$36000 Unsecured Loan – Fort Myers Florida, Credit Rating Of 830
- Experian: 842 – This client had an excellent Experian score
- Transunion: 816 – Shenita had an excellent credit score with Transunion.
- Equifax: Shenita’s Experian score was 830, which is an excellent credit rating on the Experian rating scheme.
Before applying for this unsecured loan, Shenita had an Experian score of 842, which is excellent, so Security National Bank likely cannot provide Shenita an unsecured loan
Previous requests on Shenita’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$77640.00||5||7.8%||$1566.84||NCNB National Bank of Florida||July 7, 2012|
|$78370.00||4||11.5%||$2044.6||Southeast Bank of Madison County, National Association||August 1, 2013|
|$78150.00||4||9.5%||$1963.37||Southeast Bank of Wildwood||November 22, 2013|
|$77670.00||11||5.2%||$773.89||Atlantic Bank of Jacksonville||March 25, 2014|
Several previous requests for credit have been made by Shenita in the past, including one from Flowers National Bank in Fort Myers, Florida before Shenita was approved for the $36000 by Security National Bank
Shenita made 6 previous tries to obtain an unsecured loan, 2 of which were with Flowers National Bank, a lending institution in Fort Myers, Florida known to specialize in unsecured loans specifically. Before finding Security National Bank, Shenita was very concerned due to their inexperience and excellent credit score.
- Full name (Changed if requested): Shenita Betties
- Current Credit: loans.hit.utils.Fico@3b192d32
- Current City: Fort Myers
- State: Florida
- Zip code: 33915
- Yearly income: $65,000
- Current Job: anesthesiologist
- Current County: Lee
- Goal Yearly Income: $106,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
7 Months in the Past, Shenita Attempted to Find a High Risk Loan for $38,000.00, and it was Easy
There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Shenita. Shenita chose not to get a high risk loan this time. High Risk loans are given to very low credit clients. Clients with credit ratings as low as 472 can inquire for a high risk loan and have a chance to be accepted.
Shenita has a low current yearly income, but has a high number of prospects
Shenita has always wanted to be a plant manager, but would need attend Northern Arizona University again to become one. Shenita has other prospects as well, including telecommunications technician, psychiatrist, and social psychologist, which pay $55,000 through to $92,000 per year, on average. For this reason, we think that Shenita can pay for this unsecured loan of $36000.
Shenita’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their anesthesiologist job and their future job as a plant manager
Fast Loans for Shenita in Fort Myers, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Fort Myers, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Shenita. Shenita was able to find a fast loan for $36000 from Century Bank of Orange County and The Perkins State Bank, but declined both offers in favor of their unsecured loan from Security National Bank. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if a borrower is on the go.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $20,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Shenita needed a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Shenita was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.6%.
Shenita’s Transunion score was altered by the unsecured loan loan, changing to 816 from 830, which is typical in our experience.
When Shenita was 24, they attempted to obtain a student loan from 5 alternate banks, which harmed their credit rating. Below is a list of Shenita’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on October 26, 2011
- Attempt 2) Loan for $33,000.00 on January 23, 2014
- Attempt 3) Loan for $23,000.00 on November 5, 2009
- Attempt 4) Loan for $21,000.00 on July 2, 2010
- Attempt 5) Loan for $22,000.00 on July 9, 2009
Shenita was not approved by Sun Bank/Palm Beach County, National Association 5 times before being granted funding by Security National Bank at 9701 South Tamiami Trail
On March 30, 2009, Shenita applied about borrowing $47,000 from Southeast Bank of Wildwood with Tynisha, their in law from just outside Fort Myers, and even with the co-signer, Shenita was rejected for this unsecured loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Personal Loan for an anesthesiologist named Shenita in Fort Myers, Florida to Pay Off Polaris Visa Credit Card
Shenita had a lot of credit card debt on their Carnival FunPoints-The Carnival World MasterCard and their City National Bank Visa Signature Card, and they were starting to get in over their heads. Despite Shenita’s job as an anesthesiologist, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Shenita for this unsecured loan of $36000, provided by Security National Bank
Hi, I am Shenita and I’m from Fort Myers in Florida. Lee, county is where I grew up, and now I need a unsecured loan in Florida for $36000 to pay bills. It has been difficult, but Security National Bank really came through for me with this loan for 5.8% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to Security National Bank for giving me a chance and my excellent credit. It look me 5 years to create my credit to 830, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Contact Details for Security National Bank, the provider of this unsecured loan
- Security National Bank
- City: Fort Myers
- State: Florida
- Address: 9701 South Tamiami Trail
- County: Lee
- Zip code: 33906
Installment loan for Shenita, a graduate of Northern Arizona University and an anesthesiologist working for over $68,000 per year
Shenita, an alumnus at Northern Arizona University and an anesthesiologist in Fort Myers, Florida wants an unsecured loan to purchase a new cell phone. Shenita has instead decided to obtain an installment loan for $13,000 and is at present seeking lenders like The Florida National Bank at Orlando to process their request.
Signature Loan easily acquired in Fort Myers, Florida for $36000 with excellent credit by Shenita
A lot of borrowers struggle with finding signature loans in Fort Myers, Florida, and Shenita is no exception. Shenita went to 7 lending institutions or more before settling on Security National Bank, who offered Shenita a signature loan for $36000. Most signature loans simply require a client, like Shenita’s signature to obtain them, up to $40,000 in some cases. Shenita was able to get $36000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans do not need a cosigner, these loans tend to need higher credit, as high as 735
Conclusion of Shenita’s unsecured loan
In the end, Shenita was able to find an unsecured loan for $36000 with an interest rate of 7.3% interest APR from Security National Bank in Fort Myers, Florida repayable over 4 years from now.