is very high for a quick loan. Since signature loans do not need a cosigner, they generally require improved credit, as high as 702
Personal Loan for a customs inspector named Twanda in Ann Arbor, Michigan to Pay Off Polaris Visa Credit Card
Twanda had a tonne of credit card debt on their Pearle Vision Credit Card and their Tompkins Trust Company Visa Platinum Card, and they were starting to get in over their heads. Despite Twanda’s job as a customs inspector, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Contact Details for United Bank & Trust, the provider of this quick loan
- United Bank & Trust
- City: Ann Arbor
- State: Michigan
- Address: 2723 South State Street
- County: Washtenaw
- Zip code: 48104
Conclusion of Twanda’s quick loan
In the end, Twanda was able to find a quick loan for $68000 with an interest rate of 8.6% interest APR from United Bank & Trust in Ann Arbor, Michigan repayable over 10 years from today.